$305,000
$20K PRICE DROP

109 Union St Middleburgh, NY 12122

Estimated payment $2,079/month

Total Views 4,681
3 Beds
2 Baths
1,400 Sq Ft
$218 Price per Sq Ft

Highlights

  • 1.06 Acre Lot
  • Wood Flooring
  • Covered Patio or Porch
  • Ranch Style House
  • No HOA
  • 1 Car Attached Garage

About This Home

A rare village offering with exceptional value. This beautifully maintained 3 bedroom, 2-bath ranch impresses with fresh, modern updates and thoughtful spaces, including finished lower-level rooms, a large storage area, and canning closet. The private backyard, framed by mature landscaping, features a concrete patio ideal for outdoor entertaining. Relax on the inviting front deck or take advantage of the 1 car attached garage and additional lean-to for extra covered parking. The true bonus this property includes the adjoining lot (totaling 1.5 acres) with water, sewer, and electric. Endless potential in a coveted Middleburgh location close to all amenities.

Listing Agent

Lisa Tenneson

Four Star Realty Group Inc License #10311204799 Listed on: 07/09/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,998

Year Built

  • Built in 1998

Lot Details

  • 1.06 Acre Lot
  • Property fronts a private road
  • Landscaped
  • Level Lot

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Paddle Fans
  • Living Room
  • Radon Detector

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Dryer

Finished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Partial Basement

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting
  • Shed

Utilities

  • No Cooling
  • Heating System Uses Oil
  • Baseboard Heating
  • 200+ Amp Service
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 17.012 / 4
  • Assessor Parcel Number 433801 106.16-4-17.12

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,998

Year Built

Built in 1998

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1998
  • Directions: Main st Middleburgh to wells ave Turn right on Cliff st turn right on Union home on right.
  • Above Grade Finished Sq Ft: 1400.0
  • Architectural Style: Ranch
  • Lot Size Acres: 1.06
  • New Construction: No
  • Parking Features Parking Total: 6.0
  • Laundry Room Level: First
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Laundry Features:Main Level: Yes
  • Percent Basement Finished: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Ceramic Tile: Yes
  • Basement Heated: Yes
  • Flooring:Wood: Yes
  • Foundation Details:Concrete Perimeter: Yes
  • Levels One: Yes
  • Special Features: None

Interior Features

  • Flooring: Wood, Carpet, Ceramic Tile
  • Basement: Finished, Full, Heated, Partial, Unfinished
  • Interior Amenities: High Speed Internet, Paddle Fan, Radon System, Eat-in Kitchen
  • Appliances: Dishwasher, Electric Oven, Refrigerator, Washer/Dryer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 700.0
  • Living Area: 1400.0
  • Bedroom Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 1st
  • Fireplace: No
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Appliances:WasherDryer: Yes
  • Appliances:Electric Oven: Yes
  • Basement:Partial: Yes
  • Attic Features:None16: Yes
  • Basement:Unfinished: Yes
  • Interior Features:Radon System: Yes

Exterior Features

  • Exterior Features: Drive-Paved, Lighting
  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Fencing: None
  • Foundation Details: Concrete Perimeter
  • Other Structures: Shed(s)
  • Patio And Porch Features: Rear Porch, Covered, Front Porch, Patio
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:Drive-Paved: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Landscaped: Yes
  • Lot Features:Level: Yes
  • Lot Features:Road Frontage: Yes
  • Exterior Features:Lighting: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Patio And Porch Features:Covered: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Paved, Attached, Driveway, Garage Door Opener
  • Attached Garage: Yes
  • Total Parking Spaces: 6.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: None
  • Electric: 200+ Amp Service
  • Heating: Baseboard, Oil
  • Laundry Features: Laundry Room, Main Level
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Oil: Yes
  • Heating:Baseboard: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Middleburgh

Lot Info

  • Lot Features: Level, Road Frontage, Landscaped
  • Parcel #: 433801 106.16-4-17.12
  • Lot Size Sq Ft: 46173.6

Tax Info

  • Tax Annual Amount: 4998.0
  • Tax Block: 4
  • Tax Lot: 17.012
  • Tax Tract: 106.16

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,014 $90,500 $16,500 $74,000
2023 $5,173 $90,500 $16,500 $74,000
2022 $4,416 $90,500 $16,500 $74,000
2021 $4,875 $90,500 $16,500 $74,000
2020 $3,771 $90,500 $16,500 $74,000
2019 $3,709 $90,500 $16,500 $74,000
2018 $3,709 $90,500 $16,500 $74,000
2017 $3,690 $90,500 $16,500 $74,000
2016 $3,665 $90,500 $16,500 $74,000
2015 -- $90,500 $16,500 $74,000
2014 -- $90,500 $16,500 $74,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/24/2025 08/24/25 Price Changed $305,000 -3.5% $218 / Sq Ft
07/21/2025 07/21/25 Price Changed $315,900 -2.7% $226 / Sq Ft
07/09/2025 07/09/25 For Sale $324,500 -- $232 / Sq Ft
Source: Global MLS

Mortgage History

Date Status Loan Amount Loan Type
Closed $166,500 Stand Alone Refi Refinance Of Original Loan
Closed $50,600 Unknown
Source: Public Records

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Source: Global MLS

MLS Number: 202521288

Global MLS

APN: 433801-106-016-0004-017-012-0000