NOT LISTED FOR SALE

1099 Red Cloud Rd Ten Mile, TN 37880

Estimated Value: $458,896 - $493,000

3 Beds
2 Baths
2,146 Sq Ft
$220/Sq Ft Est. Value

Sale Details

Date Sold: April 16, 2026

Last sale price $465,000 $217 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $2,742 / mo

177 Days on Market

Highlights

  • Lake Front
  • No HOA
  • Central Heating and Cooling System
  • Deck
  • Covered Patio or Porch
  • High Speed Internet

About This Home

As of April 2026

Lakefront Living with Income Potential !
Discover the perfect blend of peaceful lake life and profitable potential at this fully furnished, turn-key home on beautiful Watts Bar Lake. Nestled in the Red Cloud Subdivision, this spacious 3-bedroom, 2-bath home sits on a mostly level lot with easy lake access, a dock, and stunning water views from nearly every angle. Step into the inviting main level where you'll find: An open-concept living/dining area with abundant natural light Sliding doors that lead to a massive covered deck, perfect for enjoying quiet mornings or entertaining lakeside A bright and functional kitchen with stainless appliances and rustic charm Two guest bedrooms and a full bath, offering comfortable accommodations for family or guests The fully finished basement doubles as a second living space or income suite, featuring: A spacious bedroom and large full bathroom A cozy den with wood-burning stove and entertainment area A bar-style kitchenette with full-size appliances and custom wood slab counter A game area with room for ping pong or foosball Laundry room, utility space, and walkout access to the backyard and lake Outside, the covered back deck spans the entire length of the home and overlooks the gently sloping lawn down to the dock—ideal for playing, relaxing, or launching your next boat ride. Whether hosting gatherings, relaxing with a book, or listing it as a high-performing Airbnb/VRBO, this property is ready to meet all your goals. ✅ Newer HVAC system
✅ Fully furnished option available
✅ Lakefront views from both levels
✅ Low-maintenance vinyl siding and metal roof Located just a short drive from local marinas and dining, and with no HOA restrictions, this is the ultimate escape for weekenders, retirees, or savvy investors. Live the lake life or let it pay for itself—either way, you win!

Last Agent to Sell the Property

Ozzie Webb

East Tennessee Properties LLC Brokerage Phone: 4234621027 License #305880 Listed on: 09/09/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,314

Year Built

  • Built in 1972

Lot Details

  • 13,068 Sq Ft Lot
  • Lake Front
  • Level Lot

Home Design

  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 2,146 Sq Ft Home
  • Property has 3 Levels
  • Laminate Flooring
  • Lake Views
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • 2 Carport Spaces
  • Driveway

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Meigs North Elementary School
  • Meigs Middle School
  • Meigs County High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Red Cloud Shore Subdivision

Listing and Financial Details

  • Assessor Parcel Number 006C A 02400 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,314

Year Built

Built in 1972

Lot Details

0.3 Acres

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1972
  • Unit Levels: Three Or More
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Existing
  • Special Features: None
  • Stories: 2

Interior Features

  • Interior Amenities: High Speed Internet
  • Appliances: Electric Oven, Cooktop, Dishwasher, Dryer, Washer, Microwave
  • Flooring: Laminate
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Has Basement: Full, Finished
  • Building Area Units: Square Feet
  • Living Area: 2146
  • Living Area Units: Square Feet

Exterior Features

  • Construction Type: Vinyl Siding, Other
  • Patio And Porch Features: Deck, Covered
  • Pool Private: No
  • Roof: Metal
  • Topography: Level
  • View: Water, Lake
  • View: Yes
  • Waterfront Features: Lake Front
  • Waterfront: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 2
  • Carport Y N: Yes
  • Covered Parking Spaces: 2
  • Parking Features: Asphalt
  • Total Parking Spaces: 2

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Level
  • Lot Size Acres: 0.3
  • Lot Size: 148X65MIRR
  • Lot Size Units: Acres
  • Parcel #: 006C A 02400 000
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1314

MLS Schools

  • Elementary School: Meigs North Elementary
  • High School: Meigs County High School
  • Middle Or Junior School: Meigs Middle School

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 9, 2025
Closed on
Apr 16, 2026
Sold by
Bought by
Seller's Agent
Ozzie Webb
East Tennessee Properties LLC
List Price
$519,000
Sold Price
$465,000
Premium/Discount to List
-$54,000
-10.4%
Views
272
Current Estimated Value
$472,474

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,474
Avg. Annual Appreciation
6.59%
Original Mortgage
$465,000
Outstanding Balance
$464,072
Interest Rate
6%
Mortgage Type
VA
Estimated Equity
$8,402

Purchase Details

Listed on
Sep 9, 2025
Closed on
Apr 2, 2026
Sold by
Bought by
Seller's Agent
Ozzie Webb
East Tennessee Properties LLC
List Price
$519,000
Sold Price
$465,000
Premium/Discount to List
-$54,000
-10.4%
Views
272

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$465,000
Outstanding Balance
$464,072
Interest Rate
6%
Mortgage Type
VA
Estimated Equity
$8,402

Purchase Details

Closed on
Apr 16, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$521,661
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 10, 2020
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,000
Interest Rate
3.6%
Mortgage Type
Commercial

Purchase Details

Closed on
Nov 19, 2019
Sold by
Bought by

Purchase Details

Closed on
Nov 19, 2010
Sold by
Bought by

Purchase Details

Closed on
Nov 13, 2007
Sold by
Bought by

Purchase Details

Closed on
Aug 3, 2006
Sold by
Bought by

Purchase Details

Closed on
Jan 24, 1972
Bought by
Source: Public Records
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Admiral Title
-- None Listed On Document
-- None Listed On Document
-- None Listed On Document
$165,559 --
$170,040 --
$206,955 --
-- --
-- --
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $465,000
Previous Owner $521,661
Previous Owner $166,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/16/2026 04/16/26 Sold $465,000 -10.4% $217 / Sq Ft
03/05/2026 03/05/26 Pending -- -- --
09/09/2025 09/09/25 For Sale $519,000 -- $242 / Sq Ft
Source: Realtracs

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,102 $124,480 $30,000 $94,480
2024 $1,314 $77,800 $18,750 $59,050
2023 $1,314 $65,925 $18,750 $47,175
2022 $1,113 $65,925 $18,750 $47,175
2021 $1,113 $65,925 $18,750 $47,175
2020 $1,021 $65,925 $18,750 $47,175
2019 $1,021 $51,550 $16,250 $35,300
2018 $987 $49,800 $16,250 $33,550
2017 $987 $49,800 $16,250 $33,550
2016 $987 $49,800 $16,250 $33,550
2015 $933 $49,800 $16,250 $33,550
2014 $911 $48,625 $13,500 $35,125
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 3178990

Realtracs

APN: 006C-A-024.00

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