$600,000
SOLD JAN 12, 2024

10878 Waterford Cir Belvidere, IL 61008

5 Beds
4 Baths
3,381 Sq Ft
3.44 Acres

Recently Sold

$177 Per Sq Ft

4% Below List Price

7 Days on Market

Highlights

  • In Ground Pool
  • Countryside Views
  • Granite Countertops
  • 3.44 Acre Lot
  • Ranch Style House
  • Brick or Stone Mason

About This Home

As of January 2024

Hot property! Spectacular! This is a must see, better than new all-brick sprawling ranch on approximately 3.4 acres. Over 3,000 SF on the main level, this split bedroom custom ranch home is move in ready. Dramatic volume ceiling lighting throughout. Hardwood floors, gourmet kitchen with new stainless appliances, granite and breakfast room. Master ensuite with two walk-in closets and sitting room opens to the Cabana overlooking the pool complex. The Cabana is 21x16. Partially exposed lower level with 10 ft ceilings, 5th bedroom and full bath. Amazing inground 20x35 saltwater pool. Hot spring premium spa. Inground sprinkler system, end load garage. Rare opportunity to own this one of a kind home.

Last Agent to Sell the Property

John & Diane Dowd

DICKERSON & NIEMAN License #475126473 Listed on: 12/19/2023

DICKERSON & NIEMAN

Last Buyer's Agent

Heather Long

Key Realty, Inc License #475177852

Key Realty, Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,452

Year Built

  • Built in 2007

Lot Details

  • 3.44 Acre Lot
  • Property fronts a county road
  • Irrigation

HOA Fees

  • $6 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Brick or Stone Mason
  • Shingle Roof

Interior Spaces

  • Wood Burning Fireplace
  • Countryside Views
  • Basement Fills Entire Space Under The House
  • Laundry on main level

Kitchen

  • Built-In Oven
  • Stove
  • Gas Range
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet

Parking

  • 3.5 Car Garage
  • Driveway

Pool

  • In Ground Pool

Schools

  • Belvidere 100 Elementary And Middle School
  • Belvidere 100 High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Gas Water Heater
  • Septic System

Community Details

Recreation

  • Community Spa

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,452

Year Built

Built in 2007

Lot Details

0

HOA Fees

$6 per month

Listing Details

  • Interior Amenities: Countertop-Granite, Walk-In Closet
  • Road Frontage: County/City Road
  • Type: Country View, Subdivision
  • Electric: Circuit Breaker
  • Additional Room 5: BDRM, Dimensions: 16x14, On Level: Lower
  • Appliances That Stay or Are Included: Dishwasher, Refrigerator, Stove/Cooktop, Wall Oven
  • Class: HOUSE
  • Estimated Above Grade Sq Ft: 3037
  • Estimated Below Grade Finished Sq Ft: 344
  • Exemptions: Owner
  • Front: 81.56
  • General Features: Hot Tub or Sauna, In Ground Pool, Laundry 1st Floor, Main Floor Master, Partial Exposure, Yard Irrigation
  • Grid: B6
  • Hoa Fee Frequency: Yearly
  • Legal Description: WINDING CREEK LOT 49
  • Lot Acreage: 3.44
  • Lvt Date: 12/19/2023
  • Number of Lower Level Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Rear: 355.86
  • Side 1: 427.67
  • Side 2: 324.02
  • Stove Range Fuel: Gas
  • Style: Ranch
  • Type: House
  • Agent Only_ L A1 User Code: 3058
  • Egress: Yes
  • Elementary School: Belvidere 100
  • Estimated Total Finished Sq Ft: 3381
  • Garage Type Driveway: Attached
  • Hold Earnest Money Y N: No
  • Pertinent Facts: Hot property! Spectacular! This is a must see, better than new all-brick sprawling ranch on approximately 3.4 acres. Over 3,000 SF on the main level, this split bedroom custom ranch home is move in ready. Dramatic volume ceiling lighting throughout. Hardwood floors, gourmet kitchen with new stainless appliances, granite and breakfast room. Master ensuite with two walk-in closets and sitting room opens to the Cabana overlooking the pool complex. The Cabana is 21x16. Partially exposed lower level with 10 ft ceilings, 5th bedroom and full bath. Amazing inground 20x35 saltwater pool. Hot spring premium spa. Inground sprinkler system, end load garage. Rare opportunity to own this one of a kind home.
  • Designated Managing Broker Y N: No
  • Estimated Above Grade Sq Ft: 3037
  • L O1 Brokerage Number: 478001315
  • L O2 Brokerage Number: 478001315
  • S O1 Brokerage Number: 477012769
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 5
  • Basement Type: Full
  • Master Bedroom: Dimensions: 22.6x13.2, On Level: Main
  • Fireplace Type: Wood
  • Basement: Partial Exposure
  • Bedroom 2: Dimensions: 15.2x13.6, On Level: Main
  • Bedroom 3: Dimensions: 13.6x13.6, On Level: Main
  • Bedroom 4: Dimensions: 13.8x12, On Level: Main
  • Dining Room: On Level: Main, Dimensions: 12.8x13.5
  • Family Room: On Level: Main, Dimensions: 19x19
  • Fireplace: Yes
  • Full Bathrooms: 4
  • Kitchen: Dimensions: 28x13.6, On Level: Main
  • Living Room: On Level: Main, Dimensions: 16.8x14
  • Number Of Fireplaces: 1
  • Price Per Sq Ft: 177.46
  • Total Bathrooms: 4
  • Basement: Yes

