$154,900
SOLD MAY 30, 2025

109 Main St Charlotte, IA 52731

4 Beds
1 Bath
1,529 Sq Ft
0.28 Acres

Recently Sold

$101 Per Sq Ft

9% Below List Price

47 Days on Market

Highlights

  • 2 Car Detached Garage
  • Ceiling Fan
  • Fenced
  • Forced Air Heating and Cooling System
  • High Speed Internet
  • Level Lot

About This Home

As of May 2025

Check out this charming 4-bedroom house located in the quiet town of Charlotte. Featuring a private fenced-in yard right off the 2-car garage perfect for outdoor entertaining. Inside on the main floor you'll find a spacious open concept kitchen, dining and living room, laundry and owner's suite. Priced to sell. This home won't be available for long. Schedule your showing today.

Last Agent to Sell the Property

Andrew Petersen

Central Realty Brokerage Phone: 563-349-9700 License #S67557000 Listed on: 02/28/2025

Co-Listed By

Brittnay Petersen

Central Realty Brokerage Phone: 563-349-9700 License #S66423000

Last Buyer's Agent

Damien Rexroat

Ruhl&Ruhl REALTORS Davenport License #S69738000/475202549

Ruhl&Ruhl REALTORS Davenport

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,644

Year Built

  • Built in 1890

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 88x140
  • Fenced
  • Level Lot

Parking

  • 2 Car Detached Garage
  • On-Street Parking

Home Design

  • Stone Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,529 Sq Ft Home
  • Ceiling Fan
  • Blinds
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Schools

  • Northeast Elementary And Middle School
  • Northeast High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Heating System Uses Propane
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • Unavailable Subdivision

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 6201530000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,644

Year Built

Built in 1890

Lot Details

0

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1890
  • Unit Levels: One and One Half
  • New Construction: No
  • PricePerSqFt: 101.31
  • Attribution Contact: Cell: 563-349-9700
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Range
  • Basement: Full, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Amenities: Cable Available, Ceiling Fan(s), High Speed Internet
  • Living Area: 1529
  • Window Features: Blinds
  • TotalBasementSqFt: 784
  • KitchenDining: Dining Formal,Island

Exterior Features

  • Fencing: Fenced
  • Lot Features: Level
  • Road Surface Type: Paved
  • Construction Type: Frame, Vinyl Siding
  • Foundation Details: Stone
  • Roof: Shingle
  • 100YearPlain: Yes

Garage/Parking

  • Garage Yn: Yes
  • Garage Spaces: 2
  • Parking Features: Detached, On Street, Paved, Garage Door Opener

Utilities

  • Cooling: Central Air
  • Heating: Propane, Forced Air, Propane Rented, Electric Water Heater
  • Water Source: Public Sewer, Public
  • NumberOfGarageRemotes: 1
  • UtilitiesOnYN: Yes

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Elementary School: Northeast
  • High School: Northeast
  • Middle Or Junior School: Northeast

Lot Info

  • Lot Size Acres: 0.28
  • Lot Size: 88X140
  • Parcel #: 6201530000

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 1644
  • TaxExemptions: Homestead/Owner Occupied

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 28, 2025
Closed on
May 27, 2025
Sold by
Banowetz Levi K and Banowetz Kailey B
Bought by
Snodgrass Ted
Seller's Agent
Andrew Petersen
Central Realty
Buyer's Agent
Damien Rexroat
Ruhl&Ruhl REALTORS Davenport
List Price
$169,900
Sold Price
$154,900
Premium/Discount to List
-$15,000
-8.83%
Views
60

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.04%
Original Mortgage
$158,230
Outstanding Balance
$157,960
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
-$1,221

Purchase Details

Closed on
Aug 1, 2024
Sold by
Banowetz Levi K and Banowetz Kailey B
Bought by
Banowetz Levi K and Banowetz Kailey B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
6.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 4, 2020
Sold by
Grau Kenneth G and Grau Bonnie
Bought by
Frambach Benjamin and Frambach Dana

Purchase Details

Closed on
Aug 1, 2018
Sold by
Graves Nicholas K and Marlowe Megan K
Bought by
Banowetz Levi K

Purchase Details

Closed on
Aug 27, 2010
Sold by
Secretary Of Hud
Bought by
Graves Nicholas Keith and Marlowe Megan Kylee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$0
Interest Rate
4.49%
Mortgage Type
Unknown

Purchase Details

Closed on
May 31, 2007
Sold by
Bormann Andrew and Bormann Marie F
Bought by
Hute Ryan E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,096
Interest Rate
6.22%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $155,000 None Listed On Document
Quit Claim Deed -- None Listed On Document
Warranty Deed $60,000 None Available
Warranty Deed $73,500 --
Special Warranty Deed -- None Available
Warranty Deed $51,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $158,230 New Conventional
Previous Owner $105,000 New Conventional
Previous Owner $56,000 New Conventional
Previous Owner $41,000 New Conventional
Previous Owner $0 Unknown
Previous Owner $51,096 FHA
Previous Owner $43,000 Unknown
Closed $0 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2025 05/30/25 Sold $154,900 0.0% $101 / Sq Ft
04/16/2025 04/16/25 Pending -- -- --
03/25/2025 03/25/25 Price Changed $154,900 -3.1% $101 / Sq Ft
03/10/2025 03/10/25 Price Changed $159,900 -5.9% $105 / Sq Ft
02/28/2025 02/28/25 For Sale $169,900 -- $111 / Sq Ft
Source: RMLS Alliance

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,644 $112,590 $10,780 $101,810
2023 $1,644 $112,590 $10,780 $101,810
2022 $1,024 $98,070 $10,780 $87,290
2021 $934 $65,310 $10,350 $54,960
2020 $934 $57,980 $10,350 $47,630
2019 $1,162 $61,650 $0 $0
2018 $1,134 $61,650 $0 $0
2017 $1,134 $64,460 $0 $0
2016 $1,172 $64,460 $0 $0
2015 $1,172 $64,460 $0 $0
2014 $1,150 $64,460 $0 $0
2013 $1,130 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: RMLS Alliance

MLS Number: QC4260854

RMLS Alliance

APN: 62-0153-0000