$350,000
SOLD JUL 18, 2025

1085 Indian Rocks Rd S Largo, FL 33770

Harbor Bluffs Neighborhood
3 Beds
1.5 Baths
1,614 Sq Ft
8,268 Sq Ft Lot

Recently Sold

$217 Per Sq Ft

18% Below List Price

148 Days on Market

Highlights

  • Parking available for a boat
  • Traditional Architecture
  • Bonus Room
  • Ridgecrest Elementary School Rated A-
  • Engineered Wood Flooring
  • Sun or Florida Room

About This Home

As of July 2025

One or more photo(s) has been virtually staged. NO HOA, NON-FLOOD ZONE in PRIME LOCATION just 5 MINUTES FROM THE BEACH!! This 3-bedroom home is ready for a buyer to make it shine and would make a great Airbnb! With a NEW ROOF INSTALLED IN 2020, NEW WINDOWS IN 2019 and NEW STUCCO & EXTERIOR PAINT IN 2019, these major updates have already been completed for you. This home features a spacious TWO-CAR GARAGE with ample storage space and washer/dryer connections. The OVERSIZED DRIVEWAY can accommodate multiple cars, RV or BOAT, and the inviting COVERED FRONT PORCH adds charm and curb appeal. Inside, you'll find a roomy living room with COVED CEILINGS creating an elegant look and an ADDITIONAL FAMILY/FLORIDA ROOM with ceiling fan, ideal for extra living space, a home office, a larger dining room, art studio - the possibilities are endless! The ADORABLE VINTAGE RETRO kitchen is equipped with a built-in oven, cooktop stove, dishwasher, and a side-by-side refrigerator with water & ice dispenser. The kitchen also comes equipped with a ceiling fan, coffee bar hutch and a single French door that opens to the front porch. Conveniently located next to the kitchen is the dining room which features COVED CEILINGS and beautiful engineered wood flooring. The primary bedroom is generously sized and includes an updated En Suite bathroom with wainscoting on walls. A separate room with a tub/shower combo is accessible from both the primary bathroom and the guest room hallway, ensuring convenience for all three bedrooms, and features built-in linen storage. An additional large half guest bath is located in the hall. Keep the groovy look or update to a more modern style. All 3 bedrooms include CEILING FANS with lights. Carpeting has been removed from the living room, family room and bedrooms so it's ready for you to install flooring of your own style or keep the terrazzo underneath. HUGE SCREENED PATIO, with access to your spacious backyard, is perfect for gathering with family and friends for an outdoor barbecue. Situated just 5 MINUTES FROM THE BEACH and directly across from the popular Harbor Bluffs neighborhood, this home is close to restaurants, shopping, and parks. It's also JUST DOWN THE ROAD FROM JOHN S. TAYLOR PARK, offering BEAUTIFUL TRAILS, a FISHING LAKE, PICNIC AREAS, a PLAYGROUND, DOG PARK and a DISC GOLF COURSE. Move right in with a few updates or bring your vision and creativity to transform this home into your dream residence or a profitable investment property! PROPERTY DID NOT HAVE ANY FLOODING FROM RECENT HURRICANES!

Last Agent to Sell the Property

Jenifer Smith

KELLER WILLIAMS REALTY- PALM H Brokerage Phone: 727-772-0772 License #3074943 Listed on: 01/21/2025

KELLER WILLIAMS REALTY- PALM H

Last Buyer's Agent

Michael Morton

HOMEFRONT REALTY License #3271137

HOMEFRONT REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $125

Year Built

  • Built in 1957

Lot Details

  • 8,268 Sq Ft Lot
  • Lot Dimensions are 82x100
  • West Facing Home
  • Chain Link Fence
  • Property is zoned R-2

Parking

  • 2 Car Attached Garage
  • Driveway
  • Parking available for a boat
  • RV Access or Parking

Home Design

  • Traditional Architecture
  • Florida Architecture
  • Patio Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,614 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Ceiling Fan
  • Family Room
  • Living Room
  • Dining Room
  • Bonus Room
  • Sun or Florida Room

Kitchen

  • Built-In Oven
  • Cooktop
  • Dishwasher

Flooring

  • Engineered Wood
  • Linoleum
  • Terrazzo

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom

Laundry

  • Laundry in Garage
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Covered Patio or Porch

