NOT LISTED FOR SALE

108 Rustic Ridge Rd Severna Park, MD 21146

Estimated Value: $665,091 - $733,000

5 Beds
3 Baths
1,731 Sq Ft
$395/Sq Ft Est. Value

Last Sold July 16, 2021

Last sale price $599,900 $347 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $4,081/month

Highlights

  • Home fronts navigable water
  • Canoe or Kayak Water Access
  • Gourmet Country Kitchen
  • Folger McKinsey Elementary at Chesapeake Bay Middle School Rated A-
  • Fishing Allowed
  • 0.51 Acre Lot

About This Home

As of July 2021

Major Price Drop. Don't Miss out on this fantastic home. Freshly painted and ready for new buyers. Beautiful and serene setting on a corner lot with oversized large yard. Home has 5 bedrooms and 3 full bathrooms and boasts large gourmet kitchen with stainless steel appliances, hardwood floors, granite counters, fireplace, large family room, lovely trex deck, paver patio for all your entertaining needs. Water priveldged community. Path for water access is in the cudlesac, kayak, paddle boards can be launched, no dock. Pool table is for sale. Freshly painted and see photos for beach access.

Last Agent to Sell the Property

Maria Kostkowski

(410) 991-0044 mlkostkowski@gmail.com Keller Williams Flagship Listed on: 06/01/2021

Keller Williams Flagship

Last Buyer's Agent

Suzy Lenox

(410) 353-3963 suzy@godouglasrealty.com Douglas Realty LLC License #672414

Douglas Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,886

Year Built

  • Built in 1957

Lot Details

  • 0.51 Acre Lot
  • Home fronts navigable water
  • Extensive Hardscape
  • Property is in very good condition
  • Property is zoned R5

HOA Fees

  • $8 Monthly HOA Fees

Home Design

  • Split Foyer
  • Architectural Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • Crown Molding
  • Ceiling Fan
  • 1 Fireplace
  • Open Floorplan
  • Wood Flooring

Kitchen

  • Gourmet Country Kitchen
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

Laundry

  • Electric Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Interior and Exterior Basement Entry

Parking

  • 4 Parking Spaces
  • 3 Driveway Spaces
  • 1 Attached Carport Space
  • Off-Street Parking

Outdoor Features

  • Canoe or Kayak Water Access
  • Property Near A Cove
  • No Personal Watercraft
  • Deck
  • Patio

Schools

  • Folger Mckinsey Elementary School
  • Severna Park Middle School
  • Severna Park High School

Utilities

  • Central Air
  • Back Up Electric Heat Pump System
  • 220 Volts
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 020350102928890

Community Details

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,886

Year Built

Built in 1957

Lot Details

0

HOA Fees

$8 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2021-06-02
  • Federal Flood Zone: No
  • Year Built: 1957
  • Automatically Close On Close Date: No
  • Remarks Public: Major Price Drop. Don't Miss out on this fantastic home. Freshly painted and ready for new buyers. Beautiful and serene setting on a corner lot with oversized large yard. Home has 5 bedrooms and 3 full bathrooms and boasts large gourmet kitchen with stainless steel appliances, hardwood floors, granite counters, fireplace, large family room, lovely trex deck, paver patio for all your entertaining needs. Water priveldged community. Path for water access is in the cudlesac, kayak, paddle boards can be launched, no dock. Pool table is for sale. Freshly painted and see photos for beach access.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Icemaker, Stove, Washer, Water Heater
  • Flooring Type: Hardwood
  • Interior Amenities: Ceiling Fan(s), Combination Kitchen/Living, Combination Dining/Living, Kitchen - Country, Kitchen - Gourmet, Crown Moldings
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Fully Finished, Improved, Interior Access, Outside Entrance, Walkout Level
  • Total Sq Ft: 1731
  • Living Area Sq Ft: 1731
  • Price Per Sq Ft: 487.33
  • Above Grade Finished Sq Ft: 1231
  • Below Grade Finished Sq Ft: 500
  • Total Below Grade Sq Ft: 500
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 108

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 2
  • Lower Level Bedroom: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination
  • Exterior Features: Extensive Hardscape
  • Roof: Architectural Shingle
  • Water Access Features: Canoe/Kayak, No Personal Watercraft (PWC), Fishing Allowed
  • Water Access: Yes
  • Water Body Name: Cypress creek
  • Water Body Type: Cove
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Carport Spaces: 1
  • Garage: No
  • Parking Features: Concrete Driveway
  • Attached Carport Spaces: 1
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Attached Carport, Driveway, Off Street
  • Number of Spaces in Driveway: 3

