$625,000
$25K PRICE DROP

109 Mooring Ln Saint Marys, GA 31558

Estimated payment $3,832/month

Total Views 47,930
3 Beds
3.5 Baths
2,327 Sq Ft
$269 Price per Sq Ft

Highlights

  • Boat Dock
  • Fitness Center
  • Craftsman Architecture
  • Saint Marys Elementary School Rated A
  • Gated Community
  • Community Lake

About This Home

LOADED WITH CHARACTER, THIS CUSTOM-BUILT HOME IS LOCATED IN THE COVETED CUMBERLAND HARBOUR COMMUNITY. THE FRESHLY PAINTED EXTERIOR IS COMPLEMENTED BY A WELCOMING COVERED FRONT PORCH AND A SEPARATE SCREENED LANAI WITH A COZY GAS FIREPLACE OVERLOOKING THE PRIVATE BACKYARD, PERFECT FOR RELAXING OR ENTERTAINING YEAR-ROUND. A DETACHED GARAGE PROVIDES SPACE FOR TWO VEHICLES ALONG WITH ADDITIONAL STORAGE, AND ABOVE IT, YOU'LL FIND A BONUS ROOM COMPLETE WITH AN EN SUITE BATH-IDEAL FOR GUESTS, A HOME OFFICE, OR A QUIET RETREAT. INSIDE THE MAIN HOME, HEART OF PINE HARDWOOD FLOORS FLOW THROUGHOUT THE MAIN LEVEL. JUST OFF THE FOYER, TWO VERSATILE FLEX ROOMS OFFER ENDLESS POSSIBILITIES, WHETHER YOU'RE IN NEED OF A FORMAL DINING ROOM, HOME OFFICE, OR FORMAL LIVING AREA. THE EXPANSIVE KITCHEN IS A CHEF'S DREAM, FEATURING A CENTER ISLAND WITH BREAKFAST BAR, A FARMHOUSE SINK, AND A GAS RANGE WITH A STYLISH RANGE HOOD. THE ADJOINING FAMILY ROOM IS ANCHORED BY A GAS FIREPLACE FLANKED BY CUSTOM BUILT-IN BOOKCASES AND ENHANCED BY HIGH CEILINGS THAT CREATE A BRIGHT AND AIRY ATMOSPHERE. THE MAIN-LEVEL PRIMARY SUITE PROVIDES A SERENE ESCAPE WITH ITS LUXURIOUS SOAKING TUB, TILED WALK-IN SHOWER, AND SPACIOUS WALK-IN CLOSET THAT INCLUDES A HIDDEN COMPARTMENT. UPSTAIRS, YOU'LL FIND TWO ADDITIONAL BEDROOMS, A LARGE FULL BATH, AND CONVENIENT WALK-IN ATTIC ACCESS. ADDITIONAL FEATURES INCLUDE A BUTLER'S PANTRY, AN INDOOR LAUNDRY/MUDROOM, AND A GUEST HALF BATH. CUMBERLAND HARBOUR HAS BEEN AWARDED IDEAL LIVING MAGAZINE'S TOP 100 COMMUNITIES TEN YEARS IN A ROW. THIS BEAUTIFUL COMMUNITY ALLOWS RESIDENTS TO ENJOY 24/7 GUARDED ENTRY, THREE SWIMMING POOLS, SIX TENNIS COURTS, A CONFERENCE AND FITNESS CENTER, A PLAYGROUND, FISHING SPOTS, AND BOAT/RV STORAGE. THE NEARBY AMENITIES CENTER EVEN OFFERS PARKING FOR GOLF CARTS AND BICYCLES. PLEASE NOTE: YOU MUST BE ACCOMPANIED BY A LICENSED AGENT OR RESIDENT TO ENTER CUMBERLAND HARBOUR. FLOOD INSURANCE IS NOT REQUIRED AND THIS DISTINCTIVE HOME IS EASY TO SHOW!

