NOT LISTED FOR SALE

1082 Cottage Way Encinitas, CA 92024

Estimated Value: $1,300,000 - $1,371,000

3 Beds
2.5 Baths
1,386 Sq Ft
$968/Sq Ft Est. Value

Last Sold May 03, 2024

Last sale price $1,300,000 $938 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $8,608/month

8 Days on Market

Highlights

  • Updated Kitchen
  • Living Room with Fireplace
  • High Ceiling
  • Park Dale Lane Elementary Rated A
  • Wood Flooring
  • Granite Countertops

About This Home

As of May 2024

PRIVATE OASIS in CAMBRIA just 3.6 Miles from MOONLIGHT - Beautifully upgraded, high-end finishes throughout. Downstairs includes open floor plan with living room including fireplace that flows to the dining and kitchen area and 1/2 bath. Back yard is perfect for entertaining which includes attached pergola, water feature and built in hardscape and fire place. Upstairs includes 3 Bed and 2 Bath with upgrades throughout. Home is located near all major shopping centers including Carlsbad forum.

Last Agent to Sell the Property

Dane Ludolph

Cal State Realty Services License #01467833 Listed on: 04/02/2024

Cal State Realty Services

Last Buyer's Agent

Justin Cote

Compass License #02083233

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,394

Year Built

  • Built in 2000 | Remodeled

Lot Details

  • Gated Home
  • Property is Fully Fenced
  • Block Wall Fence
  • Landscaped
  • Level Lot
  • Front Yard Sprinklers

HOA Fees

  • $180 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Off-Street Parking
  • Unassigned Parking

Home Design

  • Clay Roof
  • Stucco Exterior

Interior Spaces

  • 1,386 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • Ceiling Fan
  • Awning
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • 2 Fireplaces
  • Interior Storage Closet
  • Carbon Monoxide Detectors

Kitchen

  • Updated Kitchen
  • Stove
  • Gas Range
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathtub
  • Shower Only

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Outdoor Features

  • Covered patio or porch
  • Outdoor Fireplace

Utilities

  • Natural Gas Connected
  • Separate Water Meter

Community Details

  • Association fees include exterior (landscaping)
  • First Service Residential Association, Phone Number (760) 607-4029

Listing and Financial Details

  • Assessor Parcel Number 257-501-21-02
  • $1,397 annual special tax assessment

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,394

Year Built

Built in 2000 | Remodeled

Lot Details

0

HOA Fees

$180 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Detached
  • Residential Styles: Detached
  • Property Condition: Updated/Remodeled
  • Market Area: Coastal North
  • Cross Street: Garden View
  • Neighborhood: Cambria
  • LP / Sq Ft: 919.91
  • Price Per Sq Ft: 937.95
  • Residential Unit Location: Detached
  • SP/ Sq Ft: 937.95
  • Stories: 2 Story
  • Ownership: Condominium
  • Total Stories: 2
  • Year Built: 2000
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Bathtub, Ceiling Fan, Granite Counters, High Ceilings (9 Feet+), Remodeled Kitchen, Shower, Storage Space, Kitchen Open To Family Rm
  • Flooring: Carpet, Laminate, Wood
  • Equipment Available: Dishwasher, Disposal, Dryer, Garage Door Opener, Microwave, Refrigerator, Washer, Electric Stove, Freezer, Ice Maker, Gas Range, Counter Top
  • Fireplaces: 2
  • Fireplace: Fp In Living Room, Patio/Outdoors
  • Total Bedrooms: 3
  • Bedrooms: 3
  • Master Bedroom Dimensions: 14x13
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Laundry Location: Garage
  • Estimated Sq Ft: 1386
  • Total Bathrooms: 3

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Full, Gate, Blockwall
  • Patio: Awning/Porch Covered, Brick, Covered, Stone/Tile
  • Roof: Tile/Clay

Garage/Parking

  • Garage Spaces: 2
  • Non Garage Parking: Off Street, Unassigned
  • Garage Spaces: 2
  • Parking Spaces Total: 4

Utilities

  • Cooling: Central Forced Air
  • Laundry Utilities: Electric, Gas
  • Security: Carbon Monoxide Detectors
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Heating: Fireplace, Forced Air Unit
  • Heating Fuel: Natural Gas
  • Utilities: Electricity Connected, Natural Gas Connected, Water Connected

Condo/Co-op/Association

  • Total Fees: 2160.0
  • Community: ENCINITAS
  • Home Owner Association: First Service Residential
  • Home Owner Association Fee Includes: Exterior (Landscaping)
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 180.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 760.607.4029

Fee Information

  • CFD Mello Roos Fee: 1397.0
  • CFD Mello Roos Fee Reflects: Year
  • Total Monthly Fees: 296
  • CFD Mello Roos Fee Frequency: Annual

Lot Info

  • Irrigation: Automatic, Sprinklers
  • Lot Size: 4,000-7,499 SF
  • Site: Sidewalks, Street Paved, Landscaped, Sprinklers In Front
  • Topography: Level
  • Zoning: R-1
  • Assessor Parcel Number: 257-501-21-02

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 2, 2024
Closed on
Apr 19, 2024
Sold by
Dane R Ludolph Living Trust and Ludolph Dane R
Bought by
Torres Jose C and Benik Elise G
Seller's Agent
Dane Ludolph
Cal State Realty Services
Buyer's Agent
Justin Cote
Compass
List Price
$1,275,000
Sold Price
$1,300,000
Premium/Discount to List
$25,000
1.96%
Views
135
Current Estimated Value
$1,342,333

