$353,000
SOLD DEC 12, 2024

1098 Ottawa Cir Unit A Sugar Grove, IL 60554

3 Beds
2.5 Baths
1,808 Sq Ft
$114/mo HOA Fee

Recently Sold

$195 Per Sq Ft

2% Below List Price

105 Days on Market

Highlights

  • Wood Flooring
  • Balcony
  • 2 Car Attached Garage
  • Stainless Steel Appliances
  • Porch
  • Walk-In Closet

About This Home

As of December 2024

Perfectly maintained duplex in Settlers Ridge. 3 bedrooms, 2.1 bath, 2 car attached garage & basement. Primary suite w/walk in closet, private balcony, bathroom w/ dual sinks, soaking tub & separate shower. Spacious kitchen w/stainless appliances, 52" cabinets, solid surface counters & pantry. 1st floor laundry. Hardwood floors in kitchen & family room. Easy access to I-88. Subdivision features, parks, pond and walking trails.

Last Agent to Sell the Property

Vanessa Wiskerchen

Fathom Realty IL LLC License #475202499 Listed on: 07/16/2024

Fathom Realty IL LLC

Last Buyer's Agent

Viola Gerus

HomeSmart Realty Group License #475140201

HomeSmart Realty Group

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,358

Year Built

  • Built in 2007

HOA Fees

  • $114 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Half Duplex
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,808 Sq Ft Home
  • 2-Story Property
  • Ceiling height of 10 feet or more
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Living Room
  • Family or Dining Combination

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Partially Carpeted

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Garden Bath
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Home Security

Outdoor Features

  • Balcony
  • Patio
  • Porch

Schools

  • Mcdole Elementary School
  • Harter Middle School
  • Kaneland High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions
  • Senior Freeze Tax Exemptions

Community Details

Overview

  • 2 Units
  • Darla Laurendi Association, Phone Number (847) 882-1696
  • Settlers Ridge Subdivision
  • Property managed by Assoica Chicagoland

Recreation

  • Park
  • Bike Trail

Pet Policy

  • Dogs and Cats Allowed

Security

  • Carbon Monoxide Detectors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,358

Year Built

Built in 2007

Lot Details

0

HOA Fees

$114 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: 1/2 Duplex
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 1/2 Duplex
  • Subdivision Name: Settlers Ridge
  • Year Built: 2007
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors, First Floor Laundry, Walk-In Closet(s), Ceiling - 10 Foot, Some Carpeting, Pantry
  • LivingArea: 1808
  • Other Equipment: CO Detectors, Sump Pump
  • Room Type: No additional rooms
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Bathroom Amenities: Separate Shower,Double Sink,Garden Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ FamRm
  • Total Sq Ft: 0
  • Basement Sq Ft: 930
  • Fireplace Location: Family Room
  • Total Sq Ft: 930
  • Unfinished Basement Sq Ft: 930
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Balcony, Patio, Porch
  • List Price: 359900
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 114
  • Association Amenities: Bike Room/Bike Trails, Park
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Assoica Chicagoland
  • Management Contact Name: Darla Laurendi
  • Management Phone: 847-882-1696
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Mcdole Elementary School
  • High School: Kaneland High School
  • Middle/Junior School: Harter Middle School
  • Middle/Junior School District: 302

Lot Info

  • Lot Dimensions: 3923
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 3357.86
  • Tax Year: 2023
  • Tax Exemptions: Homeowner,Senior,Senior Freeze

Multi Family

  • Units in Building: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 3, 2025
Sold by
Olson Dawn M
Bought by
Dawn M Olson Trust and Olson
Current Estimated Value
$372,481

Purchase Details

Listed on
Jul 16, 2024
Closed on
Nov 23, 2024
Sold by
Pigatti Karan A and Cotter Elizabeth P
Bought by
Olson Dawn M
Seller's Agent
Vanessa Wiskerchen
Fathom Realty IL LLC
Buyer's Agent
Viola Gerus
HomeSmart Realty Group
List Price
$359,900
Sold Price
$353,000
Premium/Discount to List
-$6,900
-1.92%
Views
81

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.95%
Original Mortgage
$264,750
Interest Rate
6.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 12, 2023
Sold by
Unknown
Bought by
Pigatti Karan A and Cotter Elizabeth P

Purchase Details

Closed on
Dec 28, 2007
Sold by
Kimball Hill Homes Illinois Llc
Bought by
Pigatti Karan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,235
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed $353,000 Fidelity National Title
Quit Claim Deed -- Stewart Title
Warranty Deed $216,000 Stewart Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $264,750 New Conventional
Previous Owner $118,235 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/12/2024 12/12/24 Sold $353,000 -1.9% $195 / Sq Ft
11/01/2024 11/01/24 Pending -- -- --
07/18/2024 07/18/24 For Sale $359,900 -- $199 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,110 $88,958 $16,488 $72,470
2023 $3,358 $80,229 $14,870 $65,359
2022 $3,926 $74,067 $13,728 $60,339
2021 $3,987 $70,486 $13,064 $57,422
2020 $4,021 $68,982 $12,785 $56,197
2019 $4,101 $66,727 $12,367 $54,360
2018 $4,204 $64,142 $11,888 $52,254
2017 $4,280 $61,257 $11,353 $49,904
2016 $4,384 $58,558 $10,853 $47,705
2015 -- $54,483 $10,098 $44,385
2014 -- $52,097 $9,656 $42,441
2013 -- $52,644 $9,757 $42,887
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12114553

Midwest Real Estate Data (MRED)

APN: 14-22-233-007