Listing Agent

Nicole Readdick

Coldwell Banker Access Realty License #293731 Listed on: 06/20/2025

Coldwell Banker Access Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,778

Year Built

  • Built in 2014

Lot Details

  • 9,148 Sq Ft Lot
  • Level Lot
  • Sprinkler System
  • Cleared Lot

HOA Fees

  • $190 Monthly HOA Fees

Home Design

  • Craftsman Architecture
  • Slab Foundation
  • Composition Roof
  • Press Board Siding
  • Concrete Siding

Interior Spaces

  • 2,327 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Double Pane Windows
  • Mud Room
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Formal Dining Room
  • Home Office
  • Bonus Room
  • Screened Porch

Kitchen

  • Breakfast Bar
  • Convection Oven
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Solid Surface Countertops
  • Farmhouse Sink
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Double Vanity
  • Whirlpool Bathtub
  • Bathtub Includes Tile Surround
  • Separate Shower

Laundry

  • Laundry in Mud Room
  • Laundry Room

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 2 Car Garage
  • Side or Rear Entrance to Parking
  • Garage Door Opener
  • Off-Street Parking

Outdoor Features

  • Outdoor Fireplace

Schools

  • Saint Marys Elementary And Middle School
  • Camden County High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Underground Utilities
  • Propane
  • Tankless Water Heater
  • Gas Water Heater
  • Water Softener
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 719

Community Details

Overview

  • Association fees include management fee, private roads, reserve fund, security, swimming, tennis
  • Cumberland Harbour Subdivision
  • Community Lake

Recreation

  • Boat Dock
  • RV or Boat Storage in Community
  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,778

Year Built

Built in 2014

Lot Details

0

HOA Fees

$190 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2014
  • ArchitecturalStyle: Craftsman
  • Main Level Half Bathrooms: 1
  • Levels: Two
  • Lot Size Acres: .21
  • Other Sturctures: Garage(s)
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 2327
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Convection Oven, Dishwasher, Disposal, Gas Water Heater, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Water Softener
  • Bedrooms: 3
  • Dining Room Features: Separate Room
  • Basement: None
  • Total Finished Sq Ft: 2327
  • Above Grade Finished Sq Ft: 2327
  • Interior Amenities: Double Vanity, Master On Main Level, Separate Shower, Soaking Tub, Tile Bath, Walk-In Closet(s), Whirlpool Bath
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Fireplace Features: Family Room, Gas Log, Outside
  • Flooring: Carpet, Hardwood, Tile
  • Kitchen Features: Breakfast Bar, Kitchen Island, Solid Surface Counters
  • Window Features: Double Pane Windows
  • Price Per Square Foot: 268.586

Beds/Baths

  • Main Level Full Bathrooms: 3
  • Bedroom Main Level: 3

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Concrete, Press Board
  • ExteriorFeatures: Sprinkler System
  • Foundation Details: Slab
  • Lot Features: Level
  • Patio And Porch Features: Porch, Screened
  • Property Condition: Resale
  • Roof: Composition
  • Waterfront Features: No Dock Or Boathouse

Garage/Parking

  • Parking Features: Detached, Garage, Garage Door Opener, Off Street, Side/Rear Entrance
  • ParkingTotal: 2

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump, Other, Zoned
  • Heating: Central, Electric, Heat Pump, Other, Zoned
  • Laundry Features: In Mud Room
  • Security Features: Carbon Monoxide Detector(s), Gated Community, Smoke Detector(s)
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Phone Available, Propane, Sewer Connected, Underground Utilities, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Annual Association Fee: 2275
  • Association: Yes
  • Community Features: Boat/Camper/Van Prkg, Clubhouse, Fitness Center, Gated, Lake, Park, Playground, Pool, Shared Dock, Sidewalks, Street Lights, Tennis Court(s)

Fee Information

  • Association Fee Includes: Management Fee, Other, Private Roads, Reserve Fund, Security, Swimming, Tennis

Schools

  • Elementary School: Saint Marys
  • High School: Camden County
  • High School Bus: Yes
  • Middle School: Saint Marys
  • Middle School Bus: Yes
  • Elementary School: Saint Marys
  • Middle School: Saint Marys
  • High School: Camden County

Lot Info

  • Lot: 719
  • Deed Book: 1673
  • Deed Page: 702
  • Plat Book: 18
  • Plat Page: 33

Multi Family

  • Total Fireplaces: 2

Tax Info

  • Year: 2024
  • Tax Annual Amount: 3777.72

MLS Schools

  • Elementary Bus Line: Yes

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,883 $205,387 $7,200 $198,187
2023 $2,150 $197,984 $7,200 $190,784
2022 $2,741 $134,507 $4,800 $129,707
2021 $2,898 $114,426 $4,800 $109,626
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/29/2025 07/29/25 Price Changed $625,000 -3.8% $269 / Sq Ft
06/20/2025 06/20/25 For Sale $650,000 -- $279 / Sq Ft
Source: Georgia MLS

