NOT LISTED FOR SALE

1097 Cutler St Schenectady, NY 12303

Estimated Value: $124,904 - $214,000

5 Beds
2 Baths
1,864 Sq Ft
$87/Sq Ft Est. Value

Last Sold June 08, 2015

Last sale price $48,000 $26 Per Sq Ft

Est. 198% increase in value since last sale

Current estimated payment $922/month

49 Days on Market

Highlights

  • Transitional Architecture
  • No HOA
  • Accessible Parking
  • Corner Lot
  • 3 Car Detached Garage
  • 4-minute walk to Wallingford Park

About This Home

As of June 2015

Well-maintained 2 family on corner lot on upper Cutler St. w/ fenced-in back yard and 3-car garage. Great investment, money maker, always rented. $16,500 rent per year. 3 bedrooms down, 2 bedrooms up. Live in one flat and have the rent from other unit pay your mortgage. You can even rent the garages for more income. Current seller has owned property for 52 years. Why rent when you can own? (Taxes will be lower with star exemption if the buyer lives there.) Real estate agent is related to owner. Very Good Condition

Last Agent to Sell the Property

Maria Jurczynski

Howard Hanna Capital Inc License #10401217062 Listed on: 03/03/2015

Howard Hanna Capital Inc

Last Buyer's Agent

Maria Jurczynski

Howard Hanna Capital Inc License #10401217062 Listed on: 03/03/2015

Howard Hanna Capital Inc

Property Details

Home Type

  • Multi-Family

Year Built

  • Built in 1915

Lot Details

  • Lot Dimensions are 33 x 145
  • Corner Lot

Parking

  • 3 Car Detached Garage
  • Off-Street Parking

Home Design

  • 1,864 Sq Ft Home
  • Duplex
  • Transitional Architecture
  • Slate Roof
  • Aluminum Siding

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 2 Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Utilities

  • Heating System Uses Natural Gas
  • Baseboard Heating
  • Hot Water Heating System

Additional Features

  • Laundry in Bathroom
  • Accessible Parking

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 31 / 2
  • Assessor Parcel Number 421500 49-2-31

Property Details

Home Type

Multi-Family

Year Built

Built in 1915

Lot Details

0

Parking

3

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Accessibility: Accessible Garage, Accessible Sidewalks, Accessible Transportation or Bus
  • Year Built: 1915
  • Directions: Corner of 7th Ave. and Cutler St.
  • Above Grade Finished Sq Ft: 1864.0
  • Financial Details General Taxes: 2706.0
  • Financial Details School Taxes: 1483.0
  • Lot Size: 33 x 145
  • New Construction: No
  • Parking Features Parking Total: 3.0
  • Possession Possession Legacy: TBD
  • Sale Detail Seller Contribution: No
  • Laundry Features:In Basement: Yes
  • Special Features: None

Interior Features

  • Basement: Full
  • Total Bedrooms: 5
  • Living Area: 1864.0
  • Full Basement: Yes
  • Laundry Features:In Bathroom: Yes

Exterior Features

  • Roof: Slate
  • Construction Type: Aluminum Siding
  • Lot Features:Corner Lot: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Accessibility Features:Accessible Sidewalks: Yes
  • Accessibility Features:Accessible Transportation or Bus: Yes

Garage/Parking

  • Garage Spaces: 3.0
  • Parking Features: Off Street, Detached
  • Attached Garage: No
  • Total Parking Spaces: 3.0
  • Property Detail:Garage Spaces: 3.0
  • Parking Features:Off Street: Yes
  • Parking Features:Detached: Yes
  • Accessibility Features:Accessible Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Baseboard, Hot Water, Natural Gas
  • Laundry Features: In Basement, In Bathroom
  • Water Source: Public
  • Heating Yn: Yes
  • Heating:Baseboard: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Corner Lot
  • Parcel #: 421500 49-2-31

Tax Info

  • Tax Annual Amount: 4189.0
  • Tax Block: 2
  • Tax Lot: 31
  • Tax Tract: 49

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 3, 2015
Closed on
Jun 17, 2015
Sold by
Marotta Raffaele
Bought by
Karamchan Abinash
Seller's Agent
Maria Jurczynski
Howard Hanna Capital Inc
Buyer's Agent
Maria Jurczynski
Howard Hanna Capital Inc
List Price
$48,900
Sold Price
$48,000
Premium/Discount to List
-$900
-1.84%
Current Estimated Value
$142,896

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$94,896
Avg. Annual Appreciation
11.02%
Original Mortgage
$47,130
Interest Rate
3.75%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Karamchan Abinash $48,000 David Marinucci
Karamchand Abinash $48,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Karamchand Abinash $106,500
Closed Karamchand Abinash $47,130
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/08/2015 06/08/15 Sold $48,000 -1.8% $26 / Sq Ft
04/20/2015 04/20/15 Pending -- -- --
03/02/2015 03/02/15 For Sale $48,900 -- $26 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,296 $65,600 $9,800 $55,800
2023 $4,296 $65,600 $9,800 $55,800
2022 $4,128 $65,600 $9,800 $55,800
2021 $4,091 $65,600 $9,800 $55,800
2020 $4,009 $65,600 $9,800 $55,800
2019 $2,650 $65,600 $9,800 $55,800
2018 $4,042 $65,600 $9,800 $55,800
2017 $3,298 $65,600 $9,800 $55,800
2016 $4,115 $65,600 $9,800 $55,800
2015 -- $65,600 $9,800 $55,800
2014 -- $65,600 $9,800 $55,800
Source: Public Records

Agents Affiliated with this Home

  • Maria Jurczynski

    Seller's Agent in 2015

    Maria Jurczynski

    Howard Hanna Capital Inc

    (518) 331-1197

    19 in this area

    128 Total Sales

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Map

Source: Global MLS

MLS Number: 201503374

Global MLS

APN: 049-062-0002-031-000-0000

New York Schenectady County Schenectady 12303

1097 Cutler St, Schenectady, NY

This home is located at 1097 Cutler St, Schenectady, NY 12303 since 03 March 2015 and is currently estimated at $161,968, approximately $86 per square foot. This property was built in 1915. 1097 Cutler St is a home located in Schenectady County with nearby schools including Hamilton Elementary School, Mont Pleasant Middle School, and Schenectady High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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Information is deemed reliable but not guaranteed.



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