Exterior Features

  • Exterior: Brick/Stone
  • Roof: Shingle

Garage/Parking

  • Garage: 3.5

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Sewer: Septic
  • Water: Well
  • Water Heater: Gas

Condo/Co-op/Association

  • HOA Fees: 75

Schools

  • School District: Belvidere 100
  • Elementary School: Belvidere 100
  • Middle School: Belvidere 100
  • High School: Belvidere 100

Building Info

  • Year Built: 2007

Tax Info

  • Year: 2022
  • Taxes: 12452

MLS Schools

  • HighSchool: Belvidere 100
  • School District: Belvidere 100
  • Middle School: Belvidere 100

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 11, 2017
Sold by
Duran Luis E and Duran Maria G
Bought by
Decker Kit D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$342,000
Outstanding Balance
$288,782
Interest Rate
4.5%
Mortgage Type
New Conventional
Estimated Equity
$388,303

Purchase Details

Closed on
Jan 13, 2010
Bought by
Duran Luis E and Duran Maria G
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $380,000 Title Underwriters Agency
Warranty Deed $335,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $342,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/22/2025 07/22/25 Pending -- -- --
07/15/2025 07/15/25 For Sale $779,900 +30.0% $168 / Sq Ft
01/12/2024 01/12/24 Sold $600,000 -4.0% $177 / Sq Ft
12/26/2023 12/26/23 Pending -- -- --
12/19/2023 12/19/23 For Sale $625,000 -- $185 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,483 $199,590 $26,693 $172,897
2023 $7,483 $164,899 $26,693 $138,206
2022 $12,453 $156,715 $26,693 $130,022
2021 $12,201 $153,675 $26,693 $126,982
2020 $11,559 $138,472 $26,693 $111,779
2019 $11,554 $132,002 $26,693 $105,309
2018 $11,698 $431,882 $330,585 $101,297
2017 $11,308 $130,102 $27,133 $102,969
2016 $11,389 $125,634 $26,961 $98,673
2015 $10,552 $113,381 $38,733 $74,648
2014 $21,756 $111,280 $38,733 $72,547
Source: Public Records

Agents Affiliated with this Home

  • Heather Long

    Seller's Agent in 2025

    Heather Long

    Key Realty, Inc

    (815) 213-2303

    7 in this area

    71 Total Sales

    Heather Long
    Section Image

  • S

    Buyer's Agent in 2025

    Steve Hawkins

    DICKERSON & NIEMAN

    (815) 979-2697

    30 Total Sales

    Steve Hawkins
    Section Image
  • John & Diane Dowd

    Seller's Agent in 2024

    John & Diane Dowd

    DICKERSON & NIEMAN

    (815) 494-0320

    26 in this area

    208 Total Sales

    John & Diane Dowd
    Section Image
See All Agents

Map

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202307191

NorthWest Illinois Alliance of REALTORS®

APN: 05-08-229-001

Illinois Boone County Belvidere 61008

10878 Waterford Cir, Belvidere, IL

This home is located at 10878 Waterford Cir, Belvidere, IL 61008 and is currently priced at $600,000, approximately $177 per square foot. This property was built in 2007. 10878 Waterford Cir is a home located in Boone County with nearby schools including Seth Whitman Elementary School, Belvidere Central Middle School, and Belvidere North High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

NorthWest Illinois Alliance of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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