NOT LISTED FOR SALE

109 N Main St Union Bridge, MD 21791

Estimated Value: $304,000 - $349,000

3 Beds
2 Baths
1,432 Sq Ft
$231/Sq Ft Est. Value

Last Sold September 15, 2023

Last sale price $319,000 $223 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,169/month

8 Days on Market

Highlights

  • Open Floorplan
  • Deck
  • Main Floor Bedroom
  • Cape Cod Architecture
  • Wood Flooring
  • 5-minute walk to Little Pipe Creek Park

About This Home

As of September 2023

Welcome to 109 N Main Street of Union Bridge! A peaceful charming country town near Frederick & Westminster. Conveniently close to dining & shopping, schools & parks. This all-brick Cape Cod offers open floor plan with wood floors throughout, new pellet stove with brick hearth in living room, and a bonus/sunroom off dining room that lets in lots of light. Kitchen has ceramic flooring and an awesome bay window above the sink. Walkout basement through attached one car garage. Spacious deck and patio leads to a level yard that backs to pastoral view of farmland. Enjoy the peace and serenity as you relax by the fire pit. Don't let this one get away - see it today!

Last Listed By

Leah Hargest

Cummings & Co. Realtors Listed on: 08/04/2023

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,389

Year Built

  • Built in 1940

Lot Details

  • 0.28 Acre Lot

Parking

  • 1 Car Direct Access Garage
  • Basement Garage
  • Rear-Facing Garage
  • Shared Driveway

Home Design

  • Cape Cod Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Bay Window
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Wood Flooring
  • Attic

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Rear Basement Entry
  • Sump Pump
  • Workshop
  • Laundry in Basement

Outdoor Features

  • Deck
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Radiator
  • Pellet Stove burns compressed wood to generate heat
  • Heating System Powered By Leased Propane
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 8
  • Assessor Parcel Number 0712006810

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,389

Year Built

Built in 1940

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2023-08-04
  • Year Built: 1940
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to 109 N Main Street of Union Bridge! A peaceful charming country town near Frederick & Westminster. Conveniently close to dining & shopping, schools & parks. This all-brick Cape Cod offers open floor plan with wood floors throughout, new pellet stove with brick hearth in living room, and a bonus/sunroom off dining room that lets in lots of light. Kitchen has ceramic flooring and an awesome bay window above the sink. Walkout basement through attached one car garage. Spacious deck and patio leads to a level yard that backs to pastoral view of farmland. Enjoy the peace and serenity as you relax by the fire pit. Don't let this one get away - see it today!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Interior Amenities: Attic, Combination Dining/Living, Entry Level Bedroom, Floor Plan - Open, Pantry, Bathroom - Stall Shower, Stove - Pellet, Bathroom - Tub Shower, Wood Floors, Built-Ins, Ceiling Fan(s)
  • Window Features: Bay/Bow
  • Foundation Details: Slab, Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Sun/Florida Room, Full Bath
  • Basement: Yes
  • Basement Type: Full, Connecting Stairway, Outside Entrance, Rear Entrance, Sump Pump, Walkout Level, Workshop, Fully Finished
  • Laundry Type: Basement
  • Total Sq Ft: 2368
  • Living Area Sq Ft: 1432
  • Price Per Sq Ft: 223.39
  • Above Grade Finished Sq Ft: 1432
  • Below Grade Sq Ft: 936
  • Total Below Grade Sq Ft: 936
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 109

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Combination
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Shared Driveway
  • Garage Features: Garage - Rear Entry, Basement Garage, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Propane - Leased
  • Heating Type: Radiator, Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • School District Key: 121139051837
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.28
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 12000.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2023
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3389.00
  • Assessor Parcel Number: 0712006810
  • Tax Lot: 8
  • Tax Total Finished Sq Ft: 1432
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2023
  • Close Date: 09/15/2023

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 4, 2023
Closed on
Sep 15, 2023
Sold by
Muth Branden
Bought by
Reilley Erin R
Seller's Agent
Leah Hargest
Cummings & Co. Realtors
Buyer's Agent
Mary Ratchford
RE/MAX Plus
List Price
$319,900
Sold Price
$319,000
Premium/Discount to List
-$900
-0.28%
Total Days on Market
8
Views
138
Current Estimated Value
$330,702

