$589,900
SOLD MAY 2, 2025

109 Cumberland Blue Trail Hendersonville, TN 37075

3 Beds
2.5 Baths
2,752 Sq Ft
0.54 Acres

Recently Sold

$214 Per Sq Ft

9% Below List Price

37 Days on Market

Highlights

  • 0.54 Acre Lot
  • Deck
  • Porch
  • Indian Lake Elementary School Rated A-
  • No HOA
  • Walk-In Closet

About This Home

As of May 2025

Welcome Home to this Beautiful Brick, One Level Living Home with a Split Floor Plan. Spacious Living Room w/Tall Ceiling & Beautiful Corner Gas Fireplace. Eat-in Kitchen has New Dishwasher & Pantry. Formal Dining Room. Primary Bath Features Tiled Shower, Whirlpool Tub, Dbl. Vanities & 2 Walk in Closets. Large Laundry Room has Built in Sink and Plenty of Cabinets as well as room for Freezer or Extra Refrigerator. Bonus Room Over 2 Car Garage has Attic Storage & Separate Thermostat. New Garage Door, Level Lot with Mature Trees, Cul-de-sac Subdivision. Conveniently Located to Old Hickory Lake, Dining, Shopping.& Schools. Minutes from Downtown Nashville,

Last Agent to Sell the Property

Rhonda Moore

Compass Brokerage Phone: 6155456545 License #320060 Listed on: 02/14/2025

Compass

Last Buyer's Agent

Jeffrey Smith

Benchmark Realty, LLC License #347147

Benchmark Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,823

Year Built

  • Built in 2006

Lot Details

  • 0.54 Acre Lot
  • Level Lot

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 2,752 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • Gas Fireplace
  • Living Room with Fireplace
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Microwave
  • Ice Maker
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet

Outdoor Features

  • Deck
  • Porch

Schools

  • Jack Anderson Elementary School
  • Robert E Ellis Middle School
  • Hendersonville High School

Utilities

  • Cooling Available
  • Central Heating
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Cumberland Blue Resu Subdivision

Listing and Financial Details

  • Assessor Parcel Number 164C A 02800 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,823

Year Built

Built in 2006

Lot Details

0

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2006
  • Unit Levels: Two
  • Building Stories: 1
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Other
  • Attribution Contact: 6155456545
  • Special Features: None
  • Stories: 1

Interior Features

  • Interior Amenities: Ceiling Fan(s), Open Floorplan, Walk-In Closet(s), High Speed Internet
  • Appliances: Dishwasher, Ice Maker, Microwave, Refrigerator, Electric Oven, Electric Range
  • Fireplace Features: Gas, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Flooring: Carpet, Wood, Tile
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Has Basement: Crawl Space
  • Above Grade Finished Sq Ft: 2752
  • Building Area Units: Square Feet
  • Living Area: 2752
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Other

Exterior Features

  • Construction Type: Brick, Vinyl Siding
  • Patio And Porch Features: Porch, Covered, Deck
  • Pool Private: No
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Garage Faces Side, Aggregate, Driveway
  • Total Parking Spaces: 2

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Utilities: Water Available, Cable Connected

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Level
  • Lot Size Acres: 0.54
  • Lot Size: 68.99 X 236.53 IRR
  • Lot Size Units: Acres
  • Parcel #: 164C A 02800 000
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 2823

MLS Schools

  • Elementary School: Jack Anderson Elementary
  • High School: Hendersonville High School
  • Middle Or Junior School: Robert E Ellis Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 14, 2025
Closed on
May 2, 2025
Sold by
Michael Dominick Gfrancisco and Michael Charlene
Bought by
Olson Douglas S
Seller's Agent
Rhonda Moore
Compass
Buyer's Agent
Jeffrey Smith
Benchmark Realty, LLC
List Price
$649,900
Sold Price
$589,900
Premium/Discount to List
-$60,000
-9.23%
Views
48
Current Estimated Value
$592,175

