$400,000

109 Holm Place Saint Marys, GA 31558

Estimated payment $2,494/month

Total Views 33,015
4 Beds
2 Baths
2,145 Sq Ft
$186 Price per Sq Ft

Highlights

  • Very Popular Property
  • Marina
  • Golf Course Community
  • Mary Lee Clark Elementary School Rated A
  • Boat Dock
  • Fitness Center

About This Home

WELCOME TO THIS NEARLY NEW FOUR-BEDROOM, THREE-CAR GARAGE HOME LOCATED IN THE GORGEOUS, GATED COMMUNITY OF OSPREY COVE. BUILT IN 2022, THIS BEAUTIFULLY MAINTAINED PROPERTY BACKS TO A PEACEFUL PRESERVE AND OFFERS A SPACIOUS BACKYARD WITH THE PROPERTY LINE EXTENDING TO THE REAR FENCE. THE EXTERIOR IS CONSTRUCTED OF DURABLE, LOW-MAINTENANCE CONCRETE SIDING AND FEATURES PROFESSIONAL LANDSCAPING WITH A FULL IRRIGATION SYSTEM. A LARGE SCREENED LANAI WITH PAVERS AND DUAL CEILING FANS PROVIDES THE PERFECT SPACE TO RELAX OR ENTERTAIN OUTDOORS. INSIDE, YOU'LL FIND WOOD-LOOK TILE FLOORS STRETCHING THROUGHOUT THE OPEN-CONCEPT LIVING AREAS, WHICH ARE FILLED WITH NATURAL LIGHT. THE EAT-IN KITCHEN IS A CHEF'S DREAM, FEATURING QUARTZ COUNTERTOPS, A LARGE ISLAND WITH SEATING, A GAS RANGE, WALK-IN PANTRY, AND PLENTY OF PREP SPACE: IDEAL FOR BOTH EVERYDAY USE AND ENTERTAINING. THE SPACIOUS PRIMARY SUITE OFFERS A MASSIVE WALK-IN CLOSET, SEPARATE VANITIES, AND A TILED WALK-IN SHOWER. THE LARGE LINEN CLOSET LEAVES ROOM TO ADD A TUB IN THE FUTURE, IF YOU DESIRE. THREE ADDITIONAL BEDROOMS (ALL WITH WALK-IN CLOSETS) ARE CONVENIENTLY LOCATED NEAR THE HALL BATH, WHICH INCLUDES A DOUBLE VANITY FOR ADDED FUNCTIONALITY. ADDITIONAL HIGHLIGHTS INCLUDE A RINNAI TANKLESS GAS WATER HEATER, A CLEAR MOUNTAIN STREAM WATER SOFTENER, A REVERSE OSMOSIS SYSTEM, A SECURITY SYSTEM, AND AN INDOOR LAUNDRY ROOM WITH EXTRA STORAGE. BONUS: THE WASHER AND DRYER ARE INCLUDED. THE EXPANSIVE GARAGE IS PERFECT FOR A GOLF CART OR CLASSIC CAR AND OFFERS A FLOORED ATTIC FOR EXTRA STORAGE. THE EXTRA-WIDE DRIVEWAY ALLOWS FOR PLENTY OF PARKING, AND THE HOME IS PRE-WIRED FOR A WHOLE-HOUSE GENERATOR (SAVING YOU TIME AND MONEY). SAVE EVEN MORE BECAUSE THIS HOME IS LOCATED IN AN "X" ZONE- NO FLOOD INSURANCE REQUIRED. RESIDENTS OF OSPREY COVE CAN OPT TO JOIN THE EXCLUSIVE CLUB, WHICH GRANTS ACCESS TO LUXURIOUS AMENITIES INCLUDING A RESORT-STYLE POOL, FITNESS CENTER, TENNIS COURTS, AN 18-HOLE CHAMPIONSHIP GOLF COURSE, BOAT AND RV STORAGE, AND A COMMUNITY BOAT RAMP AND DAY DOCK. THE ON-SITE CLUBHOUSE FEATURES A RESTAURANT WITH BOTH INDOOR AND OUTDOOR SEATING OVERLOOKING THE WATER AND GOLF COURSE, AS WELL AS A TIKI HUT BAR BY THE POOL. HOA DUES INCLUDE 24/7 GATED SECURITY AND YEAR-ROUND MAINTENANCE OF COMMON AREAS. THIS STUNNING HOME IS MOVE-IN READY AND EASY TO SHOW SO SCHEDULE YOUR PRIVATE TOUR TODAY AND DISCOVER THE EXCEPTIONAL LIFESTYLE OSPREY COVE HAS TO OFFER!

