$849,000

109 Court St Bay Saint Louis, MS 39520

Estimated payment $4,968/month

Total Views 598
3 Beds
3.5 Baths
2,450 Sq Ft
$347 Price per Sq Ft

Highlights

  • Stone Countertops
  • Cottage
  • Porch
  • Waveland Elementary School Rated 10
  • Walk-In Pantry
  • Laundry Room

About This Home

Quintessential Gulf Coast cottage in the heart of Old Town Bay St. Louis! Featuring 2,450 sq ft with 3 bedrooms and 3.5 baths, this charming property sits down the street from the beach and next to shops, restaurants, and festivals. A spacious front porch offers beautiful beach views, while a newly added glass dining room allows you to enjoy the outdoors year-round. Inside, you'll find original hardwood floors, antique wood doors, a large custom bunk room, and an oversized eat-in kitchen with built-ins and walk-in pantry. The fenced backyard with deck provides privacy, perfect for entertaining. Zoned both commercial and residential, the possibilities are endless—use as a primary home, weekend getaway, short-term rental (projected $38K-$68K/year), boutique, restaurant, or office space. With room to sleep 12, a large laundry room, and unbeatable location in Bay St. Louis's historic district, this home blends timeless charm with incredible potential.

Listing Agent

Margot Rainold

McEnery Residential, LLC License #995687162 Listed on: 09/11/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,820

Year Built

  • Built in 1915

Lot Details

  • 4,356 Sq Ft Lot
  • Lot Dimensions are 71x64x72x67
  • Fenced
  • Rectangular Lot
  • Property is in excellent condition

Home Design

  • Cottage
  • Brick Exterior Construction
  • Raised Foundation
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2,450 Sq Ft Home
  • Property has 1 Level
  • Ceiling Fan
  • Laundry Room

Kitchen

  • Walk-In Pantry
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms

Parking

  • 1 Parking Space
  • Driveway

Additional Features

  • Porch
  • City Lot
  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 149l-0-29-101.000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,820

Year Built

Built in 1915

Lot Details

0

Listing Details

  • Property Sub Type: Detached
  • Prop. Type: Residential
  • Lot Size Acres: 0.1
  • Lot Size: 71x64x72x67
  • Architectural Style: Cottage
  • Unit Levels: One
  • Property Attached Yn: No
  • Building Stories: 1
  • Year Built: 1915
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Spa Features: None
  • Private Spa: No
  • Appliances: Dishwasher, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplace: No
  • Interior Amenities: Ceiling Fan(s), Pantry, Stone Counters
  • Living Area: 2450.0

Exterior Features

  • Lot Features: City Lot, Rectangular Lot
  • Pool Features: None
  • Home Warranty: No
  • Construction Type: Brick, Wood Siding
  • Exterior Features: Fence, Porch
  • Foundation Details: Raised
  • Patio And Porch Features: Wood, Porch
  • Property Condition: Excellent
  • Roof: Metal

Garage/Parking

  • Parking Features: Driveway, One Space

Utilities

  • Cooling: Central Air, 1 Unit
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Parcel #: 149l-0-29-101.000

Map

Range of Values:

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Average Value
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,820 $50,602 $28,154 $22,448
2023 $5,296 $46,049 $28,154 $17,895
2022 $5,239 $45,555 $28,154 $17,401
2021 $4,878 $42,864 $28,154 $14,710
2020 $613 $12,356 $3,366 $8,990
2019 $608 $12,356 $3,366 $8,990
2018 $608 $12,356 $3,366 $8,990
2017 $599 $12,356 $3,366 $8,990
2016 $587 $12,356 $3,366 $8,990
2015 $1,055 $11,539 $3,366 $8,173
2014 $1,051 $11,539 $3,366 $8,173
2013 $955 $11,539 $3,366 $8,173
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/11/2025 09/11/25 For Sale $849,000 -5.1% $347 / Sq Ft
04/01/2023 04/01/23 Sold -- -- --
03/16/2023 03/16/23 Pending -- -- --
03/11/2023 03/11/23 For Sale $895,000 -- $382 / Sq Ft
Source: ROAM MLS

Mortgage History

Date Status Loan Amount Loan Type
Closed $429,000 No Value Available
Source: Public Records

Source: ROAM MLS

MLS Number: 2521339

APN: 149L-0-29-101.000

Mississippi Hancock County Bay Saint Louis 39520

109 Court St, Bay Saint Louis, MS

This home is located at 109 Court St, Bay Saint Louis, MS 39520 and is currently priced at $849,000, approximately $346 per square foot. This property was built in 1915. 109 Court St is a home located in Hancock County with nearby schools including Waveland Elementary School, North Bay Elementary School, and Bay Waveland Middle School.

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Listing Agent
Margot Rainold
Section Image
McEnery Residential, LLC
(504) 312-8232