About the Listing Agent

Nicole Readdick

Coldwell Banker Access Realty

(844) 543-5436

Section Image

Having the right real estate agent means having an agent who is committed to helping you buy or sell your home with the highest level of expertise in your local market. This means being able to help you understand each step of the buying or selling process. My goal is to help clients buy or sell their homes at the right price on their timeline. I hope to make the process as stress-free as possible by applying the latest technology to meet my client's needs whether they are local or

Nicole's Other Listings

  • 115 Wards Ln, St. Marys, GA 31558

    $675,000 New Construction

    • 3 Beds
    • 2 Baths
    • 2,107 Sq Ft
    • 115 Wards Ln
    • St. Marys, GA

    NESTLED BENEATH MATURE OAKS IN THE DAZZLING, GATED COMMUNITY OF CUMBERLAND HARBOUR, THIS UNDER-CONSTRUCTION THREE-BEDROOM HOME BLENDS TIMELESS LOWCOUNTRY CHARM WITH MODERN FEATURES. THE EXTERIOR SHOWCASES DURABLE HARDIE SIDING, A METAL ROOF, AND AN INVITING FRONT PORCH, PERFECT FOR YOUR ROCKING CHAIRS. A SPACIOUS SCREENED LANAI OVERLOOKS THE BACKYARD, WHILE THE OVERSIZED TWO-CAR GARAGE FEATURES

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 103 Gamefish Ln, St. Marys, GA 31558

    $575,000 Open House 10/14

    • 3 Beds
    • 2 Baths
    • 1,903 Sq Ft
    • 103 Gamefish Ln
    • St. Marys, GA

    ENERGY BILLS LOW WHILE MAKING THE ATTIC COMFORTABLE YEAR-ROUND. ADDITIONAL TOUCHES INCLUDE TREY CEILINGS AND A VAULTED CEILING IN THE PRIMARY SUITE. BONUS-NO FLOOD INSURANCE REQUIRED! CUMBERLAND HARBOUR HAS BEEN AWARDED IDEAL LIVING MAGAZINE'S TOP 100 COMMUNITIES TEN YEARS IN A ROW. RESIDENTS ENJOY 24/7 GUARDED ENTRY, THREE SWIMMING POOLS, SIX TENNIS COURTS, A FITNESS AND CONFERENCE CENTER,

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 100 Eva Dr, Saint Marys, GA 31558

    $355,000

    • 4 Beds
    • 2 Baths
    • 1,877 Sq Ft
    • 100 Eva Dr
    • Saint Marys, GA

    NEARLY NEW 4-BEDROOM HOME WITH A CORNER LOCATION IN MOODY LAKE ESTATES. LOOKING FOR A MOVE-IN READY HOME WITH SPACE TO SPREAD OUT? THIS AWESOME 4-BEDROOM PLACE HAS A SUPER FUNCTIONAL SPLIT FLOOR PLAN, TWO COVERED PORCHES, AND WOOD-LOOK TILED FLOORS THROUGHOUT THE MAIN AREAS, PRIMARY SUITE, & BATHROOMS- EASY TO KEEP CLEAN AND GREAT FOR EVERYDAY LIVING. YOU'LL LOVE THE OPEN KITCHEN WITH ITS BIG

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 205 Salt Grass Trace, Saint Marys, GA 31558

    $499,500

    • 3 Beds
    • 2 Baths
    • 1,957 Sq Ft
    • 205 Salt Grass Trace
    • Saint Marys, GA

    EXQUISITE WATERFRONT RETREAT WITH TIMELESS CHARACTER ON A CORNER LOCATION IN SHADOWLAWN. WITH UNSPOILED VIEWS OF BORRELL CREEK AND A POSSIBLE DOCK PERMIT (BUYER TO VERIFY WITH DNR), THIS UNIQUE PROPERTY OFFERS THE PERFECT BLEND OF COMFORT, FUNCTION, AND STYLE. THE HOME'S EXTERIOR FEATURES DURABLE, LOW-MAINTENANCE TABBY SIDING, ALONG WITH THOUGHTFUL ADDITIONS LIKE A WORKSHOP FOR HOBBIES AND A

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 109 Holm Place, Saint Marys, GA 31558

    $400,000

    • 4 Beds
    • 2 Baths
    • 2,145 Sq Ft
    • 109 Holm Place
    • Saint Marys, GA

