NOT LISTED FOR SALE

109 E Sprague St Homer, MI 49245

Estimated Value: $140,000 - $174,000

3 Beds
1 Bath
1,284 Sq Ft
$127/Sq Ft Est. Value

Last Sold September 19, 2022

Last sale price $119,000 $93 Per Sq Ft

Est. 37% increase in value since last sale

Current estimated payment $1,038/month

Highlights

  • Indoor Pool
  • 2 Car Detached Garage
  • Air Purifier
  • Traditional Architecture
  • Porch
  • 4-minute walk to Lakefront Park

About This Home

As of September 2022

This is a home with true value and great potential equity! In the quaint, All-American Village of Homer we have a great opportunity for you. Just a block from downtown and the park just out your front door, the location is perfect! The oversized 2 car garage, inground pool (was opened last year and comes with a warranty), mature trees and patio make for a great outdoor space and tons of fun! We are
excited to see what you can do with the inside as the wide galley kitchen, large living room, main level
bedroom and full bath do need some TLC but have great bones. Two more bedrooms are upstairs
ensuring ample lodging space. Buy now, open the pool and enjoy the rest of the Summer! Welcome
home to 109 E. Sprague St.

Last Agent to Sell the Property

Johnna Maurer

The Brokerage House License #6501440602 Listed on: 08/03/2022

Last Buyer's Agent

Johnna Maurer

The Brokerage House License #6501440602 Listed on: 08/03/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,412

Year Built

  • Built in 1920

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 66x132

Parking

  • 2 Car Detached Garage

Home Design

  • Traditional Architecture
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,284 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Replacement Windows
  • Partial Basement
  • Laundry on main level

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Eco-Friendly Details

  • Air Purifier

Outdoor Features

  • Indoor Pool
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,412

Year Built

Built in 1920

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1920
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 66x132
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1284.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 1411.79
  • Waterfront Options:Water Access YN: No
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Windows:Replacement: Yes
  • Heat Source:Natural Gas3: Yes
  • Substructure:Partial: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Additional Items:Ceiling Fans: Yes
  • Water Heater:Natural Gas4: Yes
  • Additional Items:Home Warranty: Yes
  • Roofing:Metal: Yes
  • General Property Info:SqFt Above Grade: 1284.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Other Equipment:Air Purifier: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Accessibility Features: Covered Entrance
  • Interior Amenities: Ceiling Fan(s)
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Partial
  • LivingArea: 1284.0
  • Other Equipment: Air Purifier
  • Window Features: Replacement
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 468.0

Exterior Features

  • Construction Materials: Vinyl Siding
  • Home Warranty: Yes
  • List Price: 124900.0
  • Patio and Porch Features: Porch(es)
  • Pool Features: Indoor
  • Road Surface Type: Paved
  • Roof: Metal
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: Yes
  • Pool:Indoor: Yes
  • Patio and Porch Features:Porch(es): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Connected, Cable Connected
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.2
  • Lot Size Area: 0.2
  • Lot Dimensions: 66x132
  • Lot Size Sq Ft: 8712.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1411.79
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 3, 2022
Closed on
Sep 19, 2022
Sold by
Cavender Rory O
Bought by
Fisk Tyler James and Fisk Alyssa Noel
Seller's Agent
Johnna Maurer
The Brokerage House
Buyer's Agent
Johnna Maurer
The Brokerage House
List Price
$139,900
Sold Price
$119,000
Premium/Discount to List
-$20,900
-14.94%
Current Estimated Value
$163,437

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$44,437
Avg. Annual Appreciation
5.96%
Original Mortgage
$115,430
Outstanding Balance
$110,716
Interest Rate
5.22%
Mortgage Type
New Conventional
Estimated Equity
$31,111

Purchase Details

Closed on
Jul 12, 2017
Sold by
Reed Roger E and Reed Dorothy M
Bought by
Cavender Rory O

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,600
Interest Rate
3.89%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Jan 26, 2006
Sold by
Tuck Joyce and Mestdagh Joyce
Bought by
Cavender Rory O

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,000
Interest Rate
6.34%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 24, 2001
Sold by
Feltman Todd A
Bought by
Mestaugh Joyce

Purchase Details

Closed on
Dec 17, 1997
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fisk Tyler James $119,000 --
Cavender Rory O $197,000 Attorney
Cavender Rory O $91,000 None Available
Mestaugh Joyce $88,000 --
-- $70,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fisk Tyler James $115,430
Previous Owner Cavender Rory O $157,600
Previous Owner Cavender Rory O $123,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/19/2022 09/19/22 Sold $119,000 -4.7% $93 / Sq Ft
08/11/2022 08/11/22 Price Changed $124,900 -10.7% $97 / Sq Ft
08/03/2022 08/03/22 For Sale $139,900 -- $109 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,066 $85,330 $0 $0
2024 $1,447 $78,850 $0 $0
2023 $1,447 $59,310 $0 $0
2022 $330 $43,450 $0 $0
2021 $0 $38,580 $0 $0
2020 $526 $36,790 $0 $0
2019 $0 $36,520 $0 $0
2018 $0 $37,570 $4,950 $32,620
2017 $0 $37,490 $0 $0
2016 $0 $30,620 $0 $0
2015 -- $25,500 $3,275 $22,225
2014 -- $25,300 $3,275 $22,025
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 22033215

Southwestern Michigan Association of REALTORS®

APN: 43-120-048-00