NOT LISTED FOR SALE

10865 Charing Cross Rd Spring Valley, CA 91978

Estimated Value: $809,000 - $869,985

4 Beds
3 Baths
2,244 Sq Ft
$374/Sq Ft Est. Value

Sale Details

Date Sold: March 6, 2026

Last sale price $830,000 $370 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $5,077 / mo

100 Days on Market

Highlights

  • Primary Bedroom Suite
  • Vaulted Ceiling
  • 2 Car Attached Garage
  • Mountain View
  • Main Floor Bedroom
  • Tile Flooring

About This Home

As of March 2026

Views! Views! Views! Wake up each morning feeling on top of the world. From this home, greet the day as the dawn sky glows over nearly 180 degrees of sweeping mountain and hillside views. For the first time in 27 years, this well-maintained residence is available, offering a rare opportunity to own a home that strikes a perfect balance of space, location, and charm. Inside, a vaulted ceiling fills the spacious living room with an airy sense of openness, while the adjoining kitchen flows seamlessly into the family room. With four bedrooms and three baths, including a convenient downstairs bedroom, this home offers both flexibility and ease for modern living. Every detail reflects pride of ownership and a deep connection to its surroundings—a home designed not just to live in, but to wake up inspired by.

Last Agent to Sell the Property

Michael Gaddis

Michael Gaddis,JD Realty Group Brokerage Email: Michael@MichaelGaddis.com License #01433800 Listed on: 11/05/2025

Last Buyer's Agent

Charles Couri

Keller Williams Realty License #01825982

Keller Williams Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1979

Lot Details

  • 4,792 Sq Ft Lot
  • Landscaped
  • Front Yard
  • Property is zoned R-1:SINGLE FAM-RES

HOA Fees

  • $165 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 2 Open Parking Spaces

Home Design

  • Entry on the 1st floor
  • Concrete Perimeter Foundation
  • Stucco

Interior Spaces

  • 2,244 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Separate Family Room
  • Living Room with Fireplace
  • Mountain Views
  • Laundry in Garage

Kitchen

  • Electric Range
  • Range Hood
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • Primary Bedroom Suite
  • 3 Full Bathrooms

Location

  • Suburban Location

Schools

  • Avocado Elementary School
  • Hillsdale Middle School
  • Monte Vista High School

Utilities

  • Forced Air Heating and Cooling System
  • Water Heater

Community Details

  • Canterbury Hills HOA, Phone Number (844) 989-4265
  • HOA Accounting Services HOA
  • Maintained Community

Listing and Financial Details

  • Tax Tract Number 8772
  • Assessor Parcel Number 5061013500
  • $700 per year additional tax assessments
  • Seller Considering Concessions

Home Details

Home Type

Single Family

Year Built

Built in 1979

Lot Details

4,792 Sq Ft Lot

HOA Fees

$165 per month

Parking

2

Listing Details

  • Assessments: Yes
  • Property Attached: No
  • View: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 5061013500
  • Year Built: 1979
  • AgentOnly_SellerConsiderConcessionYN: Yes
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 2244.00 Square Feet
  • Stories: 2
  • Common Walls: No Common Walls
  • Flooring: Tile, Carpet, Laminate
  • Appliances: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Entry Level: 1
  • Fireplace Features: Living Room
  • Levels: Two
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Price Per Square Foot: 373.89
  • Room Type: Separate Family Room, Kitchen, Living Room, Main Floor Bedroom, Family Room, Primary Suite

Exterior Features

  • Foundation: Concrete Perimeter
  • View: Mountain(s)
  • Fence: No
  • Pool Private: No
  • Spa: No
  • Construction Materials: Stucco

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Parking: No
  • Total Parking Spaces: 4.00
  • Uncovered Spaces: 2.00

Utilities

  • Sprinklers: No
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Water Heater, Disposal, Refrigerator, Range Hood, Electric Range, Dishwasher
  • Heating Type: Forced Air, Central
  • Laundry Features: In Garage
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Trash, Maintenance Grounds
  • Association Fee: 165.00
  • Association Fee Frequency: Monthly
  • Association Name: Canterbury Hills HOA
  • Phone: 844-989-4265
  • Senior Community: No
  • Community Features: Curbs, Suburban
  • Association Management: HOA Accounting Services

