$225,000
SOLD MAR 24, 2025

109 Gale St Ringgold, GA 30736

-- Bed
-- Bath
1,680 Sq Ft
9,148 Sq Ft Lot

Recently Sold

$134 Per Sq Ft

10% Below List Price

12 Days on Market

Highlights

  • No HOA
  • Multiple cooling system units
  • Central Heating and Cooling System
  • Ringgold Middle School Rated A-
  • Living Room

About This Home

As of March 2025

Seize the chance to grow your portfolio with this incredible property in a prime downtown Ringgold location! Whether you're a seasoned investor or just starting, this home offers endless potential as a house hack or an addition to your real estate investments.

Conveniently situated close to schools, restaurants, shopping, groceries, and everything downtown Ringgold has to offer, the location ensures long-term value and appeal.

With the flexibility to suit a variety of needs, this property presents a rare opportunity for savvy buyers ready to take advantage of the booming local market.

Please note: Owner is a licensed real estate agent in Georgia and Tennessee.

Don't wait—investment opportunities like this are hard to find!

Last Agent to Sell the Property

Jeff Pickens

Keller Williams Realty Greater Dalton License #402249 Listed on: 01/27/2025

Keller Williams Realty Greater Dalton

Last Buyer's Agent

Rachel Bruner

Keller Williams Realty License #302596

Keller Williams Realty

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $1,460

Year Built

  • Built in 1980

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 96x97

Parking

  • Driveway

Home Design

  • Duplex
  • Composition Roof

Interior Spaces

  • 1,680 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Washer and Dryer Hookup

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Stove
  • Dishwasher

Location

  • Flood Insurance May Be Required

Schools

  • Ringgold Elementary School
  • Ringgold Middle School
  • Ringgold High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • 2 Units

Listing and Financial Details

  • Assessor Parcel Number R0060-121

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$1,460

Year Built

Built in 1980

Lot Details

0

Listing Details

  • Property Sub Type: Duplex
  • Prop. Type: Residential Income
  • Lot Size Acres: 0.21
  • Lot Size: 96X97
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: None
  • Directions: From Lafayette St. Ringgold turn onto Legion Dr. then right onto Gale St. First drive on right.
  • Above Grade Finished Sq Ft: 1680.0
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • Living Area: 1680.0
  • New Construction: No
  • Building Stories: 2
  • Structure Type: Duplex, Multi Family
  • Year Built: 1980
  • Cooling:Electric: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: R0060-121
  • Location Tax and Legal Elementary School: Ringgold Elementary
  • Location Tax and Legal High School: Ringgold High School
  • Location Tax and Legal:Tax Annual Amount: 1460.0
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1680.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.21
  • General Property Information Lot Size Square Feet2: 9147.6
  • General Property Information Lot Size Dimensions: 96X97
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Location Tax and Legal Middle or Junior School: Ringgold Middle
  • Sewer:Public Sewer: Yes
  • Cooling:Multi Units: Yes
  • General Property Information Stories2: 2
  • Structure Type Multi Family: Yes
  • Roof:Composition2: Yes
  • General Property Information Number Of Units Total2: 2.0
  • Unit 1 Furnished3: Unfurnished
  • Unit 1 Den3: No
  • Unit 1 Living Room3: Yes
  • Unit 1 Separate Dining: No
  • Unit 1 Microwave6: No
  • Unit 1 Washer Dryer Hookups: Yes
  • Unit 2 Living Room4: Yes
  • Unit 2 Washer Dryer Hookups2: Yes
  • Unit 2 Efficiency2: No
  • Unit 2 Furnished4: Unfurnished
  • Unit 2 Den4: No
  • Unit 2 Separate Dining2: No
  • Unit 2 Microwave7: No
  • Disclosures Flood Insurance May Be Required: Yes
  • Structure Type Duplex: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Spa Features: None
  • Appliances: Refrigerator, Electric Water Heater, Electric Oven, Electric Cooktop, Dishwasher
  • Basement YN: No
  • Fireplace: No
  • Appliances Dishwasher: Yes
  • Appliances:Electric Water Heater: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Electric Cooktop: Yes

Exterior Features

  • Fencing: None
  • Pool Features: None
  • View: No
  • Waterfront: No
  • Disclosures: Flood Insurance May Be Required
  • Home Warranty: No
  • Exterior Features: None
  • Roof: Composition
  • Exterior Features:None8: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Asphalt, Driveway
  • General Property Information:Garage YN: No
  • Parking Features:Asphalt: Yes
  • Parking Features:Driveway: Yes

Utilities

  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Ringgold Elementary
  • High School: Ringgold High School
  • Middle Or Junior School: Ringgold Middle

Lot Info

  • Lot Size Sq Ft: 9147.6
  • Additional Parcels: No
  • Parcel #: R0060-121
  • ResoLotSizeUnits: Acres

Rental Info

  • Tenant Pays: All Utilities

Multi Family

  • Number Of Units Total: 2

Tax Info

  • Tax Annual Amount: 1460.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 27, 2025
Closed on
Mar 24, 2025
Sold by
Pickens Jeffery Michael
Bought by
Metcalf Robert Dewayne
Seller's Agent
Jeff Pickens
Keller Williams Realty Greater Dalton
Buyer's Agent
Rachel Bruner
Keller Williams Realty
List Price
$250,000
Sold Price
$225,000
Premium/Discount to List
-$25,000
-10%
Views
11
Current Estimated Value
$229,517

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,517
Avg. Annual Appreciation
-3.59%
Original Mortgage
$180,000
Outstanding Balance
$179,848
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$41,315

Purchase Details

Closed on
Apr 21, 2009
Sold by
Rogers Clinton Greg
Bought by
Pickens Jeffery Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,000
Interest Rate
4.86%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 30, 2004
Bought by
Rogers Clinton Greg
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $225,000 --
Deed $92,000 --
Deed $90,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $180,000 New Conventional
Previous Owner $117,138 Mortgage Modification
Previous Owner $51,926 Commercial
Previous Owner $60,000 New Conventional
Previous Owner $69,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/24/2025 03/24/25 Sold $225,000 -8.2% $134 / Sq Ft
02/08/2025 02/08/25 Pending -- -- --
02/02/2025 02/02/25 Price Changed $245,000 -2.0% $146 / Sq Ft
01/27/2025 01/27/25 For Sale $250,000 -- $149 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,618 $92,510 $20,000 $72,510
2023 $800 $31,401 $9,415 $21,986
2022 $800 $31,401 $9,415 $21,986
2021 $754 $31,401 $9,415 $21,986
2020 $824 $31,401 $9,415 $21,986
2019 $832 $31,401 $9,415 $21,986
2018 $873 $31,401 $9,415 $21,986
2017 $822 $29,559 $9,415 $20,144
2016 $861 $29,559 $9,415 $20,144
2015 -- $29,559 $9,415 $20,144
2014 -- $29,559 $9,415 $20,144
2013 -- $34,407 $9,331 $25,076
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1506299

Greater Chattanooga REALTORS®

APN: R0060-121