Seller's Agent in 2025
Charles & Gabe Buky
COLDWELL BANKER REALTY
(941) 228-6086
51 in this area
195 Total Sales
108 Tern Dr Anna Maria, FL 34216
5
Beds
6
Baths
3,874
Sq Ft
7,500
Sq Ft Lot
Highlights
- 76 Feet of Salt Water Canal Waterfront
- Heated In Ground Pool
- Custom Home
- Dock made with wood
- Ocean To Bay Views
- Open Floorplan
About This Home
As of December 2025Welcome to your island oasis! This stunning modern waterfront home redefines relaxation. Step through the double front doors and behold the tropical backyard. Ascend to the main living level via custom handrail-adorned stairs or the convenient elevator. The open-concept space features 8” white oak wood floors, wood-beamed ceilings, and designer Reginald Andrews lighting. The gourmet kitchen boasts waterfall Cambria Stone Quartz countertops and top-of-the-line stainless appliances. Pocket sliding doors lead to the terrace with pool and water views, seamlessly blending indoor and outdoor living. The master suite, complete with a private terrace, Porcelanosa tile finishes, Moen Align fixtures, and Caesarstone quartz countertops, offers a true retreat. Three additional en-suite bedrooms, a den, and an expansive bonus room with custom built-in bunk beds are meticulously finished. Enjoy island and water views from the terraces on all levels. Outside, the Trex deck surrounds the resort-style pool and spa, just steps away from an outdoor shower and pool bath. The private dock provides water access to the Gulf of Mexico, perfect for boating, kayaking, and water toys. Additional highlights include a rooftop deck with 360-degree views, all within walking distance of restaurants, boutiques, and the white sandy beaches of Anna Maria and Pine Ave.
Last Agent to Sell the Property
COLDWELL BANKER REALTY Brokerage Phone: 941-383-6411 License #3021275 Listed on: 06/19/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $44,037
Year Built
- Built in 2018
Lot Details
- 7,500 Sq Ft Lot
- Lot Dimensions are 104x76x99x75
- 76 Feet of Salt Water Canal Waterfront
- Property fronts a saltwater canal
- Northwest Facing Home
- Fenced
- Native Plants
- Irrigation Equipment
- Landscaped with Trees
- Property is zoned R1
Parking
- 2 Car Attached Garage
- Garage Door Opener
Property Views
- Ocean To Bay
- Full Bay or Harbor
- Canal
Home Design
- Custom Home
- Florida Architecture
- Elevated Home
- Brick Exterior Construction
- Slab Foundation
- Frame Construction
- Metal Roof
Interior Spaces
- 3,874 Sq Ft Home
- 3-Story Property
- Elevator
- Open Floorplan
- Bar
- High Ceiling
- Ceiling Fan
- Blinds
- Drapes & Rods
- Sliding Doors
- Great Room
- Family Room
- Living Room
- Dining Room
- Den
- Bonus Room
- Storage Room
- Attic
Kitchen
- Eat-In Kitchen
- Cooktop with Range Hood
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
Laundry
- Laundry Room
- Dryer
- Washer
Eco-Friendly Details
- Energy-Efficient Appliances
- Energy-Efficient HVAC
- Energy-Efficient Lighting
- Energy-Efficient Insulation
Pool
- Heated In Ground Pool
- Heated Spa
- In Ground Spa
- Saltwater Pool
- Outdoor Shower
- Outside Bathroom Access
Outdoor Features
- Fixed Bridges
- Access to Saltwater Canal
- Dock made with wood
- Dock made with Composite Material
- Balcony
- Deck
- Covered Patio or Porch
- Exterior Lighting
Schools
- Anna Maria Elementary School
- Martha B. King Middle School
- Manatee High School
Utilities
- Zoned Heating and Cooling
- Cable TV Available
Community Details
- No Home Owners Association