Listing Agent

Nicole Readdick

Coldwell Banker Access Realty License #293731 Listed on: 08/04/2025

Coldwell Banker Access Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,477

Year Built

  • Built in 2022

Lot Details

  • 0.25 Acre Lot
  • Level Lot
  • Sprinkler System
  • Partially Wooded Lot

Home Design

  • Craftsman Architecture
  • Slab Foundation
  • Composition Roof
  • Press Board Siding
  • Concrete Siding

Interior Spaces

  • 2,145 Sq Ft Home
  • 1-Story Property
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Window Treatments
  • Entrance Foyer
  • Family Room
  • Combination Dining and Living Room
  • Screened Porch
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Walk-In Pantry
  • Convection Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Solid Surface Countertops
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Bathtub Includes Tile Surround

Laundry

  • Laundry Room
  • Laundry in Hall
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 3 Car Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener

Schools

  • Mary Lee Clark Elementary School
  • Saint Marys Middle School
  • Camden County High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Underground Utilities
  • Private Water Source
  • Tankless Water Heater
  • Gas Water Heater
  • Water Softener
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 488

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include management fee, private roads, reserve fund
  • Osprey Cove Subdivision
  • Community Lake

Recreation

  • Boat Dock
  • RV or Boat Storage in Community
  • Marina
  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,477

Year Built

Built in 2022

Lot Details

0

Listing Details

  • Property Type: Residential
  • Section: 4
  • Year Built: 2022
  • ArchitecturalStyle: Craftsman
  • Levels: One
  • Lot Size Acres: .25
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 2145
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Washer, Water Softener
  • Bedrooms: 4
  • Dining Room Features: Dining Rm/Living Rm Combo
  • Basement: None
  • Total Finished Sq Ft: 2145
  • Above Grade Finished Sq Ft: 2145
  • Interior Amenities: Double Vanity, High Ceilings, Pulldown Attic Stairs, Split Bedroom Plan, Tile Bath, Tray Ceiling(s), Walk-In Closet(s)
  • Full Bathrooms: 2
  • Flooring: Carpet, Tile
  • Kitchen Features: Breakfast Area, Breakfast Bar, Kitchen Island, Solid Surface Counters, Walk-in Pantry
  • Window Features: Double Pane Windows, Window Treatments

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Bedroom Main Level: 4

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Concrete, Press Board
  • ExteriorFeatures: Sprinkler System
  • Fencing: Other
  • Foundation Details: Slab
  • Lot Features: Level
  • Patio And Porch Features: Porch, Screened
  • Property Condition: Resale
  • Roof: Composition
  • Waterfront Features: No Dock Or Boathouse

Garage/Parking

  • Parking Features: Attached, Garage, Garage Door Opener, Kitchen Level
  • ParkingTotal: 3

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: In Hall
  • Security Features: Carbon Monoxide Detector(s), Gated Community, Security System, Smoke Detector(s)
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Sewer Connected, Underground Utilities, Water Available
  • Water Source: Private

Condo/Co-op/Association

  • Association: Yes
  • Community Features: Boat/Camper/Van Prkg, Clubhouse, Fitness Center, Gated, Golf, Lake, Marina, Playground, Pool, Shared Dock, Sidewalks, Street Lights, Tennis Court(s)

Fee Information

  • Association Fee Includes: Management Fee, Other, Private Roads, Reserve Fund

Schools

  • Elementary School: Mary Lee Clark
  • High School: Camden County
  • High School Bus: Yes
  • Middle School: Saint Marys
  • Middle School Bus: Yes

Lot Info

  • Lot: 488

Tax Info

  • Year: 2024
  • Tax Annual Amount: 4476.68

MLS Schools

  • Elementary Bus Line: Yes

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,739 $170,800 $12,000 $158,800
2023 $4,110 $170,800 $12,000 $158,800
2022 $1,926 $69,472 $12,000 $57,472
2021 $309 $10,000 $10,000 $0
2020 $318 $10,000 $10,000 $0
2019 $318 $10,000 $10,000 $0
2018 $65 $10,000 $10,000 $0
2017 $299 $10,000 $10,000 $0
2016 $359 $12,000 $12,000 $0
2015 $296 $12,000 $12,000 $0
2014 $392 $16,000 $16,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/04/2025 08/04/25 For Sale $400,000 +1.0% $186 / Sq Ft
08/29/2023 08/29/23 Sold $396,000 -0.8% $186 / Sq Ft View Prior Sale
07/14/2023 07/14/23 Price Changed $399,000 -1.2% $187 / Sq Ft
07/14/2023 07/14/23 Pending -- -- --
06/30/2023 06/30/23 For Sale $404,000 -- $189 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $396,000 --
Warranty Deed $386,000 --
Warranty Deed $165,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $100,000 New Conventional
Source: Public Records

