NOT LISTED FOR SALE

109 Cayman Cove Destin, FL 32541

Estimated Value: $1,289,000 - $1,522,000

4 Beds
3.5 Baths
2,995 Sq Ft
$456/Sq Ft Est. Value

Last Sold April 12, 2019

Last sale price $789,000 $263 Per Sq Ft

Est. 73% increase in value since last sale

Current estimated payment $8,484/month

52 Days on Market

Highlights

  • Waterfront Community
  • Tennis Courts
  • Marble Flooring
  • Destin Elementary School Rated A-
  • Gated Community
  • Caribbean Architecture

About This Home

As of April 2019

Homes of this quality and uniqueness are not often found in the Destiny neighborhoods. This custom built one owner home features a wide open floor plan with so many details one will appreciate. From the reclaimed Chicago brick which accents the custom mill work and trim. Additional features include; Commercial grade stainless appliances, central vacuum, custom lighting, Natural stone and tile throughout, two car garage, private outdoor porch area, an upstairs and downstairs laundry, and so much more! Large master bedroom with spacious master bath suite and walk in closets is located on the first level. Three addition bedrooms are located on the second floor. Located just a short golf cart ride or walk to the nicest beaches in Florida! Expected Revenue is over 80k for 2019!

Last Agent to Sell the Property

ecn.rets.e25620

ecn.rets.RETS_OFFICE Listed on: 01/13/2019

Co-Listed By

John Holahan

Better Homes and Gardens Real Estate Emerald Coast License #3162351

Last Buyer's Agent

Maryjo Morris

Compass License #3011788

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,917

Year Built

  • Built in 2004

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 50x120
  • Back Yard Fenced
  • Interior Lot
  • Level Lot
  • Sprinkler System

HOA Fees

  • $184 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Automatic Garage Door Opener

Home Design

  • Caribbean Architecture
  • Frame Construction
  • Slate Roof
  • Vinyl Trim
  • Stucco
  • Slate

Interior Spaces

  • 2,995 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Built-in Bookshelves
  • Crown Molding
  • Wainscoting
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Plantation Shutters
  • Dining Room

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Cooktop with Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Disposal

Flooring

  • Wood
  • Marble
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Dressing Area
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only in Primary Bathroom

Laundry

  • Dryer
  • Washer

Home Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Outdoor Features

  • Outdoor Shower
  • Tennis Courts
  • Balcony
  • Covered Patio or Porch

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Central Air
  • Underground Utilities
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0400-0000-1420

Community Details

Overview

  • Association fees include accounting, management, recreational faclty, security
  • Destiny S/D Subdivision

Amenities

  • Recreation Room

Recreation

  • Waterfront Community
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Community Whirlpool Spa

Security

  • Gated Community
  • Building Fire Alarm

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,917

Year Built

Built in 2004

Lot Details

0

HOA Fees

$184 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.13
  • Lot Size: 50x120
  • Road Surface Type: Paved
  • Co List Office Mls Id: EBET
  • Co List Office Phone: 850-837-8880
  • Subdivision Name: DESTINY S/D
  • Directions: From Scenic Hwy 98, turn North into Destiny West (across from the Crab Trap). Turn on Frand Palms Blvd. Drive straight through Security Gate to Stop Sign at the Clubhouse. Turn Left, the take an immediate Right onto Cayman Cove.
  • Architectural Style: Caribbean
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2004
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Utilities:Underground: Yes
  • Energy:Water Heater - Gas: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Central Vacuum, Cooktop, Dishwasher, Disposal, Dryer, Fire Alarm/Sprinkler, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Wine Refrigerator
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Fireplace Gas, Floor Hardwood, Floor Marble, Floor Tile, Lighting Recessed, Owner's Closet, Pantry, Plantation Shutters, Walls Wainscoting, Washer/Dryer Hookup, Window Treatment All
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Window Treatment All: Yes
  • Mstr BdrmMstr Bath:MBath Dressing Area: Yes
  • Appliances:Wine Refrigerator: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Plantation Shutters: Yes
  • Interior:Floor Marble: Yes
  • Appliances:Central Vacuum: Yes
  • Interior:Walls Wainscoting: Yes

Exterior Features

  • Lot Features: Interior, Level, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • Construction Type: Frame, Roof Tile/Slate, Slab, Stucco, Trim Vinyl
  • Exterior Features: Balcony, Fenced Back Yard, Patio Covered, Shower, Sprinkler System, Tennis Court
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Shower: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Tennis Court: Yes
  • ConstructionSiding:Roof TileSlate: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Other
  • Parking Features:Other3: Yes
  • Appliances:Auto Garage Door Opn: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Utilities: Electric, Phone, Public Sewer, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Community Room, Exercise Room, Gated Community, Pets Allowed, Playground, Pool, Tennis, Waterfront, Whirlpool
  • Association #2 Fee: 553.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Management, Recreational Faclty, Security

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 5662.8
  • Parcel #: 00-2S-22-0400-0000-1420
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6916.83
  • Tax Year: 2017

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 13, 2019
Closed on
Apr 12, 2019
Sold by
Diane S Destin By Beah Llc
Bought by
Osborne Debra Ann and Osborne Lowell E
Seller's Agent
ecn.rets.e25620
ecn.rets.RETS_OFFICE
Buyer's Agent
Maryjo Morris
Compass
List Price
$789,000
Sold Price
$789,000
Current Estimated Value
$1,366,532

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$577,532
Avg. Annual Appreciation
8.95%
Original Mortgage
$512,850
Outstanding Balance
$453,607
Interest Rate
4.4%
Mortgage Type
New Conventional
Estimated Equity
$912,925

Purchase Details

Closed on
May 10, 2004
Sold by
Mcmurry Thomas A and Mcmurry Pamelia A
Bought by
Dianes Destin By The Beach Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$473,200
Interest Rate
5.35%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Osborne Debra Ann $789,000 Cotton Land Title Llc
Dianes Destin By The Beach Llc $661,000 Touchstone Land Title Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Osborne Debra Ann $512,850
Previous Owner Dianes Destin By The Beach Llc $652,500
Previous Owner Mcmurry Thomas A $473,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/12/2019 04/12/19 Sold $789,000 0.0% $263 / Sq Ft
03/06/2019 03/06/19 Pending -- -- --
01/13/2019 01/13/19 For Sale $789,000 -- $263 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,939 $1,177,770 $353,437 $824,333
2023 $10,939 $1,050,397 $244,677 $805,720
2022 $9,576 $871,036 $222,434 $648,602
2021 $8,226 $662,453 $192,780 $469,673
2020 $7,692 $614,786 $183,600 $431,186
2019 $7,585 $597,948 $183,600 $414,348
2018 $7,320 $570,052 $0 $0
2017 $6,917 $529,251 $0 $0
2016 $6,622 $509,828 $0 $0
2015 $6,585 $497,069 $0 $0
2014 $6,079 $453,256 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 808937

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0400-0000-1420