NOT LISTED FOR SALE

109 Waterford Dr Mount Holly, NC 28120

Estimated Value: $716,000 - $734,861

4 Beds
3.5 Baths
3,844 Sq Ft
$189/Sq Ft Est. Value

Last Sold December 10, 2024

Last sale price $700,000 $182 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $4,664/month

79 Days on Market

Highlights

  • Access To Lake
  • Clubhouse
  • Wood Flooring
  • Open Floorplan
  • Deck
  • Tennis Courts

About This Home

As of December 2024

**PRICE ENHANCEMENT** Curb appeal abounds in this 4-bedroom, 3.5 bath home, offering just over 3800 square feet. Gleaming hardwoods greet you as you step inside into your spacious and inviting main level featuring a formal living room, dining room, cozy family room with fireplace & coffered ceilings and an office with French doors. Your gourmet kitchen includes an oversized island, double oven and sunny breakfast nook. Upstairs you'll enter your primary suite complete with a sitting area & featuring an en-suite bath with dual vanities and a separate shower. Three additional bedrooms, an oversized bonus room, 2 full baths and laundry room complete your upper level. One of the incredible standout features of this home is the newly enclosed back porch. This versatile space can be enjoyed in any season and adds a unique touch to the home. Situated in a desirable neighborhood, this property provides you a chance to own this exceptional home with plenty of space inside and out!

Last Agent to Sell the Property

Maria Tobin

Allen Tate Lake Norman Brokerage Email: maria.tobin@allentate.com License #335505 Listed on: 08/23/2024

Allen Tate Lake Norman

Last Buyer's Agent

Lindsey Sandoval

EXP Realty LLC Ballantyne License #302493

EXP Realty LLC Ballantyne

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,621

Year Built

  • Built in 2007

Lot Details

  • Property is zoned R2

HOA Fees

  • $92 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Hardboard

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Fireplace
  • Entrance Foyer
  • Wood Flooring
  • Crawl Space
  • Pull Down Stairs to Attic
  • Dryer

Kitchen

  • Breakfast Bar
  • Built-In Double Oven
  • Gas Cooktop
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Access To Lake
  • Deck
  • Enclosed patio or porch

Schools

  • Pinewood Gaston Elementary School
  • Stanley Middle School
  • East Gaston High School

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 212978

Community Details

Overview

  • Cedar Management Association, Phone Number (704) 644-8808
  • Stonewater Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Playground
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,621

Year Built

Built in 2007

Lot Details

0

HOA Fees

$92 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2007
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 182.10
  • Geocode Confidence: High
  • Attribution Contact: maria.tobin@allentate.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Hardwood, Wood
  • Interior Amenities: Attic Stairs Pulldown, Breakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1790
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 2054
  • Appliances: Dishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Refrigerator, Tankless Water Heater, Wall Oven
  • Above Grade Finished Sq Ft: 3844
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log
  • Living Area: 3844
  • Bedroom Main: 0
  • Room Count: 15
  • Sq Ft Other: 630

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Pool Features: Outdoor Pool – Community
  • Water Body Name: Mountain Island Lake
  • Waterfront Features: Boat Ramp – Community
  • Construction Type: Brick Partial, Hardboard Siding
  • Patio And Porch Features: Deck, Enclosed

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage

Utilities

  • Heating: Central
  • Sewer: Public Sewer
  • Laundry Features: Upper Level
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Cable Available
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Clubhouse, Lake Access, Playground, Tennis Court(s), Walking Trails
  • Association Fee: 1105
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Cedar Management
  • Phone: 704-644-8808
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Annual Expense: 1105.00

Schools

  • Middle Or Junior School: Stanley
  • HOA Subject To: Required

Lot Info

  • Lot Size Area: 0.5
  • Lot Size Units: Acres
  • Parcel Number: 212978
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R2

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Pinewood Gaston
  • High School: East Gaston

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 27, 2010
Sold by
Siman Jan and Siman Olga
Bought by
Duda Earl H and Duda Patricia A
Current Estimated Value
$725,715

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$279,081
Interest Rate
4.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 26, 2007
Sold by
Nvr Inc
Bought by
Siman Jan and Siman Olga

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.21%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 14, 2007
Sold by
Ns Stonewater Bay Llc
Bought by
Nvr Inc
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Duda Earl H $349,000 None Available
Siman Jan $453,500 None Available
Nvr Inc $156,500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Duda Earl H $226,854
Closed Duda Earl H $232,300
Closed Duda Earl H $279,081
Previous Owner Siman Jan $417,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/10/2024 12/10/24 Sold $700,000 -2.1% $182 / Sq Ft
11/11/2024 11/11/24 Pending -- -- --
10/14/2024 10/14/24 Price Changed $715,000 -1.4% $186 / Sq Ft
08/23/2024 08/23/24 For Sale $725,000 -- $189 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,621 $659,500 $90,000 $569,500
2023 $6,694 $659,500 $90,000 $569,500
2022 $5,693 $439,620 $82,000 $357,620
2021 $5,781 $439,620 $82,000 $357,620
2019 $5,825 $439,620 $82,000 $357,620
2018 $6,267 $447,630 $60,000 $387,630
2017 $6,313 $450,899 $60,000 $390,899
2016 $3,923 $450,899 $0 $0
2014 $4,038 $464,126 $75,000 $389,126
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4173617

Canopy MLS (Canopy Realtor® Association)

APN: 212978