NOT LISTED FOR SALE

109 E 1st St Silver Grove, KY 41085

Estimated Value: $181,000 - $202,000

3 Beds
1 Bath
1,080 Sq Ft
$181/Sq Ft Est. Value

Sale Details

Date Sold: September 3, 2025

Last sale price $199,000 $184 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $1,113 / mo

1 Day on Market

Highlights

  • Deck
  • Ranch Style House
  • Private Yard
  • Campbell County High School Rated 9+
  • Partially Wooded Lot
  • Solid Surface Countertops

About This Home

As of September 2025

Cuteness has arrived! This darling three-bed, one-bath home with a huge backyard is wonderful for your rental portfolio or first time home. All new floors & freshly painted makes this is a great place to call home. Walk to the Dari Bar, with nice flat streets, and a perfect yard for games, pets, or anything you desire. Off-street parking makes this home the perfect find.

Last Agent to Sell the Property

The Cindy Shetterly Team

Keller Williams Realty Service License #220012 Listed on: 07/16/2025

Keller Williams Realty Service

Last Buyer's Agent

Jennifer Vories

Keller Williams Realty Service

Keller Williams Realty Service

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1953

Lot Details

  • 7,884 Sq Ft Lot
  • Property is Fully Fenced
  • Chain Link Fence
  • Aluminum or Metal Fence
  • Level Lot
  • Partially Wooded Lot
  • Private Yard

Home Design

  • Ranch Style House
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,080 Sq Ft Home
  • Ceiling Fan
  • Fireplace
  • Wood Frame Window
  • Sliding Doors
  • Panel Doors
  • Living Room
  • Storage
  • Neighborhood Views
  • Unfinished Basement
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Solid Surface Countertops

Flooring

  • Luxury Vinyl Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level

Parking

  • Driveway
  • On-Street Parking

Outdoor Features

  • Deck
  • Shed
  • Porch

Schools

  • Crossroads Elementary School
  • Campbell County Middle School
  • Campbell County High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 999-99-27-704.00

Home Details

Home Type

Single Family

Year Built

Built in 1953

Lot Details

7,884 Sq Ft Lot

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.18
  • Year Built: 1953
  • Lot Size: Of Record
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Ownership: Estate/Trust
  • Directions: Right onto Mary Ingles Hwy. Right onto Four Mile Rd. Left onto 1st St. Property is on the left hand side.
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Crossroads Elementary
  • Location Tax Legal Info:Middle or Junior School: Campbell County Middle School
  • Location Tax Legal Info:High School: Campbell County High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: Of Record
  • Architecture:Ranch: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities Electric Company: Duke Energy
  • Utilities Gas Company: Duke Energy
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.181
  • General Property Description:Living Area: 1080.0
  • General Property Description:Lot Size Square Feet: 7884.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Main Level: Yes
  • Security Features:Smoke Detector(s): Yes
  • Location Tax Legal Info:Tax ID: 999-99-27-704.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Other Structures:Shed(s): Yes
  • Property Ownership:EstateTrust: Yes
  • Fencing:Chain Link: Yes
  • Vegetation:Partially Wooded: Yes
  • Fencing:Full2: Yes
  • Fencing:Metal4: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Storage, High Speed Internet, Ceiling Fan(s), Multi Panel Doors
  • Basement: Crawl Space, Unfinished
  • Heating: Natural Gas
  • Levels: One
  • Property Type: Residential
  • Appliances: Electric Cooktop, Electric Oven, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Fireplace: No
  • Living Area: 1080.0
  • Window Features: Wood Frames
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Storage2: Yes
  • Basement:Unfinished2: Yes
  • Basement:Crawl Space: Yes
  • Interior Features:High Speed Internet: Yes
  • Appliances:Electric Cooktop: Yes

Exterior Features

  • View: Neighborhood
  • Fencing: Chain Link, Full, Metal
  • Roof: Shingle
  • Lot Features: Level
  • View: Yes
  • Construction Type: Vinyl Siding
  • Exterior Features: Private Yard
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Window Features:Wood Frames: Yes
  • Door Features:Sliding Doors: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, On Street
  • Parking Features:Driveway: Yes
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Laundry Room, Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Crossroads Elementary
  • Junior High Dist: Campbell Co Public
  • High School: Campbell County High
  • Middle Or Junior School: Campbell County Middle School

Lot Info

  • Lot Size Sq Ft: 7884.0
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 16, 2025
Closed on
Sep 3, 2025
Sold by
Dennis Mary J and Byrd Joyce
Bought by
Herdman Emma Ray-Leigh
Seller's Agent
The Cindy Shetterly Team
Keller Williams Realty Service
Buyer's Agent
Jennifer Vories
Keller Williams Realty Service
List Price
$190,000
Sold Price
$199,000
Premium/Discount to List
$9,000
4.74%
Views
24
Current Estimated Value
$195,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,000
Avg. Annual Appreciation
-3.22%
Original Mortgage
$195,395
Outstanding Balance
$195,395
Interest Rate
6.74%
Mortgage Type
FHA
Estimated Equity
-$395
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Herdman Emma Ray-Leigh $199,000 360 American Title
Herdman Emma Ray-Leigh $199,000 360 American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Herdman Emma Ray-Leigh $195,395
Closed Herdman Emma Ray-Leigh $195,395
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/03/2025 09/03/25 Sold $199,000 +4.7% $184 / Sq Ft
07/17/2025 07/17/25 Pending -- -- --
07/16/2025 07/16/25 For Sale $190,000 -- $176 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,049 $88,000 $10,000 $78,000
2024 $882 $71,800 $7,300 $64,500
2023 $862 $71,800 $7,300 $64,500
2022 $950 $71,800 $7,300 $64,500
2021 $960 $71,800 $7,300 $64,500
2020 $925 $68,000 $7,300 $60,700
2019 $917 $68,000 $7,300 $60,700
2018 $1,298 $68,000 $7,300 $60,700
2017 $1,316 $68,000 $7,300 $60,700
2016 $1,336 $68,000 $0 $0
2015 $1,351 $68,000 $0 $0
2014 $1,339 $68,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 634367

Northern Kentucky Multiple Listing Service

APN: 999-99-27-704.00

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