NOT LISTED FOR SALE

1090 Coster Rd Lusby, MD 20657

Estimated Value: $530,000 - $633,332

4 Beds
2 Baths
2,785 Sq Ft
$201/Sq Ft Est. Value

Last Sold December 05, 2024

Last sale price $509,900 $183 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $3,344/month

5 Days on Market

Highlights

  • View of Trees or Woods
  • Wood Burning Stove
  • Built-In Features
  • 1.12 Acre Lot
  • No HOA
  • Crown Molding

About This Home

As of December 2024

This property features two homes on one expansive property nestled on over 1 acre of land. The main home features 4 bedrooms and 3 bathrooms, offering spacious living areas complemented by the cozy ambiance of two pellet stoves. The versatile layout is perfect for both relaxation and entertaining.
In addition to the main residence, this property includes a completely independent 2-bedroom,
1-bath second home. Whether you're looking for an in-law suite, guest house, or rental income potential, this second unit provides flexibility and adds significant value.
With its prime location that is centrally located to Washington, D.C., NAS Pax River and several nearby military bases. Don't miss the chance to explore all the possibilities this dual-home estate offers!

Last Agent to Sell the Property

Melanie Humphrey

(904) 294-3043 mahumphrey808@gmail.com JPAR Real Estate Professionals License #663082 Listed on: 10/18/2024

JPAR Real Estate Professionals

Co-Listed By

Karen Taylor

(240) 298-6955 Karen@realsomd.com JPAR Real Estate Professionals License #0225265559

Last Buyer's Agent

John Christ

(240) 793-9219 john.christ@gailnymangroup.com RE/MAX United Real Estate License #613256

RE/MAX United Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,604

Year Built

  • Built in 1981

Lot Details

  • 1.12 Acre Lot

Home Design

  • Split Level Home
  • Vinyl Siding
  • Brick Front

Interior Spaces

  • 2,785 Sq Ft Home
  • Property has 3 Levels
  • Built-In Features
  • Crown Molding
  • Ceiling Fan
  • Wood Burning Stove
  • Views of Woods
  • Finished Basement
  • Crawl Space

Kitchen

  • Stove
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

Laundry

  • Electric Front Loading Dryer
  • Front Loading Washer

Parking

  • 5 Parking Spaces
  • 5 Driveway Spaces
  • Gravel Driveway

Utilities

  • Central Air
  • Heat Pump System
  • Pellet Stove burns compressed wood to generate heat
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • On Site Septic
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0501138197

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,604

Year Built

Built in 1981

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Level
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1981
  • Automatically Close On Close Date: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer - Front Loading, Exhaust Fan, Icemaker, Refrigerator, Stove, Washer - Front Loading, Washer, Dryer - Electric
  • Interior Amenities: Stove - Pellet, Crown Moldings, Ceiling Fan(s), Built-Ins
  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 2785
  • Living Area Sq Ft: 2785
  • Price Per Sq Ft: 179.50
  • Above Grade Finished Sq Ft: 2785
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick Front, Vinyl Siding
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway, Gravel Driveway
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 5

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Wood Burn Stove
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic, Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 1.12
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 48787.00
  • Zoning: RES
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4604.00
  • Assessor Parcel Number: 0501138197
  • Tax Year: 2024

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 18, 2024
Closed on
Dec 6, 2024
Sold by
Perez Axel Oswaldo Monzon and Martin-Nino Veronica Perez
Bought by
Seney Christopher
Seller's Agent
Melanie Humphrey
JPAR Real Estate Professionals
Buyer's Agent
John Christ
RE/MAX United Real Estate
List Price
$499,900
Sold Price
$509,900
Premium/Discount to List
$10,000
2%
Views
44
Current Estimated Value
$559,083

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$49,183
Avg. Annual Appreciation
8.57%
Original Mortgage
$526,726
Outstanding Balance
$522,583
Interest Rate
6.79%
Mortgage Type
VA
Estimated Equity
$36,500

