$429,000

1089 Ratcliff Cove Rd Waynesville, NC 28786

Estimated payment $2,364/month

Total Views 331
3 Beds
2.5 Baths
1,492 Sq Ft
$288 Price per Sq Ft

Highlights

  • Very Popular Property
  • Open Floorplan
  • Wooded Lot
  • Junaluska Elementary Rated A-
  • Mountain View
  • Arts and Crafts Architecture

About This Home

Step inside to discover a home that feels brand new yet retains the timeless charm of its era. This beautifully restored 1929 home offers the perfect blend of charm and modern comfort. Less than 10 minutes from downtown Waynesville, enjoy pastoral views and mountain living with easy access to shops and dining. Completely redone inside and out, this 3BR/2.5BA 1492 sq. ft. home features a thoughtful floor plan and timeless character. Major improvements include a brand-new floor system with LVP and oak floors, custom kitchen with luxurious cabinets, a stunning kitchen island complete with storage, new metal roof, all new electrical, and all new plumbing. An outbuilding beside the home provides excellent storage for yard tools, outdoor gear, or hobbies. Truly move-in ready, this home combines classic charm, modern updates, and an unbeatable location.

Listing Agent

Jessica Maselbas

Allen Tate/Beverly-Hanks Waynesville Brokerage Email: jessica.maselbas@allentate.com License #353267 Listed on: 09/05/2025

Allen Tate/Beverly-Hanks Waynesville

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $542

Year Built

  • Built in 1929

Lot Details

  • Corner Lot
  • Level Lot
  • Wooded Lot

Parking

  • Driveway

Home Design

  • Arts and Crafts Architecture
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Insulated Windows
  • Vinyl Flooring
  • Mountain Views
  • Crawl Space

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Outbuilding
  • Front Porch

Schools

  • Junaluska Elementary School
  • Waynesville Middle School
  • Pisgah High School

Utilities

  • Central Air
  • Heat Pump System
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 8625-49-2029

Home Details

Home Type

Single Family

Est. Annual Taxes

$542

Year Built

Built in 1929

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Arts and Crafts
  • Year Built: 1929
  • Restrictions: Short Term Rental Allowed
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Second Living Quarters: None
  • Road Surface Type: Gravel, Concrete
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 287.53
  • Property Sub Type Additional: None
  • Geocode Confidence: High
  • Attribution Contact: jessica.maselbas@allentate.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: No
  • Flooring: Vinyl, Other - See Remarks
  • Interior Amenities: Kitchen Island, Open Floorplan, Pantry, Storage
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 871
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 621
  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
  • Above Grade Finished Sq Ft: 1492
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1492
  • Window Features: Insulated Window(s)
  • Bedroom Main: 1
  • Room Count: 9

Exterior Features

  • New Construction: No
  • Roof: Metal
  • Construction Type: Site Built
  • View: Long Range, Mountain(s), Year Round
  • Waterfront Features: None
  • Waterfront Elevation: 2500
  • Construction Type: Vinyl
  • Other Structures: Outbuilding
  • Patio And Porch Features: Front Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Cooling: Ceiling Fan(s), Central Air, Heat Pump
  • Water Source: City

Condo/Co-op/Association

  • Community Features: None
  • Hoa Subject To Dues: No
  • Senior Community: No

Schools

  • Middle Or Junior School: Waynesville
  • HOA Subject To: None

Lot Info

  • Lot Features: Corner Lot, Level, Wooded, Views
  • Lot Size Area: 0.635
  • Lot Size Units: Acres
  • Parcel Number: 8625-49-2029
  • Horse Amenities: None
  • Additional Parcels: No
  • Zoning Specification: RES

MLS Schools

  • Elementary School: Junaluska
  • High School: Pisgah

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $542 $86,000 $28,400 $57,600
2024 $542 $86,000 $28,400 $57,600
2023 $542 $86,000 $28,400 $57,600
2022 $512 $86,000 $28,400 $57,600
2021 $512 $86,000 $28,400 $57,600
2020 $395 $61,200 $24,400 $36,800
2019 $395 $61,200 $24,400 $36,800
2018 $395 $61,200 $24,400 $36,800
2017 $395 $61,200 $0 $0
2016 $405 $64,700 $0 $0
2015 $405 $64,700 $0 $0
2014 $389 $64,700 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/05/2025 09/05/25 For Sale $429,000 -- $288 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $90,000 None Listed On Document
Warranty Deed $90,000 None Listed On Document
Warranty Deed $70,000 None Available
Deed $60,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $238,000 New Conventional
Closed $238,000 New Conventional
Source: Public Records

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Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4299566

Canopy MLS (Canopy Realtor® Association)

APN: 8625-49-2029