Schools

  • Ridgecrest Elementary School
  • Largo Middle School
  • Largo High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Oakdale Manor Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$125

Year Built

Built in 1957

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida, Patio Home, Ranch, Traditional
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1614
  • Lot Size Acres: 0.19
  • New Construction: No
  • Year Built: 1957
  • Building Area Total: 2485
  • Lot Size Sq Ft: 8268
  • Directions to Property: West Bay Dr to Indian Rocks Rd S to address
  • Status: Sold
  • Street Post Direction: S
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Clearwater
  • Escrow Postal Code: 33761
  • Escrow State: FL
  • Escrow Street Name: US Highway 19 N, Ste 100
  • Escrow Street Number: 28059
  • List Office Head Office Key Nume: 1038632
  • Minimum Lease: No Minimum
  • Number Of Pets: 10+
  • RATIO Current Price By Calculate: 216.85
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 727-772-0772
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Hardwood, Linoleum, Terrazzo
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Other, Primary Bedroom Main Floor
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 1085
  • Additional Rooms: Bonus Room,Family Room,Florida Room
  • Living Area Meters: 149.95
  • Room Count: 8

Exterior Features

  • Direction Faces: West
  • Exterior Features: Other
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Patio, Porch, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Boat, Driveway, RV Access/Parking

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, In Garage, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Pet Size: Extra Large (101+ Lbs.)

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Ridgecrest Elementary-PN
  • High School: Largo High-PN
  • Middle Or Junior School: Largo Middle-PN

Lot Info

  • Zoning: R-2
  • Parcel Number: 05-30-15-62316-002-0070
  • Additional Parcels: No
  • Fencing: Chain Link
  • Lot Features: Paved
  • Lot Dimensions: 82x100
  • Property Attached Yn: No
  • Flood Zone Code: X
  • Homestead YN: 0
  • Lot Size Square Meters: 768

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Confirm with City of Largo

Tax Info

  • Tax Annual Amount: 124.91
  • Tax Block: 2
  • Tax Book Number: 41-75
  • Tax Lot: 7

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 21, 2025
Closed on
Jul 17, 2025
Sold by
Sixtieth Street Missionary Baptist Churc
Bought by
Goff Jennifer and Goff Ronaldo
Seller's Agent
Jenifer Smith
KELLER WILLIAMS REALTY- PALM H
Buyer's Agent
Michael Morton
HOMEFRONT REALTY
List Price
$425,000
Sold Price
$350,000
Premium/Discount to List
-$75,000
-17.65%
Views
65

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
112.46%
Original Mortgage
$339,500
Outstanding Balance
$339,500
Interest Rate
5.63%
Mortgage Type
New Conventional
Estimated Equity
$52,387

Purchase Details

Closed on
Oct 31, 2008
Sold by
Bufkin Deborah S and Plank Carol
Bought by
Sixtieth Street Missionary Baptist Churc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $350,000 Fidelity National Title Of Flo
Warranty Deed $350,000 Fidelity National Title Of Flo
Warranty Deed $100,000 Peer Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $339,500 New Conventional
Closed $339,500 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/18/2025 07/18/25 Sold $350,000 -12.5% $217 / Sq Ft
06/18/2025 06/18/25 Pending -- -- --
06/09/2025 06/09/25 Price Changed $400,000 -5.9% $248 / Sq Ft
03/04/2025 03/04/25 For Sale $425,000 0.0% $263 / Sq Ft
02/25/2025 02/25/25 Pending -- -- --
01/21/2025 01/21/25 For Sale $425,000 -- $263 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $121 $293,475 $162,614 $130,861
2023 $121 $271,730 $157,455 $114,275
2022 $118 $237,781 $145,967 $91,814
2021 $118 $198,881 $0 $0
2020 $118 $171,720 $0 $0
2019 $118 $157,074 $76,379 $80,695
2018 $118 $152,886 $0 $0
2017 $118 $143,408 $0 $0
2016 $118 $131,438 $0 $0
2015 $118 $118,434 $0 $0
2014 $116 $106,802 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8340855

Stellar MLS

APN: 05-30-15-62316-002-0070