$839,000
$10K PRICE DROP PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

10865 Charing Cross Rd Spring Valley, CA 91978

Estimated payment $4,928/month

Total Views 10,650
4 Beds
3 Baths
2,244 Sq Ft
$374 Price per Sq Ft

Highlights

  • Primary Bedroom Suite
  • Vaulted Ceiling
  • 2 Car Attached Garage
  • Mountain View
  • Main Floor Bedroom
  • Laundry Room

About This Home

Views! Views! Views! Wake up each morning feeling on top of the world. From this home, greet the day as the dawn sky glows over nearly 180 degrees of sweeping mountain and hillside views. For the first time in 27 years, this well-maintained residence is available, offering a rare opportunity to own a home that strikes a perfect balance of space, location, and charm. Inside, a vaulted ceiling fills the spacious living room with an airy sense of openness, while the adjoining kitchen flows seamlessly into the family room. With four bedrooms and three baths, including a convenient downstairs bedroom, this home offers both flexibility and ease for modern living. Every detail reflects pride of ownership and a deep connection to its surroundings—a home designed not just to live in, but to wake up inspired by.

Listing Agent

Michael Gaddis

Michael Gaddis,JD Realty Group Brokerage Email: Michael@MichaelGaddis.com License #01433800 Listed on: 11/05/2025

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1979

Lot Details

  • 4,792 Sq Ft Lot
  • Landscaped
  • Front Yard
  • Property is zoned R-1:SINGLE FAM-RES

HOA Fees

  • $165 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 2 Open Parking Spaces

Home Design

  • Entry on the 1st floor
  • Concrete Perimeter Foundation
  • Stucco

Interior Spaces

  • 2,244 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Separate Family Room
  • Living Room with Fireplace
  • Mountain Views

Kitchen

  • Electric Range
  • Range Hood
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • Primary Bedroom Suite
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry in Garage

Location

  • Suburban Location

Schools

  • Avocado Elementary School
  • Hillsdale Middle School
  • Monte Vista High School

Utilities

  • Forced Air Heating and Cooling System
  • Water Heater

Community Details

  • Canterbury Hills HOA, Phone Number (844) 989-4265
  • HOA Accounting Services HOA
  • Maintained Community

Listing and Financial Details

  • Tax Tract Number 8772
  • Assessor Parcel Number 5061013500
  • $700 per year additional tax assessments
  • Seller Considering Concessions

Home Details

Home Type

Single Family

Year Built

Built in 1979

Lot Details

0

HOA Fees

$165 per month

Parking

2

Listing Details

  • Assessments: Yes
  • Property Attached: No
  • View: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 5061013500
  • Year Built: 1979
  • AgentOnly_SellerConsiderConcessionYN: Yes
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 2244.00 Square Feet
  • Stories: 2
  • Common Walls: No Common Walls
  • Flooring: Laminate, Carpet, Tile
  • Appliances: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Entry Level: 1
  • Fireplace Features: Living Room
  • Levels: Two
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Price Per Square Foot: 373.89
  • Room Type: Family Room, Kitchen, Living Room, Main Floor Bedroom, Primary Suite, Separate Family Room

Exterior Features

  • Foundation: Concrete Perimeter
  • View: Mountain(s)
  • Fence: No
  • Pool Private: No
  • Spa: No
  • Construction Materials: Stucco

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Parking: No
  • Total Parking Spaces: 4.00
  • Uncovered Spaces: 2.00

Utilities

  • Sprinklers: No
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Dishwasher, Electric Range, Disposal, Range Hood, Refrigerator, Water Heater
  • Heating Type: Central, Forced Air
  • Laundry Features: In Garage
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Maintenance Grounds, Trash
  • Association Fee: 165.00
  • Association Fee Frequency: Monthly
  • Association Name: Canterbury Hills HOA
  • Phone: 844-989-4265
  • Senior Community: No
  • Community Features: Curbs, Suburban
  • Association Management: HOA Accounting Services

Schools

  • Elementary School: Avocado
  • High School: Monte Vista
  • Middle Or Junior School: Hillsdale
  • Elementary School #2: AVOELE
  • High School2: MVTHS

Lot Info

  • Land Lease: No
  • Lot Features: Front Yard, Landscaped
  • Lot Size Sq Ft: 4791.60
  • Lot Size Acres: 0.1100

Multi Family

  • Lease Considered: No
  • Lot Size Area: 0.1100 Acres

Tax Info

  • Tax Census Tract: 135.05
  • Tax Tract Number: 008772
  • TaxOtherAnnualAssessmentAmount: 700.42

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,866 $360,552 $120,181 $240,371
2024 $4,866 $353,483 $117,825 $235,658
2023 $4,723 $346,553 $115,515 $231,038
2022 $4,627 $339,758 $113,250 $226,508
2021 $4,574 $333,097 $111,030 $222,067
2020 $4,490 $329,682 $109,892 $219,790
2019 $4,428 $323,219 $107,738 $215,481
2018 $4,313 $316,882 $105,626 $211,256
2017 $4,217 $310,669 $103,555 $207,114
2016 $4,034 $304,578 $101,525 $203,053
2015 $4,007 $300,003 $100,000 $200,003
2014 $3,936 $294,128 $98,042 $196,086
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/16/2026 01/16/26 Price Changed $839,000 -1.2% $374 / Sq Ft
11/05/2025 11/05/25 For Sale $849,000 -- $378 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Financial
Interfamily Deed Transfer -- Financial
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- Stewart Title Of California
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- American Title Ins Co
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- Commonwealth Land Title Co
Interfamily Deed Transfer -- Chicago Title Co
Grant Deed $230,000 Chicago Title Co
Trustee Deed $159,203 --
Deed $130,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $57,500 Stand Alone Second
Open $460,000 Purchase Money Mortgage
Closed $460,000 Purchase Money Mortgage
Previous Owner $392,500 Purchase Money Mortgage
Previous Owner $300,000 No Value Available
Previous Owner $30,400 Stand Alone Second
Previous Owner $23,000 Stand Alone Second
Previous Owner $195,500 No Value Available
Closed $23,000 No Value Available
Closed $75,000 No Value Available
Closed $50,000 No Value Available
Source: Public Records

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: NDP2510579

California Regional Multiple Listing Service (CRMLS)

APN: 506-101-35