Seller's Agent in 2025
Dana Ford
Scenic Sotheby's International Realty
(850) 774-3443
1 in this area
71 Total Sales
109 Hamilton Ave Panama City, FL 32401
South Panama City NeighborhoodEstimated Value: $427,000 - $467,000
3
Beds
3
Baths
2,076
Sq Ft
$215/Sq Ft
Est. Value
Highlights
- No HOA
- Walk-In Pantry
- 1 Car Attached Garage
- Screened Porch
- Fireplace
- Coffered Ceiling
About This Home
As of September 2025A rare offering in Panama City's treasured Cove neighborhood, this historically recognized three-bedroom, three-bath residence has been exquisitely reimagined with luxurious finishes and enduring character. Ideally situated on a spacious double lot totaling 0.34 acres, this home offers convenient alley access and ample room for expansion, all without the limitations of an HOA. Originally built in 1927 and recently repainted in its original hue, the home's thoughtful renovation preserves its heritage while offering the comforts of modern living. Inside, you'll find a beautifully reinstalled wood-paneled ceiling, refinished mahogany built-ins and all-new infrastructure—electrical, plumbing, insulation and HVAC—paired with high-end touches like Brizo fixtures, honed quartz countertops, and cherry cabinetry. The chef's kitchen is a standout, boasting a Dacor Pro 30-in. gas range, Blanco sink, quiet Samsung appliances and a walk-in butler's pantry with a second full-sized refrigerator and dual ice makers. The three full baths are each individually styled: the rear primary suite features Portuguese tile, a zero-entry shower and furniture-style vanity; the middle bath offers a deep soaking tub; and the front primary showcases antimicrobial tile for a mold-free environment. An interior laundry room with LG appliances adds convenience, and solar panels provide energy efficiency. Positioned less than a block from Holy Nativity Episcopal School and just a short stroll to the downtown waterfront district, residents can easily access dining, boutiques and the St. Andrews Bay Yacht Club. With sidewalks, alleyways, golf-cart accessibility and ancient oaks lining the streets, The Cove is cherished for its coastal charm and community spirit—making this home a one-of-a-kind legacy property in the heart of Panama City. Buyer to verify all data and approximate dimensions if important.
Last Agent to Sell the Property
Scenic Sotheby's International Realty License #3116951 Listed on: 05/20/2025
Last Buyer's Agent
Dana Ford
Bay Area Pest Control
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,188
Year Built
- Built in 1927
Lot Details
- 14,810 Sq Ft Lot
- Lot Dimensions are 106 x 140
- Fenced
Parking
- 1 Car Attached Garage
- Additional Parking
Home Design
- Shingle Roof
- Wood Siding
Interior Spaces
- 1-Story Property
- Coffered Ceiling
- Fireplace
- Family Room
- Screened Porch
- Laundry Room
Kitchen
- Walk-In Pantry
- Gas Range
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Full Bathrooms
- Soaking Tub
Outdoor Features
- Screened Patio
Schools
- Cherry Street Elementary School
- Jinks Middle School
- Bay High School
Utilities
- Central Air
- Tankless Water Heater
- Gas Water Heater
Community Details
- No Home Owners Association
- Cove Subdivision
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 20, 2025
Closed on
Sep 8, 2025
Sold by
Bought by
Seller's Agent
Dana Ford
Scenic Sotheby's International Realty
Buyer's Agent
Dana Ford
Bay Area Pest Control
List Price
$440,000
Sold Price
$438,000
Premium/Discount to List
-$2,000
-0.45%
Views
459
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,460
Avg. Annual Appreciation
2.58%
Original Mortgage