- Built by Beacon Design
- Luana Isles Community
- Luana Isles Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 57 / D
- Assessor Parcel Number 6900400000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 19, 2024
Closed on
Dec 14, 2025
Sold by
108 Tern Drive Llc
Bought by
Tern Drive Realty Llc
Seller's Agent
Charles & Gabe Buky
COLDWELL BANKER REALTY
Buyer's Agent
Valerie Padur
PREFERRED SHORE LLC
List Price
$4,250,000
Sold Price
$3,300,000
Premium/Discount to List
-$950,000
-22.35%
Views
274
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
188.14%
Purchase Details
Listed on
May 21, 2018
Closed on
Nov 15, 2018
Sold by
Gulfisde Development Llc
Bought by
108 Tern Drive Llc
Seller's Agent
Judy Kepecz-Hays
COLDWELL BANKER REALTY
Buyer's Agent
Judy Kepecz-Hays
COLDWELL BANKER REALTY
List Price
$2,645,000
Sold Price
$2,500,000
Premium/Discount to List
-$145,000
-5.48%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.00%
Original Mortgage
$1,875,000
Interest Rate
4.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 6, 2015
Sold by
Smoyer Marjorie L
Bought by
Gulfside Development Llc
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $3,300,000 | None Listed On Document | |
| Warranty Deed | $2,500,000 | Attorney | |
| Deed | $700,000 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $1,875,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/17/2025 12/17/25 | Sold | $3,300,000 | -7.0% | $852 / Sq Ft | |
| 11/22/2025 11/22/25 | Pending | -- | -- | -- | |
| 10/15/2025 10/15/25 | Price Changed | $3,550,000 | -10.1% | $916 / Sq Ft | |
| 06/30/2025 06/30/25 | Price Changed | $3,950,000 | -7.1% | $1,020 / Sq Ft | |
| 06/19/2024 06/19/24 | For Sale | $4,250,000 | +70.0% | $1,097 / Sq Ft | |
| 11/19/2018 11/19/18 | Sold | $2,500,000 | -5.5% | $645 / Sq Ft | View Prior Sale |
| 10/01/2018 10/01/18 | Pending | -- | -- | -- | |
| 07/18/2018 07/18/18 | Price Changed | $2,645,000 | 0.0% | $683 / Sq Ft | |
| 07/18/2018 07/18/18 | For Sale | $2,645,000 | +5.8% | $683 / Sq Ft | |
| 06/30/2018 06/30/18 | Off Market | $2,500,000 | -- | -- | |
| 05/21/2018 05/21/18 | For Sale | $2,695,000 | -- | $696 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $44,278 | $2,769,192 | $998,750 | $1,770,442 |
| 2023 | $44,037 | $3,138,147 | $998,750 | $2,139,397 |
| 2022 | $40,561 | $3,000,619 | $550,000 | $2,450,619 |
| 2021 | $32,619 | $2,103,938 | $500,000 | $1,603,938 |
| 2020 | $30,898 | $1,883,536 | $480,000 | $1,403,536 |
| 2019 | $33,058 | $1,998,372 | $480,000 | $1,518,372 |
| 2018 | $7,670 | $440,000 | $440,000 | $0 |
| 2017 | $7,099 | $440,000 | $0 | $0 |
| 2016 | $7,099 | $440,000 | $0 | $0 |
| 2015 | $4,938 | $400,000 | $0 | $0 |
| 2014 | $4,938 | $343,840 | $0 | $0 |
| 2013 | $4,051 | $245,600 | $245,600 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Charles & Gabe Buky
-
Jason Sato
Seller Co-Listing Agent in 2025
Jason Sato
SATO REAL ESTATE INC.
(941) 224-1484
138 in this area
220 Total Sales
-
Valerie Padur
Buyer's Agent in 2025
Valerie Padur
PREFERRED SHORE LLC
(315) 489-7872
1 in this area
35 Total Sales
-
Frank Padur, Jr
Buyer Co-Listing Agent in 2025
Frank Padur, Jr
PREFERRED SHORE LLC
(315) 489-7862
1 in this area
13 Total Sales
-
Judy Kepecz-Hays
Seller's Agent in 2018
Judy Kepecz-Hays
COLDWELL BANKER REALTY
(941) 587-1700
144 Total Sales
Map
Source: Stellar MLS
MLS Number: A4614196
APN: 69004-0000-0
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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