$309,900

108 Twin Lake Cir Umatilla, FL 32784

Estimated payment $1,811/month

Total Views 12
3 Beds
2 Baths
1,277 Sq Ft
$243 Price per Sq Ft

Highlights

  • Active Adult
  • Clubhouse
  • Community Pool
  • Gated Community
  • Sun or Florida Room
  • Recreation Facilities

About This Home

Welcome to this charming and well-maintained home in Twin Lakes Estates, a desirable 55+ gated lakeside community known for its friendly neighbors and active lifestyle. Residents enjoy a clubhouse with regular social events, a community pool, scenic walking and biking trails, and well-lit streets perfect for peaceful morning or evening strolls. From the moment you arrive, the spacious driveway and attached two-car garage offer convenience and plenty of room for guests. Inside, the open-concept living area creates a warm and inviting space perfect for relaxing evenings or gathering with family and friends. Sliding glass doors lead to an enclosed Florida room—an ideal spot to enjoy your morning coffee, read a book, or simply take in Florida’s sunshine year-round. The kitchen is designed to be the heart of the home, featuring 42-inch wood cabinetry, a built-in pantry, generous storage, and a window overlooking the front yard. Ample counter space and dual work areas make it perfect for cooking, entertaining, or setting up a cozy coffee bar. The adjoining dining area offers plenty of space for everyday meals or special gatherings.
The thoughtfully designed split floor plan provides privacy, with the primary suite offering a spacious walk-in closet and an en-suite bathroom complete with a deep soaking tub—perfect for unwinding after a long day. Two additional bedrooms share a well-appointed bathroom, making them ideal for guests, hobbies, or visiting family. A convenient indoor laundry room with extra shelving provides additional storage and easy access to the garage. Step outside from the Florida room to a sunny patio area, perfect for grilling, gardening, or creating your own peaceful outdoor retreat. Located close to shopping, dining, parks, medical facilities, and major toll roads, you’ll enjoy easy access to Orlando attractions, Orlando International Airport, and everything Central Florida has to offer. This inviting home offers the perfect blend of comfort, lifestyle, and location. Come see it for yourself and discover why so many love calling Twin Lakes Estates home. *SOLD AS IS* with right to inspect. **It is the buyer's sole responsibility to confirm all restrictions with HOA, Community, City and/or County guidelines/rules.**

Listing Agent

Wilsie Ortiz

COMPLETE REALTY Brokerage Phone: 386-804-6169 License #3108850 Listed on: 03/20/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,573

Year Built

  • Built in 2001

Lot Details

  • 10,085 Sq Ft Lot
  • East Facing Home
  • Irrigation Equipment
  • Property is zoned PUD

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,277 Sq Ft Home
  • 1-Story Property
  • Blinds
  • Sliding Doors
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Inside Utility
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Soaking Tub

Outdoor Features

  • Balcony

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 35
  • Assessor Parcel Number 01-18-26-2000-000-03500

Community Details

Overview

  • Active Adult
  • Gail Schmidt Association, Phone Number (352) 345-1498
  • Visit Association Website
  • Umatilla Twin Lake Estates Sub Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse
  • Community Mailbox

Recreation

  • Recreation Facilities
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,573

Year Built

Built in 2001

Lot Details

10,085 Sq Ft Lot

HOA Fees

$50 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1277
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 2001
  • Building Area Total: 1931
  • Lot Size Sq Ft: 10085
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 179.40
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: N Goldenrod Rd.
  • RATIO Current Price By Calculate: 242.68
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 386-804-6169
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Kitchen/Family Room Combo, Living Room/Dining Room Combo
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Blinds
  • Additional Rooms: Florida Room,Inside Utility
  • Living Area Meters: 118.64

Exterior Features

  • Direction Faces: East
  • Exterior Features: Balcony, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Septic Tank
  • Water Source: None

Condo/Co-op/Association

  • Community Features: Clubhouse, Community Mailbox, Deed Restrictions, Golf Carts OK
  • Association Amenities: Gated, Pool, Recreation Facilities
  • Association Fee: 600
  • Association Fee Frequency: Annually
  • Association Name: Gail Schmidt
  • Phone: 352-345-1498
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: It is the buyer's sole responsibility to confirm all City/County and HOA restrictions.
  • Association Fee Requirement: Required
  • Association Email: hoatreasurer98@gmail.com
  • Association URL: https://twinlakesestates.net

Fee Information

  • Total Annual Fees: 600.00
  • Total Monthly Fees: 50.00
  • Monthly HOA Amount: 50.00

Lot Info

  • Zoning: PUD
  • Parcel Number: 01-18-26-2000-000-03500
  • Additional Parcels: No
  • Flood Zone Code: x

Rental Info

  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: It is the buyer's sole responsibility to confirm all City/County and HOA restrictions.

Tax Info

  • Tax Annual Amount: 1573.34
  • Tax Block: 000
  • Tax Book Number: 43-97-98
  • Tax Lot: 35

Multi Family

  • Approval Process: Contact HOA

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,421 $108,820 -- --
2025 $1,356 $105,860 -- --
2024 $1,356 $105,860 -- --
2023 $1,356 $99,790 $0 $0
2022 $1,251 $96,890 $0 $0
2021 $1,182 $94,072 $0 $0
2020 $1,202 $92,774 $0 $0
2019 $1,176 $90,689 $0 $0
2018 $1,116 $88,999 $0 $0
2017 $945 $87,169 $0 $0
2016 $924 $85,377 $0 $0
2015 $945 $84,784 $0 $0
2014 $936 $84,112 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/20/2026 03/20/26 For Sale $309,900 -- $243 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $175,000 --
Warranty Deed $97,900 --
Warranty Deed $14,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $70,000 Purchase Money Mortgage
Source: Public Records

Source: Stellar MLS

MLS Number: V4947781

Stellar MLS

APN: 01-18-26-2000-000-03500

Your Personal Tour Guide

Ask me questions while you tour the home.