109 Retreat Ln Palatka, FL 32177
0.15
Acre
$566,667
Price per Acre
6,534
Sq Ft Lot
Highlights
- 60 Feet of Fresh Water Canal Waterfront
- No HOA
- Seawall
- Canal View
About This Lot
As of November 2023A FISHERMAN'S PARADISE! Almost 7,000 square foot canal front lot, ONE LOT OFF OF THE BEAUTIFUL ST. JOHN'S RIVER IN PALATKA, FL. A new concrete sea wall will accommodate your fishing boat or pontoon cruiser. The lot is clear and has a well and pump, septic, and power pole. There is a public boat ramp immediately across the canal! Can it get any better? Minutes away from Palatka’s charming downtown shops and restaurants. Home Depot, Lowes, and several grocery stores are less than 10 minutes away. Cruise the river up to Jacksonville and St. Augustine or find your favorite fishing spot from miles of choice locations. Great as a 2nd Home for those Weekend Getaways!!! Incredible opportunity for access like this.
Last Agent to Sell the Property
KBL REALTY Brokerage Phone: 863-738-1606 License #3232358 Listed on: 01/14/2023
Property Details
Property Type
- Land
Est. Annual Taxes
- $212
Lot Details
- 6,534 Sq Ft Lot
- Lot Dimensions are 60x120
- 60 Feet of Fresh Water Canal Waterfront
- Cleared Lot
- Property is zoned 00700
Property Views
- Canal Views
Utilities
- Well
- Septic Tank
Listing and Financial Details
- Tax Lot 1
- Assessor Parcel Number 35-08-27-8160-0000-0940
Community Details
Overview
- No Home Owners Association
Recreation
- Access to Freshwater Canal
- Seawall
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Feb 17, 2025
Sold by
Hess Loraine
Bought by
Hess Loraine and Moeller Theodore William
Purchase Details
Listed on
Jan 14, 2023
Closed on
Nov 13, 2023
Sold by
Retreat Lane Land Trust
Bought by
Hess Loraine
Seller's Agent
Kathy Bashlor
KBL REALTY
Buyer's Agent
Nicole Merigelli
EXP REALTY LLC
List Price
$99,000
Sold Price
$85,000
Premium/Discount to List
-$14,000
-14.14%
Views
540
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
24.64%
Purchase Details
Listed on
Jul 27, 2021
Closed on
Aug 18, 2021
Sold by
Rv Finance Solutions Inc
Bought by
Valhalla Manni Trust Llc and Retreat Lane Land Trust 109
Seller's Agent
Sandra Fisher
PLANTANA REALTY, INC.
Buyer's Agent
NON MLS
NON MLS (realMLS)
List Price
$59,000
Sold Price
$59,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.70%
Purchase Details
Closed on
Apr 16, 2021
Sold by
White George A
Bought by
Rv Finance Solutions Inc
Purchase Details
Closed on
May 13, 2004
Sold by
Rbw Properties Inc
Bought by
White George A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,600
Interest Rate
5.77%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 15, 2003
Sold by
Cochran Bobby Gene and Cochran Nancy Grace
Bought by
Rbw Properties Inc
Similar Property in Palatka, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Listed On Document | |
| Deed | -- | None Listed On Document | |
| Special Warranty Deed | $85,000 | Advantage Title Services | |
| Deed | $59,000 | Advantage Title Services Inc | |
| Warranty Deed | $38,000 | Attorney | |
| Corporate Deed | $32,000 | Assurance Land Title & Escro | |
| Warranty Deed | $12,000 | Assurance Land Title & Escro |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $25,600 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/11/2025 07/11/25 | For Sale | $105,000 | +23.5% | -- |
| 11/13/2023 11/13/23 | Sold | $85,000 | -10.4% | -- |
| 10/27/2023 10/27/23 | Pending | -- | -- | -- |
| 10/22/2023 10/22/23 | Price Changed | $94,900 | -4.1% | -- |
| 09/03/2023 09/03/23 | For Sale | $99,000 | 0.0% | -- |
| 08/27/2023 08/27/23 | Pending | -- | -- | -- |
| 06/05/2023 06/05/23 | Price Changed | $99,000 | -13.9% | -- |
| 02/23/2023 02/23/23 | Price Changed | $115,000 | -4.2% | -- |
| 01/14/2023 01/14/23 | For Sale | $120,000 | +103.4% | -- |
| 08/18/2021 08/18/21 | Sold | $59,000 | 0.0% | -- |
| 08/01/2021 08/01/21 | Pending | -- | -- | -- |
| 07/27/2021 07/27/21 | For Sale | $59,000 | -- | -- |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $986 | $60,680 | $58,200 | $2,480 |
| 2023 | $517 | $31,610 | $29,100 | $2,510 |
| 2022 | $511 | $31,800 | $29,100 | $2,700 |
| 2021 | $212 | $12,890 | $0 | $0 |
| 2020 | $215 | $12,890 | $0 | $0 |
| 2019 | $217 | $12,890 | $10,190 | $2,700 |
| 2018 | $215 | $12,590 | $10,190 | $2,400 |
| 2017 | $222 | $12,590 | $10,190 | $2,400 |
| 2016 | $228 | $13,190 | $0 | $0 |
| 2015 | $229 | $13,185 | $0 | $0 |
| 2014 | $251 | $14,640 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sue Nicosia
Seller's Agent in 2025
Sue Nicosia
NICOSIA REALTY INC.
(386) 916-8827
8 in this area
473 Total Sales
-
Kathy Bashlor
Seller's Agent in 2023
Kathy Bashlor
KBL REALTY
(863) 738-1606
1 in this area
68 Total Sales
-
Nicole Merigelli
Buyer's Agent in 2023
Nicole Merigelli
EXP REALTY LLC
(305) 775-3868
1 in this area
76 Total Sales
-
Sandra Fisher
Seller's Agent in 2021
Sandra Fisher
PLANTANA REALTY, INC.
(904) 591-1391
7 in this area
123 Total Sales
-
NON MLS
N
Buyer's Agent in 2021
NON MLS
NON MLS (realMLS)
Map
Source: Stellar MLS
MLS Number: P4924145
APN: 35-08-27-8160-0000-0940
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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