Seller's Agent in 2025
Jody Buck
Cummings & Co Realtors
(410) 804-9597
21 in this area
145 Total Sales
109 E Montgomery St Baltimore, MD 21230
Riverside Neighborhood
3
Beds
2.5
Baths
1,745
Sq Ft
1,307
Sq Ft Lot
Highlights
- Dual Staircase
- Deck
- Wood Flooring
- Federal Architecture
- Traditional Floor Plan
- 3-minute walk to Rash Field Park
About This Home
As of June 2025HISTORIC CHARM MEETS MODERN LIVING IN FEDERAL HILL
Welcome to this delightful three-bedroom, two-and-a-half bathroom rowhome perched on a picturesque cobblestone street just steps from Federal Hill Park. This well-preserved property offers the perfect blend of Baltimore's historic character with thoughtful contemporary updates.
Inside, the beautifully refinished hardwood floors create a warm, inviting atmosphere throughout the entire home. The front living room features a large window that floods the space with natural light, flowing seamlessly into the dining area where you'll find the original front staircase. The kitchen maintains its charm with original built-ins while offering a second stairway leading directly to the primary bedroom.
Step outside to discover a private patio—perfect for evening gatherings under the stars. The storybook courtyard, featuring a native perennial garden, adds whimsical charm and creates a peaceful retreat from the city. As one neighbor quipped, "It's like having your own secret garden in the middle of the city!"
Upstairs, the primary bedroom impresses with its vaulted ceiling, double closets, and attached bathroom. Enjoy morning coffee on your private rear deck. The additional bedroom boasts generous proportions with three closets, tall ceilings, and abundant natural light. A versatile upper level, with its half bath, offers endless possibilities as a home office, den, or additional bedroom.
Practical upgrades include a new rear roof, renovated bathrooms, upgraded lighting, and fresh paint, ensuring comfort and peace of mind for years to come. Not only is there an abundance of closets, but the unfinished basement offers plenty of storage. This home's enviable location provides easy access to Federal Hill's vibrant dining, shopping, and entertainment scene.
Don't miss this opportunity to own a slice of Baltimore charm in one of the city's most beloved neighborhoods!
Last Agent to Sell the Property
(410) 804-9597 jody@KeyGroupMD.com Cummings & Co. Realtors License #0644929 Listed on: 05/19/2025
Last Buyer's Agent
datacorrect@brightmls.com Non Subscribing Office License #0225194075
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $8,269
Year Built
- Built in 1830
Lot Details
- 1,307 Sq Ft Lot
- Property is Fully Fenced
- Privacy Fence
Parking
- On-Street Parking
Home Design
- Federal Architecture
- Traditional Architecture
- Brick Exterior Construction
- Brick Foundation
- Architectural Shingle Roof
- Rubber Roof
Interior Spaces
- Property has 4 Levels
- Traditional Floor Plan
- Dual Staircase
- Built-In Features
- Beamed Ceilings
- Skylights
- Recessed Lighting
- 3 Fireplaces
- Non-Functioning Fireplace
- Stained Glass
- Formal Dining Room
- Wood Flooring
Kitchen
- Eat-In Kitchen
- Stove
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Soaking Tub
- Bathtub with Shower
Laundry
- Laundry on lower level
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
- Basement Windows
Outdoor Features
- Deck
- Patio
Utilities
- Forced Air Heating and Cooling System
- Natural Gas Water Heater
Community Details
- No Home Owners Association
- Federal Hill Historic District Subdivision
Listing and Financial Details
- Tax Lot 023
- Assessor Parcel Number 0322100906 023
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 19, 2025
Closed on
Jun 30, 2025
Sold by
Oraby Mona
Bought by
Seraphin Suresh Dominic and Seraphin Lori
Seller's Agent
Jody Buck
Cummings & Co. Realtors
Buyer's Agent
datacorrect BrightMLS
Non Subscribing Office
List Price
$499,000
Sold Price
$497,000
Premium/Discount to List
-$2,000
-0.4%
Views
31
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$31,379
Avg. Annual Appreciation
-15.04%
Original Mortgage
$272,150
Interest Rate
6.58%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 29, 2023
Closed on
Jun 2, 2023
Sold by
Rao Vishnu P
Bought by
Oraby Mona
Seller's Agent
Cynthia (Cindy) Conklin
Monument Sotheby's International Realty
Buyer's Agent
Sophia McCormick
Kelly and Co Realty, LLC
List Price
$395,000
Sold Price
$400,000
Premium/Discount to List
$5,000
1.27%
Views
31
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.00%
Original Mortgage
$380,000
Interest Rate
6.39%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 30, 2016
Closed on
Aug 31, 2016
Sold by
Sysak Barbara and Sysak Gary
Bought by
Rao Vishnu P
Seller's Agent
Cynthia (Cindy) Conklin
Monument Sotheby's International Realty
Buyer's Agent
Terry Johnson
Long & Foster Real Estate, Inc.
