NOT LISTED FOR SALE

108 State Ave Saint Charles, IL 60174

Downtown Saint Charles Neighborhood

Estimated Value: $363,876

3 Beds
2 Baths
1,700 Sq Ft
$214/Sq Ft Est. Value

Last Sold October 02, 2020

Last sale price $257,700 $152 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $2,800/month

154 Days on Market

Highlights

  • Queen Anne Architecture
  • Corner Lot
  • Home Security System
  • Lincoln Elementary School Rated A
  • Brick Porch or Patio
  • 4-minute walk to Baker Memorial Park

About This Home

As of October 2020

Excellent investment property located minutes from restaurants, coffee shops, the riverwalk and the downtown area in the beautiful historic district of St. Charles. This charming house is currently being used as a 2-flat residential rental with an abundant amount of opportunities. Since the zoning code on the property is CBD-2 (Mixed Use), there is an opportunity for a future business on the lower level. The upper level is used as a 1 bed/1 bath residential unit and the lower level is currently being used as a 2 bed/1 bath residential unit with the possibility of being modified for future commercial use. Being zoned mixed use gives the next owner various opportunities to capitalize on the charm and magnificence of this stunning property! Property being sold AS-IS. Please contact the listing agent for a link to the virtual tour prior to booking a showing.

Last Agent to Sell the Property

Matthew Spitzer

@properties Christie's International Real Estate License #475186756 Listed on: 03/10/2020

@properties Christie's International Real Estate

Last Buyer's Agent

Matt Kombrink

One Source Realty License #471007391

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $8,837

Year Built

  • Built in 1910 | Remodeled in 2005

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 51x102x50x102
  • Corner Lot
  • Paved or Partially Paved Lot

Home Design

  • Queen Anne Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation
  • Cedar

Interior Spaces

  • Ceiling Fan
  • Unfinished Basement
  • English Basement

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Bathrooms
  • No Tub in Bathroom

Home Security

  • Home Security System
  • Carbon Monoxide Detectors
  • Fire Sprinkler System

Parking

  • 20 Parking Spaces
  • Uncovered Parking
  • Parking Included in Price
  • Unassigned Parking

Schools

  • Lincoln Elementary School
  • Thompson Middle School
  • St. Charles East High School

Additional Features

  • Brick Porch or Patio
  • Forced Air Heating System

Community Details

Overview

  • 2 Units

Building Details

  • Electric Expense $1,477
  • Fuel Expense $698
  • Gross Income $25,740

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$8,837

Year Built

Built in 1910 | Remodeled in 2005

Lot Details

0

Listing Details

  • Property Type: Residential Income
  • Property Type: Two to Four Units
  • Ownership: Fee Simple
  • ArchitecturalStyle: Queen Anne
  • New Construction: No
  • Year Built: 1910
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • General Information: Historical District
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2005
  • ResoPropertyType: ResidentialIncome
  • Special Features: None
  • Property Sub Type: MultiFamily
  • Year Renovated: 2005

Interior Features

  • Basement: English
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Other Equipment: Security System, Fire Sprinklers, CO Detectors, Ceiling Fan(s)
  • Basement Description: Unfinished
  • Bathroom Amenities: No Tub
  • Below Grade Bedrooms: 0
  • Full Bathrooms in Building: 2
  • Half Bathrooms in Building: 0
  • MRD_AppliancesAndFeatures: Stove,Refrigerator,Central Air Conditioner,Laundry Hook-Up,Range Hood,Hardwood Floors,Handicap Access
  • MRD_AppliancesAndFeatures: Stove,Refrigerator,Washer,Dryer,Central Air Conditioner,Hardwood Floors

Exterior Features

  • ExteriorFeatures: Patio, Porch, Brick Paver Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 269900
  • Lot Features: Corner Lot
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Cedar

Garage/Parking

  • Parking Features: Unassigned
  • ParkingTotal: 20
  • Parking: Space/s
  • Parking On-Site: No
  • Parking Ownership: N/A

