$420,000
SOLD APR 29, 2025

10957 Charring Cross Cir Whitmore Lake, MI 48189

4 Beds
3.5 Baths
3,140 Sq Ft
0.31 Acres

Recently Sold

$134 Per Sq Ft

2% Above List Price

1 Day on Market

Highlights

  • Colonial Architecture
  • 2 Car Attached Garage
  • Forced Air Heating and Cooling System
  • Deck
  • Ceramic Tile Flooring

About This Home

As of April 2025

Welcome to this beautifully maintained 4-bedroom, 3.5-bath Colonial nestled on a private, wooded lot! Step into a spacious and light-filled interior where fresh new carpet and paint adds comfort and warmth throughout. The traditional floor plan features a formal dining room, cozy living room with fireplace, and a sunlit family room. Enjoy the spacious kitchen designed perfectly for large gatherings but also the ability to entertain or keep it simple with the kitchen nook. Make your way upstairs to the generous primary suite offering a walk-in closet and en-suite bath. Three additional bedrooms and full bathroom provides all the extra space needed. Downstairs you will find a 3rd full bath, office/flex room, and a large space for relaxing. All this with a beautiful walkout view!

Last Agent to Sell the Property

Cassie McCarthy

Cornerstone Real Estate License #6501397456 Listed on: 04/11/2025

Last Buyer's Agent

Dorie DeGraaf

Chuck Jaqua, REALTOR License #6501282129

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,692

Year Built

  • Built in 1989

Lot Details

  • 0.31 Acre Lot
  • Lot Dimensions are 153 x 89 x 152 x 89

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Living Room with Fireplace

Kitchen

  • Oven
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Natural Gas Water Heater

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,692

Year Built

Built in 1989

Lot Details

0

HOA Fees

$4 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Colonial
  • Stories: 2
  • Year Built: 1989
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 153 x 89 x 152 x 89
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 3140.0
  • General Property Info:Main Level Primary: No
  • Tax Info:Annual Property Tax: 3692.0
  • Waterfront Options:Water Access YN: No
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • General Property Info:Fireplace: Yes
  • Substructure:Walk Out: Yes
  • Water Heater:Natural Gas4: Yes
  • Roofing:Asphalt2: Yes
  • General Property Info:SqFt Above Grade: 2106.0
  • Additional Items:Basement Finished: Yes
  • Laundry Features In Basement: Yes
  • General Property Info Garage YN: Yes
  • Flooring:Carpet Floor: Yes
  • Architectural Style:Colonial: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
  • Flooring: Carpet, Ceramic Tile
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Basement: Full, Walk-Out Access
  • LivingArea: 3140.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Basement Full Baths: 1
  • Basement Rooms:Basement Finished SQFT: 1034.0
  • Basement Rooms:Total Basement SQFT: 1034.0
  • Appliances:Oven: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Below Grade Sq Ft: 1034.0

Exterior Features

  • Construction Materials: Brick, Vinyl Siding
  • List Price: 410000.0
  • Patio and Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Brick: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Basement
  • Sewer: Public
  • Utilities: Natural Gas Connected
  • Water Source: Well
  • Water Well: Yes

Condo/Co-op/Association

  • Association Fee: 50.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Info:Approx Assoc Fee2: 50.0
  • Association Info:Assoc Fee Payable: Annually

Lot Info

  • Lot Size Acres: 0.31
  • Lot Size Area: 0.31
  • Lot Dimensions: 153 x 89 x 152 x 89
  • Lot Size Sq Ft: 13504.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3692.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 11, 2025
Closed on
Apr 29, 2025
Sold by
Wagner Timothy and Wagner Naomi
Bought by
Kloss Spencer
Seller's Agent
Cassie McCarthy
Cornerstone Real Estate
Buyer's Agent
Dorie DeGraaf
Chuck Jaqua, REALTOR
List Price
$410,000
Sold Price
$420,000
Premium/Discount to List
$10,000
2.44%
Views
63
Current Estimated Value
$422,792

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,792
Avg. Annual Appreciation
6.56%
Original Mortgage
$384,615
Outstanding Balance
$383,600
Interest Rate
6.67%
Mortgage Type
FHA
Estimated Equity
$47,491

Purchase Details

Closed on
May 2, 2010
Sold by
Estes Scott R
Bought by
Wagner Timothy and Wagner Naomi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,680
Interest Rate
5.16%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 6, 2009
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Estes Scott R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,003
Interest Rate
4.9%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 1, 1999
Sold by
Wallis Eric E and Neumaier Wallis Karen M
Bought by
Hamann Michael J and Hamann Jill M

Purchase Details

Closed on
Apr 13, 1995
Sold by
Eberth Michael J
Bought by
Wallis Eric E and Wallis Neumaier M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,200
Interest Rate
8.26%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $420,000 Ata National Title Group
Warranty Deed $170,975 --
Deed $159,900 --
Warranty Deed $225,000 Metropolitan Title Company
Deed $178,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $384,615 FHA
Previous Owner $119,680 Purchase Money Mortgage
Previous Owner $157,003 FHA
Previous Owner $160,200 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/29/2025 04/29/25 Sold $420,000 +2.4% $134 / Sq Ft
04/11/2025 04/11/25 For Sale $410,000 -- $131 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,692 $188,800 $0 $0
2024 $968 $173,400 $0 $0
2023 $923 $155,700 $0 $0
2022 $3,078 $121,700 $0 $0
2021 $3,078 $136,100 $0 $0
2020 $3,025 $132,000 $0 $0
2019 $2,941 $121,700 $0 $0
2018 $2,855 $115,000 $0 $0
2017 $2,781 $115,600 $0 $0
2016 $2,867 $107,200 $0 $0
2014 $2,583 $97,600 $0 $0
2012 $2,583 $86,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25014243

Southwestern Michigan Association of REALTORS®

APN: 16-29-402-035