About the Listing Agent

Nicole Readdick

Coldwell Banker Access Realty

(888) 592-9759

Section Image

Having the right real estate agent means having an agent who is committed to helping you buy or sell your home with the highest level of expertise in your local market. This means being able to help you understand each step of the buying or selling process. My goal is to help clients buy or sell their homes at the right price on their timeline. I hope to make the process as stress-free as possible by applying the latest technology to meet my client's needs whether they are local or

Nicole's Other Listings

  • 233 Cardinal Cir W, Saint Marys, GA 31558

    $495,000

    • 4 Beds
    • 3 Baths
    • 3,069 Sq Ft
    • 233 Cardinal Cir W
    • Saint Marys, GA

    EXCEPTIONAL FOR ENTERTAINING- THIS 4/3 SPLIT PLAN HOME BOASTS OVER 3000 SQ FT (TBV) OF SPACE IN THE GORGEOUS, GATED OSPREY COVE COMMUNITY. STEP INTO THE FOYER TO WOOD-TILE FLOORS THAT STRETCH INTO THE FAMILY ROOM FEATURING A FIREPLACE WITH LIMESTONE SURROUND. THE FORMAL DINING OFFERS A COFFERED CEILING, AND THE UPDATED KITCHEN INCLUDES A BREAKFAST BAR AND UPGRADED APPLIANCES. THE SUPER

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 205 Salt Grass Trace, Saint Marys, GA 31558

    $499,500

    • 3 Beds
    • 2 Baths
    • 1,957 Sq Ft
    • 205 Salt Grass Trace
    • Saint Marys, GA

    EXQUISITE WATERFRONT RETREAT WITH TIMELESS CHARACTER ON A CORNER LOCATION IN SHADOWLAWN. WITH UNSPOILED VIEWS OF BORRELL CREEK AND A POSSIBLE DOCK PERMIT (BUYER TO VERIFY WITH DNR), THIS UNIQUE PROPERTY OFFERS THE PERFECT BLEND OF COMFORT, FUNCTION, AND STYLE. THE HOME'S EXTERIOR FEATURES DURABLE, LOW-MAINTENANCE TABBY SIDING, ALONG WITH THOUGHTFUL ADDITIONS LIKE A WORKSHOP FOR HOBBIES AND A

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 306 Dogwood Ct, Kingsland, GA 31548

    $210,000 Pending

    • 3 Beds
    • 2 Baths
    • 1,056 Sq Ft
    • 306 Dogwood Ct
    • Kingsland, GA

    MOVE-IN READY 3-BEDROOM HOME WITH A CHARMING CORNER LOCATION IN MARINERS LANDING! THE FRESHLY PAINTED EXTERIOR FEATURES AN ATTACHED GARAGE AND A SPACIOUS PATIO INSIDE A PRIVACY-FENCED BACKYARD-PERFECT FOR RELAXING OR ENTERTAINING. STEP INSIDE TO LOW-MAINTENANCE LUXURY VINYL FLOORING THROUGHOUT AND A BRIGHT LIVING AREA WITH A VAULTED CEILING. THE KITCHEN IS FILLED WITH NATURAL LIGHT FROM THE

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 100 Eva Dr, Saint Marys, GA 31558

    $349,900 Pending

    • 4 Beds
    • 2 Baths
    • 1,877 Sq Ft
    • 100 Eva Dr
    • Saint Marys, GA

    NEARLY NEW 4-BEDROOM HOME WITH A CORNER LOCATION IN MOODY LAKE ESTATES. LOOKING FOR A MOVE-IN READY HOME WITH SPACE TO SPREAD OUT? THIS AWESOME 4-BEDROOM PLACE HAS A SUPER FUNCTIONAL SPLIT FLOOR PLAN, TWO COVERED PORCHES, AND WOOD-LOOK TILED FLOORS THROUGHOUT THE MAIN AREAS, PRIMARY SUITE, & BATHROOMS- EASY TO KEEP CLEAN AND GREAT FOR EVERYDAY LIVING. YOU'LL LOVE THE OPEN KITCHEN WITH ITS BIG

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 118 Ashton Ln, Kingsland, GA 31548