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,275
Avg. Annual Appreciation
1.11%
Original Mortgage
$412,930
Outstanding Balance
$411,841
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$180,334

Purchase Details

Closed on
Jun 21, 2016
Sold by
Francisco Michael Dominick G and Francisco Charlene Mary G
Bought by
Francisco Michael Dominick G and Francisco Charlene Mary G

Purchase Details

Closed on
Sep 5, 2006
Sold by
Jack Driver & Son Inc
Bought by
Gfrancisco Michael D and Gfrancisco Charlene

Purchase Details

Closed on
Mar 16, 2006
Sold by
Copass Inez
Bought by
Jack Driver & Son Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
6.19%
Mortgage Type
Construction
Source: Public Records

Similar Homes in Hendersonville, TN

  • 584 Snap Dragon Ln, Hendersonville, TN 37075

    $749,000

    • 5 Beds
    • 2.5 Baths
    • 3,307 Sq Ft
    • 584 Snap Dragon Ln
    • Hendersonville, TN

    **SPECIAL RECESSION PRICE - PRE-PANDEMIC PRICING!**Buying new construction often means living in a work zone while you finish it. Not here. Built just before 2024, the owners invested over $140K in high end upgrades so it is fully move in ready. Fenced, decked, smart tech set up, washer and dryer in place, security system, accent walls done. Even better, it is vacant and ready for immediate

    Gary Ashton The Ashton Real Estate Group of RE/MAX Advantage

    Section Image
  • 112 Cumberland Place, Hendersonville, TN 37075

    $699,900

    • 4 Beds
    • 3 Baths
    • 3,945 Sq Ft
    • 112 Cumberland Place
    • Hendersonville, TN

    Discover eclectic charm and endless potential in this traditional-style home nestled on a spacious, level lot with no HOA. Featuring 4 bedrooms, 3 full baths, + Office/Exercise Room and a rare 4-car side-entry garage, this all-brick beauty offers generous space, high ceilings and functionality. The finished basement—with sleek concrete floors—is currently used as an art studio, inviting you to

    Tish Roney WEICHERT, REALTORS - The Andrews Group

    Section Image
  • 524 Indian Lake Rd, Hendersonville, TN 37075

    $559,900

    • 4 Beds
    • 3 Baths
    • 2,300 Sq Ft
    • 524 Indian Lake Rd
    • Hendersonville, TN

    4-Bedroom, 3-bath Home on Nearly 1 Acre in the Indian Lake Forest Subdivision – Hendersonville, TN! This single-family home sits on almost an acre with no HOA and a prime Hendersonville location. Just a short walk to Indian Lake Elementary and the Indian Lake Forest Swim & Tennis Club. Also just 1.5 miles from the future Hendersonville Heritage Park, recently awarded $3.4M in funding for trails,

    Ann Blackburn Real Broker

    Section Image
  • 138 Lakeside Park Dr, Hendersonville, TN 37075

    $467,500

    • 3 Beds
    • 2.5 Baths
    • 1,884 Sq Ft
    • 138 Lakeside Park Dr
    • Hendersonville, TN

    Welcome Home! Nestled in the heart of Hendersonville—affectionately known as “The City by the Lake” —this beautifully updated 3-bedroom, 2.5-bath home offers the perfect blend of comfort, style, and convenience. 3 bedrooms and 2.5 baths, Oversized Garage: Ideal for multiple vehicles, storage, or a workshop, Media Room: Perfect for movie nights, gaming, or a cozy retreat. Home has modern updates

    Jennifer Cummings SimpliHOM

    Section Image
  • 103 Havenwood Ct, Hendersonville, TN 37075

    $498,000

    • 3 Beds
    • 2 Baths
    • 2,519 Sq Ft
    • 103 Havenwood Ct
    • Hendersonville, TN

    Great One Story with Huge Bonus Room Up! Station Camp School Zone!!! Court Location!! Split Plan with Open Concept!! Large Master Suite with Double Trey Ceiling and Master Bath with Jet Tub and Separate Shower, Big Living Area with Fireplace and Cathedral Ceiling!!! Newer HVAC, New Roof and New Garage Door! Almost 1/2 acre and on a Cul-De-Sac!!!