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$42,333
Avg. Annual Appreciation
2.52%
Original Mortgage
$975,000
Outstanding Balance
$965,718
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$371,379

Purchase Details

Closed on
Sep 20, 2021
Sold by
Ludoiph Dane R
Bought by
Ludoiph Dane R and Dane R Ludoiph Living Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$650,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 27, 2020
Closed on
Jun 16, 2020
Sold by
Ford Caitlin and Ford Brian
Bought by
Ludolph Dane R
Seller's Agent
Krista Lombardi
1st Class Real Estate SD
Buyer's Agent
Robert Ludolph
HomeSmart Realty West
List Price
$799,000
Sold Price
$825,000
Premium/Discount to List
$26,000
3.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.16%
Original Mortgage
$660,000
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 11, 2019
Sold by
Ford Caitlin and Ford Brian
Bought by
Ford Caitlin and Ford Brian

Purchase Details

Listed on
May 1, 2017
Closed on
May 15, 2017
Sold by
Pippin Mark and Pippin Debra
Bought by
Ford Caitlin and Ford Brian
Seller's Agent
Kandi Litjen
Compass
Buyer's Agent
Lil Cottrell
Reliance Realty Group
List Price
$720,100
Sold Price
$725,000
Premium/Discount to List
$4,900
0.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.94%
Original Mortgage
$711,730
Interest Rate
4.02%
Mortgage Type
VA

Purchase Details

Listed on
Jun 6, 2014
Closed on
Jun 12, 2014
Sold by
Leffingwell Diane P
Bought by
Pippin Mark and Pippin Debra
Seller's Agent
Cheryl Cline
Keller Williams Realty
Buyer's Agent
Kandi Litjen
Compass
List Price
$645,000
Sold Price
$645,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.04%

Purchase Details

Closed on
Mar 22, 2012
Sold by
Gibson David F C
Bought by
Leffingwell Diane P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$375,000
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 5, 2011
Sold by
Gibson David F C
Bought by
Gibson David F C and Leffingwell Diane P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$490,961
Interest Rate
4.45%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 13, 2006
Sold by
Gibson Katie M
Bought by
Gibson David F C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
6.46%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Nov 1, 2002
Sold by
Wadley Martin J
Bought by
Gibson David F C and Gibson Katie M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,700
Interest Rate
5.89%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 1, 1998
Sold by
Green Valley Associates Ii L L C
Bought by
Wadley Martin J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,349
Interest Rate
7.05%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Torres Jose C $1,300,000 Ticor Title Company
Ludoiph Dane R -- None Available
Ludolph Dane R $825,000 Wfg Title Company Of Ca
Ford Caitlin -- None Available
Ford Caitlin $725,000 First American Title Company
Pippin Mark $645,000 First American Title Company
Leffingwell Diane P -- Fidelity National Title Co
Gibson David F C -- North American Title Company
Gibson David F C -- Commonwealth Land Title Co
Gibson David F C $410,000 First American Title Ins Co
Wadley Martin J $227,000 Chicago Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Torres Jose C $975,000
Previous Owner Ludolph Dane R $650,000
Previous Owner Ludolph Dane R $660,000
Previous Owner Ford Caitlin $711,730
Previous Owner Pippin Mark $418,000
Previous Owner Leffingwell Diane P $250,000
Previous Owner Leffingwell Diane P $375,000
Previous Owner Gibson David F C $490,961
Previous Owner Gibson David F C $75,000
Previous Owner Gibson David F C $415,000
Previous Owner Gibson David F C $301,000
Previous Owner Gibson David F C $300,700
Previous Owner Wadley Martin J $212,000
Previous Owner Wadley Martin J $181,349
Closed Gibson David F C $30,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/03/2024 05/03/24 Sold $1,300,000 +2.0% $938 / Sq Ft
04/11/2024 04/11/24 Pending -- -- --
04/02/2024 04/02/24 For Sale $1,275,000 +54.5% $920 / Sq Ft
06/26/2020 06/26/20 Sold $825,000 +3.3% $603 / Sq Ft
06/04/2020 06/04/20 Pending -- -- --
05/27/2020 05/27/20 For Sale $799,000 +10.2% $584 / Sq Ft
06/19/2017 06/19/17 Sold $725,000 +0.7% $523 / Sq Ft
05/09/2017 05/09/17 Pending -- -- --
05/01/2017 05/01/17 For Sale $720,100 +11.6% $520 / Sq Ft
07/09/2014 07/09/14 Sold $645,000 0.0% $465 / Sq Ft
06/10/2014 06/10/14 Pending -- -- --
06/06/2014 06/06/14 For Sale $645,000 -- $465 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,394 $884,562 $431,495 $453,067
2023 $11,078 $867,219 $423,035 $444,184
2022 $10,570 $850,216 $414,741 $435,475
2021 $10,764 $833,546 $406,609 $426,937
2020 $10,358 $769,372 $375,304 $394,068
2019 $10,134 $754,288 $367,946 $386,342
2018 $10,025 $739,499 $360,732 $378,767
2017 $194 $667,932 $325,821 $342,111
2016 $9,076 $654,836 $319,433 $335,403
2015 $8,993 $645,000 $314,635 $330,365
2014 $7,294 $484,402 $236,294 $248,108
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 240006615

San Diego MLS

APN: 257-501-21-02