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,702
Avg. Annual Appreciation
4.35%
Original Mortgage
$287,100
Outstanding Balance
$283,090
Interest Rate
6.9%
Mortgage Type
New Conventional
Estimated Equity
$58,697

Purchase Details

Listed on
Jul 16, 2019
Closed on
Sep 12, 2019
Sold by
Farina Steven M
Bought by
Muth Branden
Seller's Agent
Dan Iampieri
RE/MAX Aspire
Buyer's Agent
Leah Hargest
Cummings & Co. Realtors
List Price
$269,999
Sold Price
$254,900
Premium/Discount to List
-$15,099
-5.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.75%
Original Mortgage
$257,474
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 2, 2006
Sold by
Cosgrove Jennifer
Bought by
Farina Steven M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,750
Interest Rate
6.34%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Apr 24, 2006
Sold by
Cosgrove Jennifer
Bought by
Farina Steven M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,750
Interest Rate
6.34%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
May 11, 2005
Sold by
Gates Richard
Bought by
Cosgrove Jennifer and Cosgrove Jeffrey L

Purchase Details

Closed on
Aug 13, 2002
Sold by
Merson Christopher J
Bought by
Gates Richard

Purchase Details

Closed on
Oct 3, 2001
Sold by
Merson Christopher J
Bought by
Merson Christopher J

Purchase Details

Closed on
May 18, 2001
Sold by
Holmes Roger W
Bought by
Erb Jason F and Erb Kathryn L

Purchase Details

Closed on
Aug 17, 2000
Sold by
Merson Christopher J
Bought by
Merson Christopher J and Merson Kimberly L

Purchase Details

Closed on
Nov 23, 1999
Sold by
Minnick Charles E
Bought by
Merson Christopher J and Frey Kimberly L

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Reilley Erin R $319,000 Old Republic National Title
Muth Branden $254,900 Lakeside Title Company
Farina Steven M $265,000 --
Farina Steven M $265,000 --
Cosgrove Jennifer $160,000 --
Gates Richard $139,900 --
Merson Christopher J -- --
Erb Jason F $229,500 --
Merson Christopher J -- --
Merson Christopher J $102,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Reilley Erin R $287,100
Previous Owner Mine Branden $258,080
Previous Owner Muth Branden $258,080
Previous Owner Muth Branden $257,474
Previous Owner Farina Steven M $201,600
Previous Owner Farina Steven M $39,750
Previous Owner Farina Steven M $212,000
Previous Owner Farina Steven M $212,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/15/2023 09/15/23 Sold $319,000 0.0% $223 / Sq Ft
08/12/2023 08/12/23 Pending -- -- --
08/12/2023 08/12/23 Off Market $319,000 -- --
08/10/2023 08/10/23 For Sale $319,900 +0.3% $223 / Sq Ft
08/06/2023 08/06/23 Pending -- -- --
08/06/2023 08/06/23 Off Market $319,000 -- --
08/04/2023 08/04/23 For Sale $319,900 +25.5% $223 / Sq Ft
09/12/2019 09/12/19 Sold $254,900 0.0% $178 / Sq Ft
08/03/2019 08/03/19 Pending -- -- --
07/29/2019 07/29/19 Price Changed $254,900 -5.6% $178 / Sq Ft
07/16/2019 07/16/19 For Sale $269,999 -- $189 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,915 $266,333 $0 $0
2023 $3,084 $247,800 $74,900 $172,900
2022 $2,925 $224,933 $0 $0
2021 $5,590 $202,067 $0 $0
2020 $2,652 $179,200 $74,900 $104,300
2019 $2,443 $178,567 $0 $0
2018 $2,633 $177,933 $0 $0
2017 $2,606 $177,300 $0 $0
2016 -- $177,300 $0 $0
2015 -- $177,300 $0 $0
2014 -- $180,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Source: Bright MLS

MLS Number: MDCR2015654

Bright MLS

APN: 12-006810