Schools

  • Elementary School: Avocado
  • High School: Monte Vista
  • Middle Or Junior School: Hillsdale
  • Elementary School #2: AVOELE
  • High School2: MVTHS

Lot Info

  • Land Lease: No
  • Lot Features: Landscaped, Front Yard
  • Lot Size Sq Ft: 4791.60
  • Lot Size Acres: 0.1100

Multi Family

  • Lease Considered: No
  • Lot Size Area: 0.1100 Acres

Tax Info

  • Tax Census Tract: 135.05
  • Tax Tract Number: 008772
  • TaxOtherAnnualAssessmentAmount: 700.42

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 5, 2025
Closed on
Feb 27, 2026
Sold by
Bought by
Seller's Agent
Michael Gaddis
Michael Gaddis,JD Realty Group
Buyer's Agent
Charles Couri
Keller Williams Realty
List Price
$849,000
Sold Price
$830,000
Premium/Discount to List
-$19,000
-2.24%
Views
400
Current Estimated Value
$838,246

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,246
Avg. Annual Appreciation
3.14%
Original Mortgage
$664,000
Interest Rate
0.0609%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 1, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
0.057%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jan 14, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$392,500
Interest Rate
0.0562%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 5, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$392,500
Interest Rate
0.0562%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 25, 2003
Sold by
Bought by

Purchase Details

Closed on
Nov 25, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
0.0675%

Purchase Details

Closed on
Aug 9, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,400
Interest Rate
0.0669%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Jul 9, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,400
Interest Rate
0.0669%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Jan 20, 1999
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$23,000
Interest Rate
0.0663%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Nov 18, 1998
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,500
Interest Rate
0.0999%

Purchase Details

Closed on
Mar 4, 1993
Sold by
Bought by

Purchase Details

Closed on
Mar 18, 1985
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$830,000 Wfg National Title Company
-- Financial
-- Financial
-- --
-- Stewart Title Of California
-- --
-- American Title Ins Co
-- --
-- Commonwealth Land Title Co
-- Chicago Title Co
$230,000 Chicago Title Co
$159,203 --
$130,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $664,000
Closed $150,000
Closed $57,500
Closed $460,000
Closed $150,000
Closed $392,500
Closed $300,000
Closed $30,400
Closed $70,800
Closed $215,000
Closed $23,000
Closed $195,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/06/2026 03/06/26 Sold $830,000 -1.1% $370 / Sq Ft
02/13/2026 02/13/26 Pending -- -- --
01/16/2026 01/16/26 Price Changed $839,000 -1.2% $374 / Sq Ft
11/05/2025 11/05/25 For Sale $849,000 -- $378 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,933 $360,552 $120,181 $240,371
2024 $4,866 $353,483 $117,825 $235,658
2023 $4,723 $346,553 $115,515 $231,038
2022 $4,627 $339,758 $113,250 $226,508
2021 $4,574 $333,097 $111,030 $222,067
2020 $4,490 $329,682 $109,892 $219,790
2019 $4,428 $323,219 $107,738 $215,481
2018 $4,313 $316,882 $105,626 $211,256
2017 $4,217 $310,669 $103,555 $207,114
2016 $4,034 $304,578 $101,525 $203,053
2015 $4,007 $300,003 $100,000 $200,003
2014 $3,936 $294,128 $98,042 $196,086
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2026

    Michael Gaddis

    Michael Gaddis,JD Realty Group

    (760) 692-5950

    13 Total Sales

    Michael Gaddis
    Section Image
  • Charles Couri

    Buyer's Agent in 2026

    Charles Couri

    Keller Williams Realty

    (619) 251-7476

    75 Total Sales

    Charles Couri
    Section Image
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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: NDP2510579

California Regional Multiple Listing Service (CRMLS)

APN: 506-101-35

California San Diego County Spring Valley 91978

10865 Charing Cross Rd, Spring Valley, CA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

California Regional Multiple Listing Service (CRMLS) The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.

Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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