$645,000

Sterling Sands 1080 Highway 98 E Unit 403 Destin, FL 32541

Estimated payment $4,887/month

Total Views 1,049
2 Beds
2 Baths
861 Sq Ft
$749 Price per Sq Ft

Highlights

  • Very Popular Property
  • Beach Front
  • Deeded access to the beach
  • Destin Elementary School Rated A-
  • Beach
  • Gulf View

About This Home

High Income Unit Over $68k! Welcome to Sterling Sands Unit 403, a beautifully maintained Gulf-front condo offering breathtaking, unobstructed views of the emerald green waters and sugar-white sands of Destin. This fully furnished 2-bedroom, 2-bathroom unit features an open-concept living space that flows seamlessly onto a private balcony with glass railing — the perfect spot to enjoy coastal breezes and panoramic Gulf views. The kitchen is equipped with sleek quartz countertops, stainless steel appliances, ample white cabinetry, and a convenient breakfast bar, ideal for both daily living and entertaining. The master suite offers a quiet retreat with an ensuite bathroom featuring a shower/tub combo. The guest bedroom includes a trundle bed, providing additional sleeping space for family and visitors with a pocket door to the full guest bathroom. For added convenience, the unit includes a separate laundry closet with a stackable washer and dryer, as well as a dedicated owner's closet for secure personal storage. The HVAC system was recently updated with a 2023 exterior unit and a 2025 interior air handler, offering energy efficiency and peace of mind. Sterling Sands is a low-density beachfront resort in the heart of Destin, offering a beachside pool and hot tub, fitness center overlooking the beach, grilling area, and private deeded beach at your building. The building has successfully passed its milestone inspection with no repairs needed, providing added security for future owners. Whether you're seeking a primary residence, vacation getaway, or investment property, this condo offers an unbeatable combination of comfort, convenience, and coastal charm.

Listing Agent

Sherrie Salas

Keller Williams Realty Destin License #3402412

Keller Williams Realty Destin

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,926

Year Built

  • Built in 1994

Lot Details

  • Beach Front
  • Property fronts gulf or ocean

HOA Fees

  • $800 Monthly HOA Fees

Home Design

  • Mirrored Walls
  • Concrete Siding
  • Stucco

Interior Spaces

  • 861 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Living Room
  • Vinyl Flooring

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deeded access to the beach
  • Balcony

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-2376-0003-4030

Community Details

Overview

  • Association fees include accounting, ground keeping, insurance, internet service, legal, licenses/permits, management, master, recreational faclty, sewer, water, cable TV, trash
  • 112 Buildings
  • 112 Units
  • Sterling Sands Condo Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Elevator

Recreation

  • Beach
  • Community Pool

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,926

Year Built

Built in 1994

Lot Details

0

HOA Fees

$800 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: STERLING SANDS CONDO
  • Directions: On South side of Highway 98 just East of Airport Road
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1994
  • Utilities Electric: Yes
  • Appliances Dryer: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Special Features: VirtualTour

Interior Features

  • Furnished: Furnished - All
  • Number Of Buildings: 112
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Floor Vinyl
  • Interior Amenities: Breakfast Bar, Owner's Closet, Pantry, Walls Mirrored, Washer/Dryer Hookup
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Refrigerator WIceMk: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Gulf, Unit Waterview Only
  • Waterfront Features: Unit Waterfront, Gulf, Shore - Beach
  • Waterfront: Yes
  • Construction Type: Concrete, Stucco
  • Exterior Features: Balcony
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Concrete: Yes
  • ConstructionSiding:Stucco: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Beach, Deed Access, Elevators, Exercise Room, Pets Allowed, Picnic Area, Pool, Waterfront
  • Association #2 Fee: 799.78
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Internet Service, Legal, Licenses/Permits, Management, Master Association, Recreational Faclty, Sewer, Water, Cable TV, Trash

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-2376-0003-4030
  • ResoLotSizeUnits: Acres

Multi Family

  • Number Of Units In Community: 112

Tax Info

  • Tax Annual Amount: 5926.18
  • Tax Year: 2024

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,879 $556,000 -- $556,000
2023 $5,879 $586,000 $0 $586,000
2022 $4,832 $431,000 $0 $431,000
2021 $4,235 $341,000 $0 $341,000
2020 $4,204 $336,000 $0 $336,000
2019 $4,175 $331,000 $0 $331,000
2018 $3,970 $321,000 $0 $0
2017 $3,535 $270,500 $0 $0
2016 $3,416 $263,000 $0 $0
2015 $3,451 $263,000 $0 $0
2014 $3,138 $234,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/14/2025 05/14/25 For Sale $645,000 -- $749 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $295,000 Attorney
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $265,000 Southern Escrow & Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $180,000 Unknown
Previous Owner $175,000 No Value Available
Source: Public Records

Similar Homes in Destin, FL

  • 1751 Scenic Hwy 98 Unit 212, Destin, FL 32541

    $565,000

    • 1 Bed
    • 1 Bath
    • 840 Sq Ft
    • 1751 Scenic Hwy 98
    • Unit 212
    • Destin, FL

    Experience Destin luxury with this turnkey, condo in the heart of Destin! Located in gated Sterling Shores, this unit is perfect as a 2nd home, primary residence or investment with rental projections up to $52k from on site management company, Vacasa! There is already over $9k booked with future reservations! The kitchen has newer stainless steel appliances with white cabinets. Several recent

