$262,500
SOLD OCT 20, 2025

10963 E 1260th Ave Effingham, IL 62401

4 Beds
2 Baths
3,164 Sq Ft
3.12 Acres

Recently Sold

$83 Per Sq Ft

19% Below List Price

18 Days on Market

Highlights

  • Deck
  • Cathedral Ceiling
  • 1 Car Attached Garage
  • Wooded Lot
  • Front Porch
  • Walk-In Closet

About This Home

As of October 2025

Welcome to your dream home! This 4 bedroom 2 bath residence features a wonderful master suite for the ultimate comfort and privacy. Enjoy the convenience of a spacious walk-out basement that seamlessly connects you to the beautiful outdoors. The heart of the home is the expansive eat in kitchen, perfect for family gatherings and entertaining. complete with kitchen appliances and a cozy kitchen table that stays with the home. Situated on over 3 acres, this property boasts a picturesque pond and partially wooded areas, offering a serene and private setting. Whether you seek tranquility or outdoor adventures, this property has it all. Don't miss the opportunity to make this exceptional home yours!
Room off of garage is heated and cooled. Metal roof was new in 2012, new flooring in the kitchen, downstairs bathroom and one bedroom. New shower in the basement bathroom and fresh paint throughout the house.

Last Agent to Sell the Property

Mandy Vergara

Whitten Real Estate Agency License #471021059 Listed on: 08/14/2025

Last Buyer's Agent

William Fonner

RE/MAX Key Advantage License #475210162

RE/MAX Key Advantage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,842

Year Built

  • Built in 1984

Lot Details

  • 3.12 Acre Lot
  • Property fronts a private road
  • Wooded Lot

Parking

  • 1 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Cathedral Ceiling

Kitchen

  • Oven
  • Cooktop
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 2 Full Bathrooms

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Deck
  • Front Porch

Utilities

  • Central Air
  • Heating System Uses Gas
  • Tankless Water Heater
  • Gas Water Heater
  • Septic Tank

Community Details

  • Wernsing Hill Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1107035060

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,842

Year Built

Built in 1984

Lot Details

0

Parking

1

Listing Details

  • Above Grade Finished Sq Ft: 1652.0
  • Lot Size Acres: 3.12
  • Lot Size: 3.12 ac
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Building Stories: 1
  • Subdivision Name: Wernsing Hill Sub
  • Year Built: 1984
  • Road Frontage Type: Private Road
  • Architectural Style: Other
  • Garage Yn: Yes
  • Unit Levels: One
  • Property Sub Type Additional: Single Family Residence
  • General Property Information Below Grade Unfinished Area: 140.0
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Cooktop, Dishwasher, Gas Water Heater, Oven, Refrigerator, Tankless Water Heater
  • Has Basement: Finished, Unfinished, Walk-Out Access, Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1512.0
  • Interior Amenities: Cathedral Ceiling(s), Bath in Primary Bedroom, Main Level Primary, Walk-In Closet(s)
  • Fireplace: No
  • Stories: 1

Exterior Features

  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Deck
  • Roof: Metal
  • Lot Features: Pond on Lot, Wooded
  • Waterfront: No
  • Foundation Details: Basement, Other
  • Patio And Porch Features: Front Porch, Deck

Garage/Parking

  • Garage Spaces: 1.0
  • Attached Garage: Yes
  • Parking Features: Attached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Septic Tank

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 135907.0
  • Parcel #: 1107035060
  • Zoning: RES

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3842.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 14, 2025
Closed on
Oct 20, 2025
Sold by
Schackmann Adam and Schackmann Kerri
Bought by
Calame Kari
Seller's Agent
Mandy Vergara
Whitten Real Estate Agency
Buyer's Agent
William Fonner
RE/MAX Key Advantage
List Price
$324,900
Sold Price
$262,500
Premium/Discount to List
-$62,400
-19.21%
Views
38

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
139.73%
Original Mortgage
$142,500
Outstanding Balance
$142,500
Interest Rate
5.63%
Mortgage Type
New Conventional
Estimated Equity
$164,742

Purchase Details

Closed on
Mar 31, 2025
Sold by
Cain Howard K and Cain Amy Jo
Bought by
Schackmann Adam J and Schackmann Kerri D

Purchase Details

Listed on
Apr 20, 2012
Closed on
Jul 13, 2012
Sold by
Utz Kevin L and Utz Kathleen
Bought by
Schackmann Adam and Schackmann Kerri
Seller's Agent
Susan Hayes
KELLER WILLIAMS-TREC
Buyer's Agent
Susan Wagoner
Smith Realty Group of Effingham, LLC
List Price
$162,500
Sold Price
$162,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.85%
Original Mortgage
$130,000
Interest Rate
3.99%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $787,500 None Listed On Document
Warranty Deed $1,140,000 Highland Community Title
Warranty Deed $162,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $142,500 New Conventional
Previous Owner $130,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/20/2025 10/20/25 Sold $262,500 -19.2% $83 / Sq Ft
09/01/2025 09/01/25 Pending -- -- --
08/14/2025 08/14/25 For Sale $324,900 +99.9% $103 / Sq Ft
07/13/2012 07/13/12 Sold $162,500 0.0% $126 / Sq Ft View Prior Sale
06/18/2012 06/18/12 Pending -- -- --
04/20/2012 04/20/12 For Sale $162,500 -- $126 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,843 $77,780 $5,270 $72,510
2023 $3,464 $70,390 $4,770 $65,620
2022 $3,252 $65,180 $4,420 $60,760
2021 $3,101 $62,080 $4,210 $57,870
2020 $2,981 $59,690 $4,050 $55,640
2019 $2,884 $57,950 $3,930 $54,020
2018 $2,755 $55,190 $3,740 $51,450
2017 $2,712 $54,110 $3,670 $50,440
2016 $2,608 $51,780 $3,510 $48,270
2015 -- $51,270 $3,480 $47,790
2014 -- $50,770 $3,450 $47,320
2013 -- $50,770 $3,450 $47,320
2012 -- $50,770 $3,450 $47,320
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6254598

APN: 1107035060