    WELCOME TO THIS NEARLY NEW FOUR-BEDROOM, THREE-CAR GARAGE HOME LOCATED IN THE GORGEOUS, GATED COMMUNITY OF OSPREY COVE. BUILT IN 2022, THIS BEAUTIFULLY MAINTAINED PROPERTY BACKS TO A PEACEFUL PRESERVE AND OFFERS A SPACIOUS BACKYARD WITH THE PROPERTY LINE EXTENDING TO THE REAR FENCE. THE EXTERIOR IS CONSTRUCTED OF DURABLE, LOW-MAINTENANCE CONCRETE SIDING AND FEATURES PROFESSIONAL LANDSCAPING

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 233 Cardinal Cir W, Saint Marys, GA 31558

    $495,000

    • 4 Beds
    • 3 Baths
    • 3,069 Sq Ft
    • 233 Cardinal Cir W
    • Saint Marys, GA

    EXCEPTIONAL FOR ENTERTAINING- THIS 4/3 SPLIT PLAN HOME BOASTS OVER 3000 SQ FT (TBV) OF SPACE IN THE GORGEOUS, GATED OSPREY COVE COMMUNITY. STEP INTO THE FOYER TO WOOD-TILE FLOORS THAT STRETCH INTO THE FAMILY ROOM FEATURING A FIREPLACE WITH LIMESTONE SURROUND. THE FORMAL DINING OFFERS A COFFERED CEILING, AND THE UPDATED KITCHEN INCLUDES A BREAKFAST BAR AND UPGRADED APPLIANCES. THE SUPER

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 107 Sunnyside Dr, Saint Marys, GA 31558

    $260,000

    • 3 Beds
    • 2 Baths
    • 1,524 Sq Ft
    • 107 Sunnyside Dr
    • Saint Marys, GA

    MOVE-IN READY THREE-BEDROOM HOME IN CROOKED RIVER PLANTATION! SET ON A SPACIOUS LOT WITH A LARGE FENCED BACKYARD, THIS HOME OFFERS PLENTY OF CHARM INSIDE AND OUT. THE EXTERIOR FEATURES A THREE-YEAR-OLD, 30-YEAR ARCHITECTURAL SHINGLE ROOF, A SCREENED LANAI OVERLOOKING MATURE TREES, AND A COVERED FRONT PORCH SHADED BY BEAUTIFUL OAKS. STEP INSIDE TO A VAULTED CEILING IN THE FAMILY ROOM, OPEN TO

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 106 Boatsman Way, Saint Marys, GA 31558

    $450,000

    • 4 Beds
    • 2.5 Baths
    • 2,212 Sq Ft
    • 106 Boatsman Way
    • Saint Marys, GA

    IMPRESSIVE FOUR BEDROOM HOME WITH A SCREENED LANAI OVERLOOKING THE LAKE IN WINDING RIVER COMMUNITY. THE LOW-MAINTENANCE TABBY AND HARDIE SIDING EXTERIOR OFFERS A LARGE PAVER PATIO WITH BUILT-IN FIREPIT IN THE FENCED BACKYARD. KEEP YOUR LAWN LOOKING GREAT WITH THE INCLUDED IRRIGATION SYSTEM RUN BY A PRIVATE WELL. STEP INSIDE TO HARDWOOD FLOORS THAT STRETCH THROUGHOUT THE LIVING AREA FEATURING

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 207 Edgewater Dr, Saint Marys, GA 31558

    $465,000

    • 4 Beds
    • 3 Baths
    • 2,181 Sq Ft
    • 207 Edgewater Dr
    • Saint Marys, GA

    EXCEPTIONAL LAKEFRONT LIVING IN WINDING RIVER: THIS FOUR-BEDROOM LAKEFRONT HOME IS DESIGNED FOR EFFORTLESS ENTERTAINING AND EVERYDAY COMFORT. FLOODED WITH NATURAL LIGHT, THE OPEN INTERIOR FEATURES EASY-CARE WOOD-LOOK TILE FLOORING THROUGHOUT THE COMMON AREAS. THE EXPANSIVE EAT-IN KITCHEN OVERLOOKS THE FAMILY ROOM WITH A TREY CEILING AND OFFERS A LARGE BREAKFAST BAR, SPACIOUS WALK-IN PANTRY, AND

    Nicole Readdick Coldwell Banker Access Realty KGLD

    Section Image

Source: Georgia MLS

MLS Number: 10548884

Georgia MLS

APN: 160C-719