    Nichole Causton Go Coastal Realty LLC

    Section Image
  • 775 Gulf Shore Dr Unit 3200, Destin, FL 32541

    $544,900

    • 3 Beds
    • 2.5 Baths
    • 1,640 Sq Ft
    • 775 Gulf Shore Dr
    • Unit 3200
    • Destin, FL

    This beautiful unit already has $27.4k booked for 2025 already!! Come and take a look at this amazing 3-bedroom unit in the highly sought-after Sandpiper Cove! The kitchen has been recently remodeled, with a wall being removed to make it more open to the living room. In addition, a kitchen island has been added, along with new counters, cabinets, appliances, and lighting. New AC and New Water

    Nichole Causton Go Coastal Realty LLC

    Section Image
  • 502 Gulf Shore Dr Unit 516, Destin, FL 32541

    $495,000

    • 2 Beds
    • 2 Baths
    • 987 Sq Ft
    • 502 Gulf Shore Dr
    • Unit 516
    • Destin, FL

    STUNNING VIEWS & GORGEOUS SUNSETS... from this completely remodeled ideal vacation investment or second home! Soothing coastal decor enhances the open living/dining area, all new furnishings, all new flooring, designer kitchen/granite countertops/stainless appliances/breakfast bar....spacious master with private bath/glass & tile shower/new stackable washer & dryer...oversized balcony

    Sherry Agee-Smith simpliHOM

    Section Image
  • 212 Harbor Blvd Unit 102, Destin, FL 32541

    $564,900

    • 2 Beds
    • 2 Baths
    • 1,128 Sq Ft
    • 212 Harbor Blvd
    • Unit 102
    • Destin, FL

    This condo has PASSED its Milestone Inspection Report. Phase 1 pass. Rental Projections up to $50K. Assessments in good standing. This condo is the BEST coastal getaway in Destin, Florida. Destin is famously known as the ''Luckiest Fishing Village in the World'' along with its most infamous pristine emerald green waters on the Gulf coast. When you enter this condo you will be welcomed by a

    Danie Bell COLDWELL BANKER REALTY

    Section Image
  • 10 Harbor Blvd Unit W221, Destin, FL 32541

    $640,000

    • 2 Beds
    • 2 Baths
    • 1,249 Sq Ft
    • 10 Harbor Blvd
    • Unit W221
    • Destin, FL

    If you're searching for a stunning vacation destination that offers luxurious amenities and breathtaking views, look no further! This beautiful two-bedroom, two-bath condo plus bunk room has everything you need to make your stay an unforgettable experience. Able to comfortably accommodate up to eight people, this unit is perfect for families or groups of friends. The condo boasts views of the

    Nichole Causton Go Coastal Realty LLC

    Section Image
  • 10 Harbor Blvd Unit W1021, Destin, FL 32541

    $750,000

    • 3 Beds
    • 2 Baths
    • 1,306 Sq Ft
    • 10 Harbor Blvd
    • Unit W1021
    • Destin, FL

    AMAZING GULF AND PASS VIEWS - Welcome to your dream coastal escape at Destins Emerald Grande! This beautiful 3 bedroom , 2-bathroom condo offers breathtaking panoramic views of the Destin Pass, the iconic jetties, and the sparkling emerald waters of the Gulf of Mexico.Investor Loans interest rates have dropped due to the LLPAs that will not be added to your second home purchase or income

    Albert Baeza RE/MAX Gulf Coast Realty

    Section Image
  • 1044 Highway 98 E Unit 703, Destin, FL 32541

    $775,000

    • 2 Beds
    • 2 Baths
    • 1,126 Sq Ft
    • 1044 Highway 98 E
    • Unit 703
    • Destin, FL

    Step into coastal elegance with this meticulously maintained, never-rented 2-bedroom, 2-bath condo located in the exclusive Emerald Towers resort. Owned by the original purchaser and in impeccable condition, this residence showcases thoughtful upgrades including granite kitchen countertops and smooth ceilings where the popcorn finish has been removed, enhancing both style and comfort. Enjoy

    Marie Babin RE/MAX by the Sea

    Section Image
  • 1044 Highway 98 E Unit 405, Destin, FL 32541

    $789,900

    • 2 Beds
    • 2 Baths
    • 1,126 Sq Ft
    • 1044 Highway 98 E
    • Unit 405
    • Destin, FL

    Live the luxury Gulf front lifestyle in this exceptional 2-bedroom, 2-bathroom condo located in the desirable gated community of Emerald Towers, Destin. Wake up to spectacular, panoramic Gulf views from the living room, dining area, kitchen, and primary bedroom - an unmatched backdrop to your daily life.This condo offers the best of both worlds: a tranquil retreat with effortless access to

    Cliff Glansen Flatfee.Com

    Section Image
  • 1040 Hwy 98 E Unit 718, Destin, FL 32541

    $659,500

    • 2 Beds
    • 2 Baths
    • 949 Sq Ft
    • 1040 Hwy 98 E
    • Unit 718
    • Destin, FL

    The total assessment is $91,000. Seller has paid $59,800 and will pay the remaining $31,200 at closing. New owner will be in a 'just like brand new' property. Directly on the beach and views of the city. Kitchen and baths remodeled in 2021, 1 of only 25 units that have a washer & dryer in the unit. A/C replaced in 2021. No carpet, all tile & LVP. Low HOA fees cover all utilities including

    Brenda Murphy Scenic Real Estate

    Section Image

Source: Emerald Coast Association of REALTORS®

MLS Number: 976247

Emerald Coast Association of REALTORS®

APN: 00-2S-22-2376-0003-4030