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 220 Volts
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 100.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: FOLGER MCKINSEY
  • Middle School: SEVERNA PARK
  • High School: SEVERNA PARK
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140671932
  • School District Source: Listing Agent
  • Elementary School: FOLGER MCKINSEY
  • High School: SEVERNA PARK
  • Middle Or Junior School: SEVERNA PARK

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 160200.00
  • Land Assessed Value: 278500.00
  • Land Use Code: 011
  • Lot Size Acres: 0.51
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 22000.00
  • Outdoor Living Structures: Patio(s), Deck(s)
  • Property Condition: Very Good
  • Year Assessed: 2021
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15233812
  • Tax Annual Amount: 4886.00
  • Assessor Parcel Number: 020350102928890
  • Tax Lot: 1
  • Tax Total Finished Sq Ft: 1731
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 07/16/2021

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 1, 2021
Closed on
Jul 16, 2021
Sold by
Beauchamp Jonathan B
Bought by
Vanskiver Kristen Nicole
Seller's Agent
Maria Kostkowski
Keller Williams Flagship
Buyer's Agent
Suzy Lenox
Douglas Realty LLC
List Price
$635,000
Sold Price
$599,900
Premium/Discount to List
-$35,100
-5.53%
Current Estimated Value
$684,523

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,623
Avg. Annual Appreciation
3.13%
Original Mortgage
$539,910
Outstanding Balance
$489,885
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$194,638

Purchase Details

Listed on
Sep 11, 2012
Closed on
Dec 14, 2012
Sold by
Pride Homes Llc
Bought by
Beauchamp Jonathan B
Seller's Agent
Sara Burden
Keller Williams Flagship
Buyer's Agent
Frank Taglienti
Berkshire Hathaway HomeServices PenFed Realty
List Price
$490,000
Sold Price
$422,500
Premium/Discount to List
-$67,500
-13.78%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.17%
Original Mortgage
$414,846
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Closed on
May 30, 2012
Sold by
Peterson Michael W and Callage Rosemarie
Bought by
Pride Homes Llc

Purchase Details

Closed on
Sep 29, 2006
Sold by
Peterson George F
Bought by
Peterson Co Michael W

Purchase Details

Closed on
Sep 28, 2006
Sold by
Peterson George F
Bought by
Peterson Co Michael W and Callage Co , Rosemarie
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Vanskiver Kristen Nicole $599,900 Admiral Title Group
Beauchamp Jonathan B $422,500 First American Title Ins Co
Pride Homes Llc $220,000 First American Title Ins Co
Peterson Co Michael W -- --
Peterson Co Michael W -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Vanskiver Kristen Nicole $539,910
Previous Owner Beauchamp Jonathan B $414,846
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/16/2021 07/16/21 Sold $599,900 0.0% $347 / Sq Ft
06/19/2021 06/19/21 Pending -- -- --
06/07/2021 06/07/21 Price Changed $599,900 -4.0% $347 / Sq Ft
06/06/2021 06/06/21 Price Changed $624,900 -1.6% $361 / Sq Ft
06/01/2021 06/01/21 For Sale $635,000 0.0% $367 / Sq Ft
09/15/2017 09/15/17 Rented $2,700 0.0% --
08/13/2017 08/13/17 Under Contract -- -- --
08/04/2017 08/04/17 For Rent $2,700 0.0% --
12/14/2012 12/14/12 Sold $422,500 -1.7% $351 / Sq Ft View Prior Sale
11/09/2012 11/09/12 Pending -- -- --
10/24/2012 10/24/12 Price Changed $429,900 -6.5% $357 / Sq Ft
10/17/2012 10/17/12 Price Changed $459,900 -2.1% $382 / Sq Ft
10/11/2012 10/11/12 Price Changed $469,900 -2.1% $391 / Sq Ft
09/26/2012 09/26/12 Price Changed $479,900 -2.0% $399 / Sq Ft
09/19/2012 09/19/12 Price Changed $489,900 0.0% $407 / Sq Ft
09/11/2012 09/11/12 For Sale $490,000 -- $407 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,801 $508,167 -- --
2024 $5,801 $483,900 $316,500 $167,400
2023 $5,593 $468,833 $0 $0
2022 $5,172 $453,767 $0 $0
2021 $2,507 $438,700 $278,500 $160,200
2020 $4,353 $438,700 $278,500 $160,200
2019 $8,414 $438,700 $278,500 $160,200
2018 $4,791 $472,500 $306,500 $166,000
2017 $3,942 $427,300 $0 $0
2016 -- $382,100 $0 $0
2015 -- $336,900 $0 $0
2014 -- $334,033 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA469580

Bright MLS

APN: 03-501-02928890