Beth Ann Ackerman
Responds Quickly
REALTY EXPERTS
(727) 732-3082
135 Total Sales
1 in Harbor Bluffs
$455,000 Price
1137 Indian Rocks Rd S Largo, FL 33770
Harbor Bluffs NeighborhoodEstimated Value: $370,000 - $419,000
3
Beds
2
Baths
1,622
Sq Ft
$244/Sq Ft
Est. Value
Highlights
- Midcentury Modern Architecture
- Stone Countertops
- Rain Shower Head
- Ridgecrest Elementary School Rated A-
- No HOA
- Front Porch
About This Home
As of October 2025One or more photo(s) has been virtually staged. NO FLOOD INSURANCE NEEDED! Five minutes from the beach and priced at just $399,000, this Harbor Bluffs home offers both a fantastic lifestyle and a smart investment opportunity. Situated in unincorporated Pinellas County, it can serve as a traditional single-family home or as a lucrative short-term rental property, giving you the freedom to maximize its potential.
Inside, the home features three bedrooms, including a flexible third that easily works as a guest room, office, or creative space. The bright and open layout is enhanced with modern flooring, fresh paint, and a spacious kitchen that flows seamlessly into the living areas—perfect for everyday living or hosting guests.
Step outside to a private, fenced backyard with a large patio, ready for entertaining or future upgrades such as a hot tub, garden, or even a stock tank pool. Located in a non-flood zone and supported by a clean 4-point inspection, this property offers peace of mind along with excellent long-term value.
With its prime Harbor Bluffs location, versatile floor plan, and recent price drop, this home is one of the most attractive opportunities in today’s market. Schedule your private showing now and see how this property can work as both a personal retreat and an income-generating investment.
Last Agent to Sell the Property
RE/MAX ELITE REALTY Brokerage Phone: 727-785-7653 License #3483616 Listed on: 06/20/2025
Last Buyer's Agent
RE/MAX ELITE REALTY Brokerage Phone: 727-785-7653 License #3483616 Listed on: 06/20/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,648
Year Built
- Built in 1957
Lot Details
- 8,272 Sq Ft Lot
- Lot Dimensions are 82x100
- Unincorporated Location
- West Facing Home
- Wood Fence
- Chain Link Fence
- Well Sprinkler System
- Landscaped with Trees
- Property is zoned R-2
Parking
- 1 Car Attached Garage
- Driveway
Home Design
- Midcentury Modern Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,622 Sq Ft Home
- 1-Story Property
- Built-In Features
- Ceiling Fan
- Insulated Windows
- Blinds
- Living Room
- Fire and Smoke Detector
- Laundry in Garage
Kitchen
- Range
- Microwave
- Ice Maker
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Makeup or Vanity Space
- Rain Shower Head
Accessible Home Design
- Grip-Accessible Features
Outdoor Features
- Screened Patio
- Private Mailbox
- Front Porch
Utilities
- Central Heating and Cooling System
- Thermostat
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Oakdale Manor Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 0080 / 002
- Assessor Parcel Number 05-30-15-62316-002-0080
Matterport 3D Tour
Floorplan
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 20, 2025
Closed on
Oct 20, 2025
Sold by
Bought by
Seller's Agent
Jess Carrigg
RE/MAX ELITE REALTY
Buyer's Agent
Jess Carrigg
RE/MAX ELITE REALTY
List Price
$510,000
Sold Price
$380,000
Premium/Discount to List
-$130,000
-25.49%
Views
2259
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,548
Avg. Annual Appreciation
4.95%
Purchase Details
Closed on
Mar 11, 2014
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,228
Interest Rate
4.37%
Mortgage Type
FHA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Harbor Bluffs, FL
-
Beth Ann Ackerman
-
Sheri Ragsdale
Sheri Ragsdale
RAGSDALE RESIDENTIAL REALTY
(727) 349-4204
80 Total Sales
3 in Harbor Bluffs
$340K - $450K Price Range
-
Laura Yeager
Laura Yeager
COASTAL PROPERTIES GROUP INTERNATIONAL
(813) 519-5906
47 Total Sales
1 in Harbor Bluffs
$1,700,000 Price
-
Richard Hehl
Richard Hehl
REAL BROKER, LLC
(727) 732-2716
127 Total Sales
3 in Harbor Bluffs
$65K - $470K Price Range
-
Monica DeSomma
Monica DeSomma
PREFERRED SHORE LLC
(202) 902-7360
63 Total Sales
1 in Harbor Bluffs
$430,000 Price
-
Heather Stotts LLC
Heather Stotts LLC
RE/MAX COLLECTIVE
(951) 800-3558
362 Total Sales
3 in Harbor Bluffs
$110K - $495K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $380,000 | University Title Agency | ||
| $153,000 | Platinum National Title Llc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $127,610 | ||
| Previous Owner | $149,176 | ||
| Previous Owner | $150,228 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/21/2025 10/21/25 | Sold | $380,000 | -4.8% | $234 / Sq Ft |
| 09/07/2025 09/07/25 | Pending | -- | -- | -- |
| 09/04/2025 09/04/25 | Price Changed | $399,000 | -6.1% | $246 / Sq Ft |
| 09/02/2025 09/02/25 | Price Changed | $425,000 | -5.5% | $262 / Sq Ft |
| 08/25/2025 08/25/25 | Price Changed | $449,900 | -2.0% | $277 / Sq Ft |
| 08/21/2025 08/21/25 | Price Changed | $458,999 | -0.2% | $283 / Sq Ft |
| 08/13/2025 08/13/25 | Price Changed | $459,999 | -3.2% | $284 / Sq Ft |
| 07/31/2025 07/31/25 | Price Changed | $475,000 | -4.0% | $293 / Sq Ft |
| 07/18/2025 07/18/25 | Price Changed | $495,000 | -1.0% | $305 / Sq Ft |
| 07/01/2025 07/01/25 | Price Changed | $499,900 | -2.0% | $308 / Sq Ft |
| 06/20/2025 06/20/25 | For Sale | $510,000 | -- | $314 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,648 | $134,967 | ||
| 2024 | $1,608 | $131,163 | ||
| 2023 | $1,608 | $127,343 | $0 | $0 |
| 2022 | $1,554 | $123,634 | $0 | $0 |
| 2021 | $1,565 | $120,033 | $0 | $0 |
| 2020 | $1,567 | $118,376 | $0 | $0 |
| 2019 | $1,532 | $115,715 | $0 | $0 |
| 2018 | $1,511 | $113,557 | $0 | $0 |
| 2017 | $1,492 | $111,221 | $0 | $0 |
| 2016 | $1,473 | $108,933 | $0 | $0 |
| 2015 | $1,495 | $108,176 | $0 | $0 |
| 2014 | $1,545 | $110,893 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jess Carrigg
Seller's Agent in 2025
Jess Carrigg
RE/MAX
(720) 229-6609
2 in this area
18 Total Sales
Map
Source: Stellar MLS
MLS Number: OM704010
APN: 05-30-15-62316-002-0080
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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