NOT LISTED FOR SALE

109 W Seneca St Oswego, NY 13126

Estimated Value: $132,000 - $145,000

4 Beds
1 Bath
1,531 Sq Ft
$89/Sq Ft Est. Value

Last Sold July 15, 2022

Last sale price $110,000 $72 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $922/month

1 Day on Market

Highlights

  • Colonial Architecture
  • Formal Dining Room
  • Eat-In Kitchen
  • Wood Flooring
  • Porch
  • Forced Air Cooling System

About This Home

As of July 2022

This house works great for either an investment property or owner occupied. Nice living room and formal dining room combo. It includes three nice sized bedrooms on the 2nd floor, along with a room on the 1st floor which can be used as either a fourth bedroom or family room. The kitchen includes all kitchen appliances. First floor laundry - washer and dryer stay. The lot size is deeper than the average Oswego lot, enabling more use of the area out back. Open front porch for enjoying the nice weather. There is parking for up to three cars.

Last Agent to Sell the Property

Connie Ryan

Listing by Century 21 Galloway Realty License #40RY0859732 Listed on: 04/06/2022

Century 21 Galloway Realty

Last Buyer's Agent

LORI STITT

Listing by Dropped Members License #40ST0789827

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,035

Year Built

  • Built in 1900

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 198 x 33

Parking

  • No Garage

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Vinyl Construction Material

Interior Spaces

  • 1,531 Sq Ft Home
  • 2-Story Property
  • Formal Dining Room
  • Basement Fills Entire Space Under The House
  • Scuttle Attic Hole

Kitchen

  • Eat-In Kitchen
  • Gas Range
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Schools

  • Leighton Elementary School
  • Oswego Middle School
  • Oswego High School

Utilities

  • Forced Air Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Additional Features

  • Porch
  • Property is near a bus stop

Community Details

  • Van Buren Tr Community
  • Van Buren Tr Subdivision

Listing and Financial Details

  • Tax Lot 27
  • Assessor Parcel Number 351200-128-053-0001-027-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,035

Year Built

Built in 1900

Lot Details

0

Listing Details

  • NY Swis Code: Oswego-City-351200
  • Total Assessed Value: 72000
  • Foundation Description: Stone
  • Listing Type: Exclusive Right To Sell
  • Lot Dimension Depth: 198
  • Lot Dimension Front: 33
  • Lot Information: Near Bus Line, Neighborhood Street
  • Lot Number: 27
  • Nearest Cross Street: W 8th St
  • Number of Stories: 2.0000
  • Property Type: Single Family Residential
  • Ratio Close Price By Acres: 733333.33
  • Ratio Close Price By Sq Ft: 71.85
  • Ratio List Price By Acres: 666000.00
  • Ratio List Price By Sq Ft: 65.25
  • Regional Board Code: Syracuse
  • School Tax: 1316
  • Styles of Residence: Colonial
  • Sub Board Code: Syracuse
  • Type of Sale: Normal
  • Year Built Description: Existing
  • Lot Sq Ft: 6534
  • Age of Building: 122
  • Year Built: 1900
  • Above Grade Finished Sq Ft: 1531
  • Directions To Property: From Route 104 (W Bridge St), take a right on W 8th St followed by a left on W Seneca St.
  • Sq Ft Total Pub: 1531
  • Subdivision Comm Complex: Van Buren Tr
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 1900

Interior Features

  • Full Bathrooms: 1
  • Additional Rooms: 1st Floor Bedroom, Laundry-1st Floor, Living Room, Porch - Open
  • Attic Description: Scuttle Access
  • Basement Description: Full
  • Floor Description: Hardwood-Some, Vinyl-Some, Wall To Wall Carpet-Some
  • Kitchen Appliances Included: Dishwasher, Dryer, Oven/Range Gas, Refrigerator, Washer
  • Kitchen Dining Description: Eat-In, Formal Dining Room, Living/Dining Combo
  • Number of Bedrooms 1st Floor: 1
  • Number of Bedrooms 2nd Floor: 3
  • Number of 1st Floor Full Bathrooms: 1
  • Number of Rooms: 6
  • Total Bathrooms: 1.00
  • Total Bedrooms: 4
  • Total Sq Ft: 1531