$416,725
Interest Rate
0.0585%
Mortgage Type
VA
Purchase Details
Closed on
Apr 10, 2019
Sold by
Bought by
Purchase Details
Listed on
Mar 10, 2017
Closed on
Feb 28, 2017
Sold by
Bought by
Seller's Agent
Greg Carroll
Carroll Realty Prop Mgt Inc
Buyer's Agent
Greg Carroll
Coldwell Banker Carroll Realty
Sold Price
$1,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.58%
Original Mortgage
$142,500
Interest Rate
0.0409%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 13, 2014
Closed on
Feb 10, 2014
Sold by
Bought by
Seller's Agent
Katie Buxton
ERA Neubauer Real Estate Inc
Buyer's Agent
Hollie Hansen
Direct Realty of Bay County Inc
List Price
$115,000
Sold Price
$108,422
Premium/Discount to List
-$6,578
-5.72%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.56%
Purchase Details
Closed on
Jan 6, 2009
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $438,000 | Setco Services | ||
| -- | Attorney | ||
| $190,000 | Attorney | ||
| $108,500 | Dba Bay County Land & Abstra | ||
| -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | $416,725 | ||
| Closed | $134,000 | ||
| Closed | $64,715 | ||
| Closed | $142,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/08/2025 09/08/25 | Sold | $438,000 | 0.0% | $211 / Sq Ft | |
| 07/25/2025 07/25/25 | Pending | -- | -- | -- | |
| 07/14/2025 07/14/25 | Price Changed | $438,000 | -0.5% | $211 / Sq Ft | |
| 05/20/2025 05/20/25 | For Sale | $440,000 | 0.0% | $212 / Sq Ft | |
| 06/20/2022 06/20/22 | Off Market | $1,500 | -- | -- | |
| 06/20/2022 06/20/22 | Off Market | -- | -- | -- | |
| 06/20/2022 06/20/22 | Off Market | $108,422 | -- | -- | |
| 06/20/2022 06/20/22 | Off Market | $190,000 | -- | -- | |
| 04/20/2017 04/20/17 | Rented | $1,500 | -6.3% | -- | |
| 04/20/2017 04/20/17 | Under Contract | -- | -- | -- | |
| 03/10/2017 03/10/17 | For Rent | $1,600 | 0.0% | -- | |
| 02/28/2017 02/28/17 | Sold | $190,000 | -12.2% | $92 / Sq Ft | View Prior Sale |
| 02/11/2017 02/11/17 | Pending | -- | -- | -- | |
| 11/23/2016 11/23/16 | For Sale | $216,500 | +99.7% | $105 / Sq Ft | |
| 02/28/2014 02/28/14 | Sold | $108,422 | 0.0% | $52 / Sq Ft | View Prior Sale |
| 02/14/2014 02/14/14 | Rented | -- | -- | -- | |
| 02/14/2014 02/14/14 | Under Contract | -- | -- | -- | |
| 01/25/2014 01/25/14 | Pending | -- | -- | -- | |
| 01/13/2014 01/13/14 | For Sale | $115,000 | 0.0% | $55 / Sq Ft | |
| 02/14/2012 02/14/12 | For Rent | $900 | -- | -- |
Source: Central Panhandle Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,188 | $175,752 | -- | -- |
| 2024 | $2,288 | $170,799 | -- | -- |
| 2023 | $2,288 | $165,824 | $0 | $0 |
| 2022 | $2,195 | $160,994 | $0 | $0 |
| 2021 | $2,150 | $156,305 | $0 | $0 |
| 2020 | $2,145 | $154,147 | $51,074 | $103,073 |
| 2019 | $1,819 | $153,357 | $48,989 | $104,368 |
| 2018 | $2,326 | $153,609 | $0 | $0 |
| 2017 | $824 | $94,434 | $0 | $0 |
| 2016 | $844 | $94,492 | $0 | $0 |
| 2015 | $864 | $93,835 | $0 | $0 |
| 2014 | $1,466 | $93,779 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Dana Ford
-
G
Seller's Agent in 2017
Greg Carroll
Carroll Realty Prop Mgt Inc
-
R
Seller's Agent in 2017
Robbie Hughes
Counts Real Estate Group
-
K
Seller's Agent in 2014
Katie Buxton
ERA Neubauer Real Estate Inc
-
Brian Neubauer
B
Seller's Agent in 2014
Brian Neubauer
ERA Neubauer Real Estate Inc
(850) 276-4298
5 in this area
12 Total Sales
-
H
Buyer's Agent in 2014
Hollie Hansen
Direct Realty of Bay County Inc
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 773737
APN: 20821-000-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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