NOT LISTED FOR SALE

10984 N Lower Lake Shore Dr Monticello, IN 47960

Estimated Value: $278,835 - $367,000

3 Beds
1 Bath
1,250 Sq Ft
$251/Sq Ft Est. Value

Last Sold July 30, 2024

Last sale price $323,000 $258 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $1,841/month

39 Days on Market

Highlights

  • Pier or Dock
  • Lake Property
  • Central Air
  • Property Fronts a Bay or Harbor
  • 1-Story Property

About This Home

As of July 2024

Nestled in the highly sought-after Lake Freeman neighborhood, this charming 3-bedroom, 1-bathroom home offers a perfect blend of modern upgrades and serene lakeside living. Completely rebuilt in 2008, the main part of the house boasts cathedral ceilings, recessed lighting, updated electrical and plumbing, siding, and drywall, as well as a beautifully finished basement. A French drain with a sump pump and double battery backup, installed by Crossroad Foundation Repair, comes with a lifetime warranty, ensuring a dry and secure basement. The exterior features freshly stained upper and lower decks, along with a freshly regraded driveway and strategically placed tile to help reroute water away from the home. A double pier provides ample space for parking two boats, with a convenient storage room off the lower deck, perfect for all of your lake supplies. Tucked away in a tranquil bay for easy boat docking, yet offering stunning main lake views, this property embodies the best of both worlds. Located just minutes from town, this home provides both convenience and a peaceful retreat. The seller is open to a turn-key sale, making this lakefront gem ready for you to move in and start enjoying immediately.

Last Agent to Sell the Property

Garrett Criswell

Raeco Realty - Monticello Listed on: 06/17/2024

Last Buyer's Agent

Paul Wyman

The Wyman Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,790

Year Built

  • Built in 1940

Lot Details

  • 1,045 Sq Ft Lot
  • Property Fronts a Bay or Harbor

Home Design

  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 1-Story Property
  • Water Views

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Finished Basement

  • Basement Fills Entire Space Under The House
  • 2 Bedrooms in Basement

Outdoor Features

  • Lake Property
  • Lake, Pond or Stream

Schools

  • Oaklawn Elementary School
  • Roosevelt Middle School
  • Twin Lakes High School

Utilities

  • Central Air
  • Private Company Owned Well
  • Well

Community Details

  • Pier or Dock

Listing and Financial Details

  • Assessor Parcel Number 08-04-16-000-186.000-011

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,790

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1940
  • Age: 84
  • Style: One Story
  • Total Number of Rooms: 6
  • Total Number of Rooms Below Grade: 2
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 1
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: 008-46001-00 Unit 1 Sunset Park Block A Pt Lot 1
  • Parcel Number ID: 08-04-16-000-186.000-011
  • Platted: Yes
  • Number Below Grade Bedrooms: 2
  • Sp Lp Percent: 102.54
  • Year Taxes Payable: 2023
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1250
  • Total Finished Sq Ft: 1250
  • Above Grade Finished Sq Ft: 770
  • Below Grade Finished Sq Ft: 480
  • Price Per Sq Ft: 419.48
  • Basement: Yes
  • Basement Foundation: Full Basement, Finished
  • Living Great Room: Dimensions: 17x12, On Level: Main
  • Kitchen: Dimensions: 24x8, On Level: Main
  • Bedroom 1: Dimensions: 13x9, On Level: Main
  • Bedroom 2: Dimensions: 16x8, On Level: Basement
  • Bedroom 3: Dimensions: 15x8, On Level: Basement
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 480

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Asphalt
  • Outbuilding1: None
  • Channel Canal Frontage: 25
  • Lake Type: Access to Ski Lake
  • Water Features: Pier/Dock
  • Water Name: Lake Freeman

Utilities

  • Cooling: Central Air
  • Heating Fuel: Electric
  • Sewer: Regional
  • Water Utilities: Well
  • Water Type: Lake
  • Well Type: Private

Schools

  • School District: Twin Lakes School Corp.
  • Elementary School: Oaklawn
  • Middle School: Roosevelt
  • High School: Twin Lakes
  • Elementary School: Oaklawn

Lot Info

  • Lot Description: Waterfront, Lake, Water View
  • Lot Dimensions: Irregular
  • Estimated Lot Sq Ft: 1045
  • Estimated Lot Size Acres: 0.024

Tax Info

  • Annual Taxes: 1790.1

Multi Family

  • Water Access: Bayfront

MLS Schools

  • High School: Twin Lakes
  • Middle School: Roosevelt
  • School District: Twin Lakes School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 15, 2007
Sold by
Harris Beth
Bought by
Kaeppel Jason and Arquette Peter
Total Days on Market
39
Current Estimated Value
$313,959

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,250
Outstanding Balance
$92,588
Interest Rate
6.26%
Estimated Equity
$221,371

Purchase Details

Closed on
May 9, 2007
Sold by
Banks William C and Banks Nancy R
Bought by
Harris Beth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,250
Outstanding Balance
$92,588
Interest Rate
6.26%
Estimated Equity
$221,371
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kaeppel Jason -- None Available
Harris Beth -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kaeppel Jason $147,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/30/2024 07/30/24 Sold $323,000 +2.5% $258 / Sq Ft
06/17/2024 06/17/24 For Sale $315,000 -- $252 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,464 $155,800 $39,600 $116,200
2023 $1,044 $119,800 $39,600 $80,200
2022 $1,044 $103,500 $39,600 $63,900
2021 $969 $91,200 $39,600 $51,600
2020 $1,078 $99,900 $35,300 $64,600
2019 $1,022 $97,100 $35,300 $61,800
2018 $955 $92,500 $35,300 $57,200
2017 $892 $92,100 $35,300 $56,800
2016 $1,011 $102,400 $36,800 $65,600
2014 $1,009 $103,000 $36,800 $66,200
Source: Public Records

Agents Affiliated with this Home

  • Garrett Criswell

    Seller's Agent in 2024

    Garrett Criswell

    Raeco Realty - Monticello

    (574) 297-1436

    141 Total Sales

    Section Image
  • Paul Wyman

    Buyer's Agent in 2024

    Paul Wyman

    The Wyman Group

    (765) 419-1021

    519 Total Sales

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Map

Source: Indiana Regional MLS

MLS Number: 202422289

Indiana Regional MLS

APN: 08-04-16-000-186.000-011

Indiana Carroll County Monticello 47960

10984 N Lower Lake Shore Dr, Monticello, IN

This home is located at 10984 N Lower Lake Shore Dr, Monticello, IN 47960 since 17 June 2024 and is currently estimated at $313,959, approximately $251 per square foot. This property was built in 1940. 10984 N Lower Lake Shore Dr is a home located in Carroll County with nearby schools including Twin Lakes Senior High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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