Exterior Features

  • Construction: Vinyl
  • Number of Acres: 0.1500

Garage/Parking

  • Driveway Description: Blacktop
  • Garage Description: No Garage

Utilities

  • Heating Fuel Description: Gas
  • Hvac Type: Forced Air
  • Sewer Description: Sewer Connected
  • Water Heater Fuel: Gas

Schools

  • School District: Oswego
  • Elementary School: Leighton Elementary
  • Middle School: Oswego Middle
  • High School: Oswego High

Lot Info

  • Parcel Number: 351200-128-053-0001-027-000-0000

Tax Info

  • Total Taxes: 3035

MLS Schools

  • Elementary School Name: Leighton Elementary
  • High School Name: Oswego High
  • Middle School Name: Oswego Middle
  • School District Name: Oswego

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 6, 2022
Closed on
Jun 22, 2022
Sold by
Frost Eugene and Frost John
Bought by
Mcfarland Amanda C and Staelens Stephanie D
Seller's Agent
Connie Ryan
Century 21 Galloway Realty
Buyer's Agent
LORI STITT
Dropped Members
List Price
$99,900
Sold Price
$110,000
Premium/Discount to List
$10,100
10.11%
Total Days on Market
1
Current Estimated Value
$136,954

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,954
Avg. Annual Appreciation
7.82%
Original Mortgage
$106,700
Outstanding Balance
$102,619
Interest Rate
5.78%
Mortgage Type
New Conventional
Estimated Equity
$34,335

Purchase Details

Listed on
Apr 28, 2015
Closed on
Jun 24, 2015
Sold by
Allison Meghan D and Whitmarsh Meghan D
Bought by
Frost Eugene and Frost John
Seller's Agent
Connie Ryan
Century 21 Galloway Realty
Buyer's Agent
Connie Ryan
Century 21 Galloway Realty
List Price
$75,000
Sold Price
$72,500
Premium/Discount to List
-$2,500
-3.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.09%
Original Mortgage
$65,000
Interest Rate
3.84%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 7, 2010
Sold by
Smith Matthew and Smith Carmella
Bought by
Whitmarsh Meghan D and Allison Odis

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,681
Interest Rate
5.03%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 3, 2004
Sold by
Laffan Joseph F and Laffan Susan K
Bought by
Smith Matthe#W and Smith Carmella

Purchase Details

Closed on
Aug 12, 1996
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mcfarland Amanda C $110,000 Vanguard Research & Ttl Svcs
Mcfarland Amanda C $110,000 Vanguard Research & Ttl Svcs
Frost Eugene $72,500 None Available
Whitmarsh Meghan D $70,000 Ticor-Eric
Whitmarsh Meghan D $70,000 Ticor-Eric
Smith Matthe#W $54,000 Stephen L Greene
Smith Matthe#W $54,000 Stephen L Greene
-- $21,147 --
-- $21,147 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mcfarland Amanda C $106,700
Closed Mcfarland Amanda C $106,700
Previous Owner Frost Eugene $65,000
Previous Owner Whitmarsh Meghan D $68,681
Previous Owner Smith Matthew $17,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/15/2022 07/15/22 Sold $110,000 +10.1% $72 / Sq Ft
04/07/2022 04/07/22 Pending -- -- --
04/06/2022 04/06/22 For Sale $99,900 +37.8% $65 / Sq Ft
06/29/2015 06/29/15 Sold $72,500 -3.3% $47 / Sq Ft
04/28/2015 04/28/15 Pending -- -- --
04/28/2015 04/28/15 For Sale $75,000 -- $49 / Sq Ft
Source: Central New York Information Services

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,875 $157,000 $23,500 $133,500
2023 $1,875 $72,000 $12,100 $59,900
2022 $1,901 $72,000 $12,100 $59,900
2021 $1,933 $72,000 $12,100 $59,900
2020 $1,366 $72,000 $12,100 $59,900
2019 $1,101 $72,000 $12,100 $59,900
2018 $2,240 $72,000 $12,100 $59,900
2017 $3,017 $72,000 $12,100 $59,900
2016 $624 $65,000 $12,100 $52,900
2015 -- $65,000 $12,100 $52,900
2014 -- $65,000 $12,100 $52,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central New York Information Services

MLS Number: S1397930

Central New York Information Services

APN: 351200-128-053-0001-027-000-0000