    Matt Clausen Clausen Group REALTORS

    Section Image
  • 167 Roberta Dr, Hendersonville, TN 37075

    $454,900

    • 4 Beds
    • 2.5 Baths
    • 1,916 Sq Ft
    • 167 Roberta Dr
    • Hendersonville, TN

    This beautifully renovated 4-bedroom, 2.5-bath home is steps from the lake and offers the perfect blend of modern updates and functional design. The spacious open floor plan is enhanced by gorgeous new flooring throughout, creating a seamless flow for both everyday living and entertaining. Two of the bedrooms feature dedicated bathrooms, providing comfort, privacy, and flexibility for

    Andrew McGinnis Crye-Leike, Inc., REALTORS

    Section Image
  • 322 van Conder Place, Hendersonville, TN 37075

    $599,000

    • 3 Beds
    • 2 Baths
    • 1,945 Sq Ft
    • 322 van Conder Place
    • Hendersonville, TN

    This pristine single-level home in Norman Farm is the definition of meticulously maintained, truly spotless, and move-in ready. Built in 2021, this one-owner property offers 3 bedrooms, 2 full baths, and nearly 2,000 sq. ft. of thoughtfully designed living space, including a dedicated office with French doors and abundant natural light.The open floor plan features an oversized kitchen

    Axel Reed Luxury Homes International

    Section Image
  • 108 Championship Place, Hendersonville, TN 37075

    $649,998

    • 5 Beds
    • 3 Baths
    • 2,752 Sq Ft
    • 108 Championship Place
    • Hendersonville, TN

    Immaculate & Spacious Home in Durham FarmsWell-maintained and move-in ready, this beautiful home features an open-concept layout with 4 bedrooms, 3 full baths, a dedicated office, and a large bonus room. Enjoy the convenience of 2 bedrooms on the main level, ideal for guests or multi-generational living. The kitchen is a chef’s dream, complete with double ovens, stainless steel appliances, an

    Tina Cole Real Broker LLC, DBA Real Broker

    Section Image
  • 172 Picasso Cir, Hendersonville, TN 37075

    $630,000

    • 4 Beds
    • 5 Baths
    • 2,689 Sq Ft
    • 172 Picasso Cir
    • Hendersonville, TN

    Better than new & move in ready home in desirable Durham Farms! Just off Vietnam Vets with easy access to 65, downtown, ball parks, schools & restaurants! The backyard retreat features a flat lot with a covered porch including a built in outdoor kitchen with ample patio space including a hot tub - great spot to entertain! Inside, you can continue the ease of entertaining with the open kitchen

    Tish Roney WEICHERT, REALTORS - The Andrews Group

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $589,900 None Listed On Document
Warranty Deed $589,900 None Listed On Document
Interfamily Deed Transfer -- None Available
Warranty Deed $320,285 Sumner Title & Escrow Llc
Warranty Deed $55,000 Hallmark Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $412,930 New Conventional
Closed $412,930 New Conventional
Previous Owner $240,000 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/02/2025 05/02/25 Sold $589,900 -1.7% $214 / Sq Ft
03/23/2025 03/23/25 Pending -- -- --
03/21/2025 03/21/25 Price Changed $599,900 -7.7% $218 / Sq Ft
02/14/2025 02/14/25 For Sale $649,900 -- $236 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,106 $148,175 $37,500 $110,675
2023 $2,895 $89,025 $20,000 $69,025
2022 $2,904 $89,025 $20,000 $69,025
2021 $2,904 $89,025 $20,000 $69,025
2020 $2,904 $89,025 $20,000 $69,025
2019 $2,904 $0 $0 $0
2018 $2,451 $0 $0 $0
2017 $2,451 $0 $0 $0
2016 $2,451 $0 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Realtracs

MLS Number: 2791556

Realtracs

APN: 164C-A-028.00