NOT LISTED FOR SALE

109 N Water St Point Harbor, NC 27964

Estimated Value: $473,000 - $506,000

2 Beds
1.5 Baths
1,320 Sq Ft
$367/Sq Ft Est. Value

Last Sold December 08, 2023

Last sale price $460,000 $348 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,752/month

99 Days on Market

Highlights

  • 100 Feet of Waterfront
  • Beach Box Architecture
  • Furnished
  • Views of a Sound
  • Main Floor Bedroom
  • 1-minute walk to Sound Park

About This Home

As of December 2023

Soundfront Splendor. Step back in time with this Vintage Vibe waterfront cottage. Two bedrooms and one and one half baths. Extra bonus room overlooking the water and covered deck. Open concept kitchen and great room. There is also a game room. Expansive views of the Currituck Sound. Drink your morning coffee while enjoying the serene and tranquil setting. There is a boat ramp next door to the property for your convenience. The H2OBX waterpark is five minutes away. The Currituck County Park is within walking distance and includes amenities such as pickle ball courts, a skateboard park, boat ramp and walking trails.

Last Agent to Sell the Property

Karen Etheridge

Sun Realty - Kitty Hawk / Currituck License #192289 Listed on: 07/11/2023

Last Buyer's Agent

Heather VanderMyde

Coldwell Banker Seaside Realty - KDH License #207518

Coldwell Banker Seaside Realty - KDH

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,290

Year Built

  • Built in 1970

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 100 x 140
  • 100 Feet of Waterfront
  • Home fronts a sound
  • Level Lot
  • Property is zoned SFM

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • Unpaved Parking

Home Design

  • Beach Box Architecture
  • Frame Construction
  • Asphalt Shingled Roof
  • Wood Siding
  • Piling Construction

Interior Spaces

  • 1,320 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Window Treatments
  • Utility Room
  • Views of a Sound

Kitchen

  • Oven or Range
  • Plumbed For Ice Maker
  • Laminate Countertops

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Main Floor Bedroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Sun Deck
  • Storage Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Private Water Source
  • Well
  • Private or Community Septic Tank

Community Details

  • Point Harbor Beach Subdivision

Listing and Financial Details

  • Tax Lot 7A

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,290

Year Built

Built in 1970

Lot Details

0

HOA Fees

$4 per month

Listing Details

  • Class: RESIDENTIAL
  • Style: Beach Box
  • Directions: North of the Wright Memorial Bridge Turn Right on New Beach Road. Take a right at the end of the road and the property will be located on the left. Direct Soundfront.
  • Extras: Ceiling Fan(s), Storage Shed, Sun Deck
  • Flood Zone: AE
  • Subdivision Name: Point Harbor Beach
  • Headline: Waterfront Splendor !
  • Heated Sq Ft: 1320
  • L V T Date: 07/11/2023
  • Roads: Paved, Public
  • Sale/Rent: For Sale
  • Waterfront Location: Soundfront
  • Zoning: SFM
  • Deed Book Pg Number: E/00
  • Destination Commerce Corp: Yes
  • Lone Wolf Real Estate Technologies: Yes
  • Newpoint Media: Yes
  • Office License Number: C3211
  • Outer Banks Software: Yes
  • Short Term Rental Restrictions: No
  • Terradatum Inc: Yes
  • W And R Studios: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Range/Oven, Refrigerator, Washer
  • Bedrooms: 2
  • Bedroom 1: Large, On Level: 1
  • Bedroom 2: Large, On Level: 2
  • Bedroom 3: On Level: 1
  • Kitchen: Open, On Level: 2
  • Countertops: Laminate
  • Floor Coverings: Carpet, Vinyl, Laminate
  • Foundation: Piling
  • Full Bathrooms: 1
  • Furnishings Available: Yes
  • Interior Amenities: All Window Treatments, Dryer Connection, Ice Maker Connection, Washer Connection
  • Dining Room: Open, On Level: 2
  • Family Room: Open, On Level: 2
  • Living Room: Spacious, On Level: 1
  • Optional Rooms: Utility Room
  • Partial Bathrooms: 1

