NOT LISTED FOR SALE

109 S Locust St Cynthiana, KY 41031

Estimated Value: $169,000 - $249,000

3 Beds
2 Baths
1,396 Sq Ft
$145/Sq Ft Est. Value

Last Sold August 20, 2024

Last sale price $176,000 $126 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $1,084/month

2 Days on Market

Highlights

  • Deck
  • Walk-In Closet
  • Living Room
  • Neighborhood Views
  • Cooling Available
  • Security System Owned

About This Home

As of August 2024

Welcome to your ideal home in the heart of downtown Cynthiana! This move-in ready 3-bedroom, 2-bath house offers a fantastic layout and has been meticulously maintained to ensure comfort and convenience.

Step inside to discover timeless crown molding throughout, enhancing the design of every room. The spacious eat-in kitchen boasts plenty of cabinets for storage, perfect for culinary enthusiasts.

Outside, the property continues to impress with a well-kept yard that mirrors the care taken indoors. A storage building provides additional space for all your organizational needs.

Noteworthy features include original stone work on the side of the property, adding character and charm. Despite being located in a flood plain, rest assured with a recently completed elevation certificate, and records show the house has never been flooded since built in 1999.

Experience the convenience of downtown living with this home just steps away from all the charm and amenities Cynthiana has to offer. Don't miss out on this opportunity - schedule your viewing today and envision yourself enjoying the best of downtown living!

Last Agent to Sell the Property

Mary Todd Ashbrook

Palmer-Hampton Realty License #266531 Listed on: 07/12/2024

Last Buyer's Agent

Paula Lynn Heflin Yost

Rector Hayden Realtors License #210603

Rector Hayden Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $138

Year Built

  • Built in 1999

Lot Details

  • 6,970 Sq Ft Lot

Home Design

  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,396 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Blinds
  • Living Room
  • Utility Room
  • Vinyl Flooring
  • Neighborhood Views
  • Crawl Space
  • Attic Access Panel
  • Oven or Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Home Security

  • Security System Owned
  • Storm Doors

Outdoor Features

  • Deck
  • Shed

Schools

  • Harrison Co Elementary And Middle School
  • Harrison Co High School

Utilities

  • Cooling Available
  • Air Source Heat Pump

Community Details

  • Downtown Subdivision

Listing and Financial Details

  • Assessor Parcel Number 103-1008-009-00-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$138

Year Built

Built in 1999

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Year Built: 1999
  • Above Grade Finished Sq Ft: 1396.0
  • Levels: One
  • New Construction: No
  • View:Neighborhood: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Main Level: Yes
  • Foundation Details:Block3: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Roof:Shingle: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Range, Washer
  • Interior Amenities: Ceiling Fan(s), Primary Downstairs, Walk-In Closet(s)
  • Flooring: Vinyl
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space
  • Basement: No
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Fireplace: No
  • LivingArea: 1396.0
  • Lot Size Area: 0.16
  • Window Features: Blinds, Window Treatments
  • Appliances Range: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Basement:Crawl Space: Yes

Exterior Features

  • Roof: Shingle
  • Construction Materials: Vinyl Siding
  • Foundation Details: Block
  • List Price: 169500.0
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck
  • View: Neighborhood
  • View YN: Yes
  • Waterfront: No
  • Window Features:Blinds: Yes
  • Exterior Features:Storm Door(s): Yes
  • Window Features:Window Treatments: Yes
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Carport: No
  • Garage: No

Utilities

  • Sewer: Public Sewer
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Security Features: Security System Owned
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Heat Pump2: Yes

Schools

  • Elementary School: Harrison Co
  • High School: Harrison Co
  • Middle or Junior School: Harrison Co

Lot Info

  • Lot Size Acres: 0.16
  • Lot Size Sq Ft: 6970.0
  • Parcel Number: 103-1008-009-00-000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 12, 2024
Closed on
Aug 20, 2024
Sold by
Mitchell Gary and Mitchell Geneva
Bought by
Little Kristy and Little Shawn
Seller's Agent
Mary Todd Ashbrook
Palmer-Hampton Realty
Buyer's Agent
Paula Lynn Heflin Yost
Rector Hayden Realtors
List Price
$169,000
Sold Price
$176,000
Premium/Discount to List
$7,000
4.14%
Views
54
Current Estimated Value
$202,853

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,853
Avg. Annual Appreciation
12.79%
Original Mortgage
$172,812
Outstanding Balance
$170,864
Interest Rate
6.89%
Mortgage Type
FHA
Estimated Equity
$31,989

Purchase Details

Closed on
Mar 15, 2022
Sold by
Mitchell Holdings Llc
Bought by
Mitchell Gary and Mitchell Geneva
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Little Kristy $176,000 Precise Title
Little Kristy $176,000 Precise Title
Mitchell Gary $60,257 Clifford Emmett Daniel
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Little Kristy $172,812
Closed Little Kristy $172,812
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/03/2024 11/03/24 Off Market $176,000 -- --
08/20/2024 08/20/24 Sold $176,000 +3.8% $126 / Sq Ft
07/15/2024 07/15/24 Pending -- -- --
07/12/2024 07/12/24 Price Changed $169,500 +0.3% $121 / Sq Ft
07/12/2024 07/12/24 For Sale $169,000 -- $121 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $138 $60,257 $0 $0
2023 $599 $60,257 $0 $0
2022 $195 $60,257 $0 $0
2021 $195 $60,257 $0 $0
2020 $558 $60,257 $0 $0
2019 $558 $60,257 $0 $0
2018 $550 $60,257 $0 $0
2017 $545 $60,257 $0 $0
2014 -- $50,000 $0 $0
2013 -- $50,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Mary Todd Ashbrook

    Seller's Agent in 2024

    Mary Todd Ashbrook

    Palmer-Hampton Realty

    (859) 588-1520

    110 in this area

    231 Total Sales

    Mary Todd Ashbrook
    Section Image
  • Paula Lynn Heflin Yost

    Buyer's Agent in 2024

    Paula Lynn Heflin Yost

    Rector Hayden Realtors

    (859) 533-7874

    2 in this area

    107 Total Sales

    Paula Lynn Heflin Yost
    Section Image
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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 24014391

ImagineMLS (Bluegrass REALTORS®)

APN: 103-1008-009-00-000

Kentucky Harrison County Cynthiana 41031

109 S Locust St, Cynthiana, KY

This home is located at 109 S Locust St, Cynthiana, KY 41031 since 12 July 2024 and is currently estimated at $202,853, approximately $145 per square foot. This property was built in 1999. 109 S Locust St is a home located in Harrison County with nearby schools including Harrison County High School and St. Edward School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

ImagineMLS (Bluegrass REALTORS®) The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2025 LBAR Multiple Listing Service. All Rights Reserved.

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