Purchase Details

Listed on
May 21, 2021
Closed on
Sep 14, 2021
Sold by
White Steven
Bought by
Perez Axel O Monzon and Veronica Perez Martin Nino
Seller's Agent
Danielle Norment
RE/MAX Realty Group
Buyer's Agent
Melanie Humphrey
JPAR Real Estate Professionals
List Price
$399,000
Sold Price
$405,000
Premium/Discount to List
$6,000
1.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.39%
Original Mortgage
$419,580
Interest Rate
2.7%
Mortgage Type
VA

Purchase Details

Listed on
May 4, 2015
Closed on
Jun 26, 2015
Sold by
Hurrey Earl Telford
Bought by
White Steven
Seller's Agent
Michelle Pagan
Coldwell Banker Premier
Buyer's Agent
Danielle Norment
RE/MAX Realty Group
List Price
$324,500
Sold Price
$314,900
Premium/Discount to List
-$9,600
-2.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.13%
Original Mortgage
$309,195
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 2, 2009
Sold by
Reichelt Carl R
Bought by
Hurrey Earl Telford

Purchase Details

Closed on
May 26, 1983
Sold by
Murdock Lynn A
Bought by
Greenwell Alfred J and Greenwell Kimberly J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,337
Interest Rate
12.55%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Seney Christopher $509,900 Bridge Title
Perez Axel O Monzon $405,000 Blue Crab Title & Escrow Llc
White Steven $314,900 Atlantic Coast Title Inc
Hurrey Earl Telford $279,900 --
Greenwell Alfred J $46,300 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Seney Christopher $526,726
Previous Owner Perez Axel O Monzon $419,580
Previous Owner White Steven $309,195
Previous Owner Greenwell Alfred J $46,337
Closed Hurrey Earl Telford --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/05/2024 12/05/24 Sold $509,900 +2.0% $183 / Sq Ft
10/18/2024 10/18/24 For Sale $499,900 +23.4% $179 / Sq Ft
09/14/2021 09/14/21 Sold $405,000 +1.5% $145 / Sq Ft View Prior Sale
07/28/2021 07/28/21 For Sale $399,000 -1.5% $143 / Sq Ft
06/08/2021 06/08/21 Off Market $405,000 -- --
05/24/2021 05/24/21 Price Changed $399,000 -3.9% $143 / Sq Ft
05/21/2021 05/21/21 For Sale $415,000 0.0% $149 / Sq Ft
05/25/2020 05/25/20 Rented $1,700 0.0% --
05/18/2020 05/18/20 Under Contract -- -- --
05/07/2020 05/07/20 For Rent $1,700 0.0% --
03/24/2018 03/24/18 Rented $1,700 -5.6% --
03/24/2018 03/24/18 Under Contract -- -- --
01/20/2018 01/20/18 For Rent $1,800 0.0% --
06/26/2015 06/26/15 Sold $314,900 0.0% $154 / Sq Ft View Prior Sale
05/27/2015 05/27/15 Pending -- -- --
05/16/2015 05/16/15 Price Changed $314,900 -3.0% $154 / Sq Ft
05/04/2015 05/04/15 For Sale $324,500 0.0% $158 / Sq Ft
03/01/2015 03/01/15 Rented $950 0.0% --
03/01/2015 03/01/15 Under Contract -- -- --
01/29/2015 01/29/15 For Rent $950 0.0% --
12/22/2014 12/22/14 Rented $950 -5.0% --
12/22/2014 12/22/14 Under Contract -- -- --
12/05/2014 12/05/14 For Rent $1,000 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,036 $446,167 $0 $0
2024 $4,604 $407,133 $0 $0
2023 $4,039 $368,100 $153,500 $214,600
2022 $3,935 $358,400 $0 $0
2021 $7,870 $348,700 $0 $0
2020 $3,744 $339,000 $153,500 $185,500
2019 $3,337 $318,133 $0 $0
2018 $3,118 $297,267 $0 $0
2017 $3,121 $276,400 $0 $0
2016 -- $276,133 $0 $0
2015 $6,192 $275,867 $0 $0
2014 $6,192 $275,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDCA2018216

Bright MLS

APN: 01-138197