List Price
$349,000
Sold Price
$336,200
Premium/Discount to List
-$12,800
-3.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.60%
Original Mortgage
$268,960
Interest Rate
3.43%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 22, 2011
Sold by
Garman Barbara
Bought by
Sysak Barbara and Sysak Gary
Purchase Details
Closed on
Apr 24, 2002
Sold by
Spann William C
Bought by
Garman Barbara
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $497,000 | Eagle Title | |
| Deed | $400,000 | Lawyers Express Title | |
| Deed | $336,200 | Sage Title Group Llc | |
| Deed | -- | -- | |
| Deed | $332,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $272,150 | New Conventional | |
| Previous Owner | $380,000 | New Conventional | |
| Previous Owner | $268,960 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/30/2025 06/30/25 | Sold | $497,000 | -0.4% | $285 / Sq Ft | |
| 05/26/2025 05/26/25 | Pending | -- | -- | -- | |
| 05/19/2025 05/19/25 | For Sale | $499,000 | +24.8% | $286 / Sq Ft | |
| 06/02/2023 06/02/23 | Sold | $400,000 | +1.3% | $229 / Sq Ft | View Prior Sale |
| 04/29/2023 04/29/23 | For Sale | $395,000 | +17.5% | $226 / Sq Ft | |
| 04/25/2023 04/25/23 | Pending | -- | -- | -- | |
| 08/31/2016 08/31/16 | Sold | $336,200 | -3.7% | $193 / Sq Ft | View Prior Sale |
| 07/12/2016 07/12/16 | Pending | -- | -- | -- | |
| 07/08/2016 07/08/16 | For Sale | $349,000 | +3.8% | $200 / Sq Ft | |
| 06/30/2016 06/30/16 | Off Market | $336,200 | -- | -- | |
| 06/03/2014 06/03/14 | Rented | $2,200 | +10.0% | -- | |
| 06/03/2014 06/03/14 | Under Contract | -- | -- | -- | |
| 05/16/2014 05/16/14 | For Rent | $2,000 | -- | -- |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,230 | $364,300 | -- | -- |
| 2024 | $8,230 | $350,400 | $0 | $0 |
| 2023 | $7,473 | $336,500 | $175,000 | $161,500 |
| 2022 | $7,438 | $334,133 | $0 | $0 |
| 2021 | $7,830 | $331,767 | $0 | $0 |
| 2020 | $7,337 | $329,400 | $175,000 | $154,400 |
| 2019 | $7,300 | $329,400 | $175,000 | $154,400 |
| 2018 | $7,388 | $329,400 | $175,000 | $154,400 |
| 2017 | $9,254 | $414,200 | $0 | $0 |
| 2016 | $11,548 | $414,200 | $0 | $0 |
| 2015 | $11,548 | $414,200 | $0 | $0 |
| 2014 | $11,548 | $417,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jody Buck
-
datacorrect BrightMLS
d
Buyer's Agent in 2025
datacorrect BrightMLS
Non Subscribing Office
-
Cynthia (Cindy) Conklin
Seller's Agent in 2023
Cynthia (Cindy) Conklin
Monument Sotheby's International Realty
(443) 629-0152
44 in this area
80 Total Sales
-
Brandon Golueke
Seller Co-Listing Agent in 2023
Brandon Golueke
Monument Sotheby's International Realty
(443) 618-5090
38 in this area
97 Total Sales
-
Sophia McCormick
Buyer's Agent in 2023
Sophia McCormick
Kelly and Co Realty, LLC
(443) 676-7800
4 in this area
63 Total Sales
-
Terry Johnson
T
Buyer's Agent in 2016
Terry Johnson
Long & Foster
(410) 627-7683
2 in this area
2 Total Sales
Map
Source: Bright MLS
MLS Number: MDBA2168342
APN: 0906-023
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