Exterior Features

  • Construction: Frame, Wood
  • Exterior: Wood
  • Roof: Asphalt/Fiber Shingle
  • Street Frontage: 100
  • Sun Deck Size: Yes
  • View: Sound
  • Water Frontage: 100

Garage/Parking

  • Parking: Unpaved

Utilities

  • Cooling: Central, Heat Pump
  • Heating: Electric, Forced Air, Heat Pump
  • Sewer/Septic System: Private Septic
  • Water: Private, Well

Condo/Co-op/Association

  • Association Fee: Voluntary - Restrictive Covenants May Apply
  • Estimated Annual Fee: 50

Lot Info

  • Estimated Lot Sq Ft: 14000
  • Lot Description: Bulkheaded, Level, Water Frontage
  • Lot Size: 100 X 140
  • Lot Number: Lot 7A
  • Estimated Lot Size: 0.32
  • Deed Book: 16

Rental Info

  • Lease Terms: Month to Month

Building Info

  • Year Built: 1970

Tax Info

  • Year: 2022
  • Taxes: 1289.84

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2023
Closed on
Oct 25, 2023
Sold by
Banks Yvonne O
Bought by
Chiles John Edward and Schwind Chiles Sara
Seller's Agent
Karen Etheridge
Sun Realty - Kitty Hawk / Currituck
Buyer's Agent
Heather VanderMyde
Coldwell Banker Seaside Realty - KDH
List Price
$525,000
Sold Price
$460,000
Premium/Discount to List
-$65,000
-12.38%
Views
129
Current Estimated Value
$484,603

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,603
Avg. Annual Appreciation
3.00%
Original Mortgage
$391,000
Outstanding Balance
$384,806
Interest Rate
8%
Mortgage Type
New Conventional
Estimated Equity
$99,797

Purchase Details

Closed on
Dec 31, 1899
Bought by
Banks Banks L and Banks Yvonne O
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Chiles John Edward $460,000 None Listed On Document
Chiles John Edward $460,000 None Listed On Document
Banks Banks L -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Chiles John Edward $391,000
Closed Chiles John Edward $391,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/08/2023 12/08/23 Sold $460,000 -7.8% $348 / Sq Ft
10/18/2023 10/18/23 Pending -- -- --
09/07/2023 09/07/23 Price Changed $499,000 -5.0% $378 / Sq Ft
07/11/2023 07/11/23 For Sale $525,000 -- $398 / Sq Ft
Source: Outer Banks Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,994 $280,400 $126,200 $154,200
2023 $1,817 $280,400 $126,200 $154,200
2022 $1,529 $280,400 $126,200 $154,200
2021 $1,521 $226,500 $106,400 $120,100
2020 $1,239 $226,500 $106,400 $120,100
2019 $1,239 $226,500 $106,400 $120,100
2018 $1,239 $226,500 $106,400 $120,100
2017 $1,203 $226,500 $106,400 $120,100
2016 $1,203 $226,500 $106,400 $120,100
2015 -- $226,500 $106,400 $120,100
Source: Public Records

Agents Affiliated with this Home

  • Karen Etheridge

    Seller's Agent in 2023

    Karen Etheridge

    Sun Realty - Kitty Hawk / Currituck

    (252) 202-3073

    121 Total Sales

    Karen Etheridge
    Section Image
  • Heather VanderMyde

    Buyer's Agent in 2023

    Heather VanderMyde

    Coldwell Banker Seaside Realty - KDH

    (252) 202-2375

    424 Total Sales

    Heather VanderMyde
    Section Image
  • Will Gregg

    Buyer Co-Listing Agent in 2023

    Will Gregg

    Coldwell Banker Seaside Realty - KDH

    (252) 202-4966

    75 Total Sales

    Will Gregg
    Section Image
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Map

Source: Outer Banks Association of REALTORS®

MLS Number: 122745

Outer Banks Association of REALTORS®

APN: 132A-001-007A-0000

North Carolina Currituck County Point Harbor 27964

109 N Water St, Point Harbor, NC

This home is located at 109 N Water St, Point Harbor, NC 27964 since 11 July 2023 and is currently estimated at $484,603, approximately $367 per square foot. This property was built in 1970. 109 N Water St is a home located in Currituck County with nearby schools including Jarvisburg Elementary School, Currituck County Middle School, and Currituck County High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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