Utilities

  • Sewer: Public Sewer
  • Heating: Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved

Schools

  • Elementary School: Lincoln Elementary School
  • High School: St. Charles East High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.11
  • Lot Dimensions: 51X102X50X102
  • Zoning: OTHER
  • Lot Size: Less Than .25 Acre
  • Special Assessments: Y

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Multi Family

  • Fuel Expense: 698
  • ElectricExpense: 1477
  • GrossIncome: 25740
  • Units in Building: 2
  • Three Bedroom Number of Units: No
  • Type-Multi: 2 Flat

Tax Info

  • Tax Annual Amount: 8836.97
  • Tax Year: 2018
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 30, 2024
Sold by
Pescatore Madelyn R
Bought by
Madelyn Pescatore Trust and Pescatore
Current Estimated Value
$363,876

Purchase Details

Listed on
Mar 10, 2020
Closed on
Sep 25, 2020
Sold by
Poole Llc
Bought by
Pescatore Madelyn R
Seller's Agent
Matthew Spitzer
@properties Christie's International Real Estate
Buyer's Agent
Matt Kombrink
One Source Realty
List Price
$269,900
Sold Price
$257,700
Premium/Discount to List
-$12,200
-4.52%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.02%
Original Mortgage
$244,625
Interest Rate
2.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 16, 2012
Sold by
Little May Lou
Bought by
Poole Llc

Purchase Details

Closed on
Oct 29, 2002
Sold by
Zetscher Robert
Bought by
Little Mary Lou

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.08%
Mortgage Type
Commercial

Purchase Details

Closed on
Oct 25, 2002
Sold by
Zetscher Ramona S and Zetscher Rhoda S
Bought by
Zetscher Robert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.08%
Mortgage Type
Commercial
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Madelyn Pescatore Trust -- None Listed On Document
Pescatore Madelyn R $258,000 Ct
Poole Llc -- None Available
Little Mary Lou $257,000 First American Title Co
Zetscher Robert -- First American Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Pescatore Madelyn R $244,625
Previous Owner Little Mary Lou $200,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/02/2020 10/02/20 Sold $257,700 -4.5% $152 / Sq Ft
08/11/2020 08/11/20 Pending -- -- --
03/10/2020 03/10/20 For Sale $269,900 -- $159 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,698 $117,689 $55,859 $61,830
2023 $9,324 $105,334 $49,995 $55,339
2022 $9,586 $106,907 $49,804 $57,103
2021 $9,228 $101,903 $47,473 $54,430
2020 $9,130 $100,003 $46,588 $53,415
2019 $8,972 $98,023 $45,666 $52,357
2018 $8,837 $96,111 $43,387 $52,724
2017 $8,613 $92,825 $41,904 $50,921
2016 $8,988 $89,565 $40,432 $49,133
2015 -- $91,462 $39,996 $51,466
2014 -- $91,462 $39,996 $51,466
2013 -- $92,941 $40,396 $52,545
Source: Public Records

Agents Affiliated with this Home

  • Matthew Spitzer

    Seller's Agent in 2020

    Matthew Spitzer

    @ Properties

    (847) 385-1145

    1 in this area

    24 Total Sales

    Section Image
  • Matt Kombrink

    Buyer's Agent in 2020

    Matt Kombrink

    One Source Realty

    (630) 803-8444

    6 in this area

    941 Total Sales

    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 10662670

Midwest Real Estate Data (MRED)

APN: 09-27-380-006

Illinois Kane County Saint Charles 60174 Downtown Saint Charles

108 State Ave, Saint Charles, IL

This home is located at 108 State Ave, Saint Charles, IL 60174 since 10 March 2020 and is currently estimated at $363,876, approximately $214 per square foot. This property was built in 1910. 108 State Ave is a home located in Kane County with nearby schools including Lincoln Elementary School, Thompson Middle School, and St Charles East High School.

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