    $439,500 Pending

    • 4 Beds
    • 2 Baths
    • 2,008 Sq Ft
    • 118 Ashton Ln
    • Kingsland, GA

    EXCEPTIONAL BRAND NEW HOME UNDER CONSTUCTION IN BRIGHTON LAKES COMMUNITY! SITUATED ON A SPACIOUS CORNER LOT JUST UNDER AN ACRE, THIS 4-BEDROOM, 2-BATH HOME BLENDS STYLE, DURABILITY, AND CONVENIENCE. THE EXTERIOR FEATURES LOW-MAINTENANCE CONCRETE SIDING, ALONG WITH INVITING COVERED FRONT AND REAR PORCHES, PERFECT FOR RELAXING OR ENTERTAINING. INSIDE, YOU'LL FIND AN OPEN-CONCEPT LAYOUT WITH A

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 106 Boatsman Way, Saint Marys, GA 31558

    $425,000

    • 4 Beds
    • 2.5 Baths
    • 2,212 Sq Ft
    • 106 Boatsman Way
    • Saint Marys, GA

    IMPRESSIVE FOUR BEDROOM HOME WITH A SCREENED LANAI OVERLOOKING THE LAKE IN WINDING RIVER COMMUNITY. THE LOW-MAINTENANCE TABBY AND HARDIE SIDING EXTERIOR OFFERS A LARGE PAVER PATIO WITH BUILT-IN FIREPIT IN THE FENCED BACKYARD. KEEP YOUR LAWN LOOKING GREAT WITH THE INCLUDED IRRIGATION SYSTEM RUN BY A PRIVATE WELL. STEP INSIDE TO HARDWOOD FLOORS THAT STRETCH THROUGHOUT THE LIVING AREA FEATURING

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 207 Edgewater Dr, Saint Marys, GA 31558

    $465,000

    • 4 Beds
    • 3 Baths
    • 2,181 Sq Ft
    • 207 Edgewater Dr
    • Saint Marys, GA

    EXCEPTIONAL LAKEFRONT LIVING IN WINDING RIVER: THIS FOUR-BEDROOM LAKEFRONT HOME IS DESIGNED FOR EFFORTLESS ENTERTAINING AND EVERYDAY COMFORT. FLOODED WITH NATURAL LIGHT, THE OPEN INTERIOR FEATURES EASY-CARE WOOD-LOOK TILE FLOORING THROUGHOUT THE COMMON AREAS. THE EXPANSIVE EAT-IN KITCHEN OVERLOOKS THE FAMILY ROOM WITH A TREY CEILING AND OFFERS A LARGE BREAKFAST BAR, SPACIOUS WALK-IN PANTRY, AND

    Nicole Readdick Coldwell Banker Access Realty KGLD

    Section Image
  • 104 Serpentine Dr, Saint Marys, GA 31558

    $529,170 New Construction

    • 4 Beds
    • 3 Baths
    • 2,787 Sq Ft
    • 104 Serpentine Dr
    • Saint Marys, GA

    THIS CHARLESTON II PLAN BY LANDMARK 24 HOMES OFFERS AN ABUNDANCE OF SPACE AND ELEGANT DESIGN IN THIS STUNNING FOUR-BEDROOM HOME LOCATED IN THE DESIRABLE WINDING RIVER COMMUNITY. STEP INSIDE TO LUXURY VINYL PLANK FLOORING THROUGHOUT THE IMPRESSIVE MAIN LIVING AREA. A VERSATILE FLEX ROOM OFF THE FOYER MAKES THE PERFECT FORMAL DINING ROOM OR HOME OFFICE. THE OPEN-CONCEPT KITCHEN FEATURES A LARGE

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 79 Spyglass, Kingsland, GA 31548

    $375,000

    • 4 Beds
    • 2 Baths
    • 1,850 Sq Ft
    • 79 Spyglass
    • Kingsland, GA

    IMPRESSIVE FOUR-BEDROOM HOME WITH OPEN CONCEPT DESIGN AND A SPACIOUS BACKYARD IN FAIRWAYS EDGE! STEP THROUGH THE STRIKING FRONT DOOR INTO NEWER LVP FLOORS THAT FLOW THROUGHOUT THE SPLIT-BEDROOM LAYOUT. THE EXPANSIVE LIVING AREA IS IDEAL FOR ENTERTAINING, FEATURING A LARGE ISLAND WITH SEATING AND A WALK-IN PANTRY. A SIZABLE INDOOR LAUNDRY IS LOCATED JUST OFF THE GARAGE ENTRY. THE PRIMARY SUITE

    Nicole Readdick Coldwell Banker Access Realty

    Section Image

Source: Georgia MLS

MLS Number: 10577861

Georgia MLS

APN: 122H-488