$669,000
PENDING $30K PRICE DROP

10A52 Cardinal Ct Apple River, IL 61001

Estimated payment $4,871/month

Total Views 6,251
5 Beds
5 Baths
5,130 Sq Ft
$130 Price per Sq Ft

Highlights

  • Docks
  • Boat Slip
  • Lake View
  • Stockton Elementary School Rated A-
  • Tennis Courts
  • Deck

About This Home

REDUCED! Luxury custom built 5 bedroom, 5 Bath executive home located at the end of a private cul-de-sac with beautiful lake views of Apple Canyon Lake in picturesque Jo Daviess County. This 5130 sq. ft. brick and stone home, with Transferable BoaT Dock 10-62-3 located just around the corner, is the perfect full time or weekend residence. Enter the home from the welcoming covered front porch into the magnificent Great Room featuring a 27 ft. high cathedral ceiling, and spectacular views enjoyed from a wall of windows. This inviting room boasts a cozy multi-sided floor to ceiling stone fireplace which is shared with the contemporary chef’s kitchen. The kitchen includes granite countertops, eat-at peninsula, stainless appliances, an abundance of cabinets, plus a generous dining area. There are 2 patio doors from which you can access the deck located in the dining area, along with the cozy wood fireplace. The primary suite is located on the other side of the Great Room, and includes a large walk-in closet along with an elegant bathroom, and a patio door to access the deck as well. The laundry room and a full bath complete the main floor. The upper level boasts 4 incredible bedrooms including a guest suite with a walk-in closet and private bath, and a spacious bonus bedroom that can accommodate a large number of weekend guests. A spacious loft with beautiful views of the Great Room, 2 additional bedrooms and a full bath complete this floor. The lower level was made for entertaining. It includes a huge family room with a wood burning fire place, and a generous game room with patio doors to the outside. Mechanicals include 2 high-efficiency furnaces and air conditioners, a 200-amp electric service, and 2 gas water heaters. Enjoy the views from the beautifully landscaped grounds along with a cozy firepit. A 2+ stall attached garage completes this must-see property. This splendid is property is lake living at it’s best.

Listing Agent

Stephen Henry Clay

JIM SULLIVAN REALTY License #475134749 Listed on: 04/18/2025

Co-Listing Agent

KAREN CLAY

JIM SULLIVAN REALTY License #475156072

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,752

Year Built

  • Built in 2005

Lot Details

  • 0.62 Acre Lot
  • Property fronts a county road

HOA Fees

  • $113 Monthly HOA Fees

Home Design

  • Brick or Stone Mason
  • Shingle Roof
  • Active Radon Mitigation
  • Cedar

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Window Treatments
  • Great Room
  • Lake Views
  • Finished Basement
  • Exterior Basement Entry
  • Storage In Attic

Kitchen

  • Electric Range
  • Stove
  • Microwave
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Whirlpool Bathtub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 2 Car Garage
  • Gravel Driveway

Outdoor Features

  • Boat Slip
  • Docks
  • Tennis Courts
  • Deck
  • Covered patio or porch
  • Fire Pit

Schools

  • Stockton Elementary And Middle School
  • Stockton High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Wood
  • Heating System Uses Propane
  • Gas Water Heater
  • Fuel Tank
  • Septic System

Community Details

  • Association fees include water, pool access, water access, clubhouse, garbage
  • The community has rules related to covenants

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,752

Year Built

Built in 2005

Lot Details

0

HOA Fees

$113 per month

Listing Details

  • Interior Amenities: Attic Storage, Ceiling Fans/Remotes, Ceiling-Vaults/Cathedral, Countertop-Granite, Radon Mitigation Active, Walk-In Closet, Whirlpool Tub, Window Treatments, Other/None
  • Road Frontage: County/City Road, Hard Surface Road
  • Type: Water View Lot, Covenants, Lake View, Restrictions
  • Electric: Circuit Breaker
  • Additional Room 5: Bedroom 5, Dimensions: 31'x13'2", On Level: Upper
  • Additional Room 6: Laundry, Dimensions: 10'10"x7'4", On Level: Main
  • Additional Room 7: Loft, Dimensions: 23'x18', On Level: Upper
  • Appliances That Stay or Are Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer, LP Gas Tank
  • Class: HOUSE
  • Estimated Below Grade Finished Sq Ft: 1301
  • Fee Includes: Water, Pool Access, Water Access, Clubhouse, Garbage
  • General Features: Basement Entrance, County Taxes, Deck, Full Exposure, Great Room, Laundry 1st Floor, L.L. Finished Space, Main Floor Primary, Boat Dock, Fire-Pit/Fireplace, Porch Covered, Tennis Court, Transferable Boat Slip
  • Grid: Apple Canyon LA
  • Hoa Fee Frequency: Yearly
  • Legal Description: Per Title.
  • Lot Acreage: 0.62
  • Lvt Date: 04/18/2025
  • Number of Lower Level Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Number of Upper Level Full Bathrooms: 2
  • Stove Range Fuel: Electric
  • Style: 2 Story
  • Type: House
  • Agent Only_ L A1 User Code: F_9245
  • Elementary School: Stockton
  • Estimated Total Finished Sq Ft: 5130
  • Garage Type Driveway: Attached, Gravel
  • Hold Earnest Money Y N: No
  • Pertinent Facts: REDUCED! Luxury custom built 5 bedroom, 5 Bath executive home located at the end of a private cul-de-sac with beautiful lake views of Apple Canyon Lake in picturesque Jo Daviess County. This 5130 sq. ft. brick and stone home, with Transferable BoaT Dock 10-62-3 located just around the corner, is the perfect full time or weekend residence. Enter the home from the welcoming covered front porch into the magnificent Great Room featuring a 27 ft. high cathedral ceiling, and spectacular views enjoyed from a wall of windows. This inviting room boasts a cozy multi-sided floor to ceiling stone fireplace which is shared with the contemporary chef’s kitchen. The kitchen includes granite countertops, eat-at peninsula, stainless appliances, an abundance of cabinets, plus a generous dining area. There are 2 patio doors from which you can access the deck located in the dining area, along with the cozy wood fireplace. The primary suite is located on the other side of the Great Room, and includes a large walk-in closet along with an elegant bathroom, and a patio door to access the deck as well. The laundry room and a full bath complete the main floor. The upper level boasts 4 incredible bedrooms including a guest suite with a walk-in closet and private bath, and a spacious bonus bedroom that can accommodate a large number of weekend guests. A spacious loft with beautiful views of the Great Room, 2 additional bedrooms and a full bath complete this floor. The lower level was made for entertaining. It includes a huge family room with a wood burning fire place, and a generous game room with patio doors to the outside. Mechanicals include 2 high-efficiency furnaces and air conditioners, a 200-amp electric service, and 2 gas water heaters. Enjoy the views from the beautifully landscaped grounds along with a cozy firepit. A 2+ stall attached garage completes this must-see property. This splendid is property is lake living at it’s best.
  • Designated Managing Broker Y N: No
  • Estimated Above Grade Sq Ft: 3829
  • L O1 Brokerage Number: 478012972
  • L O2 Brokerage Number: 478012972
  • S O1 Brokerage Number: 478012972
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Bedrooms: 5
  • Master Bedroom: Dimensions: 17'5"x17'1", On Level: Main
  • Fireplace Type: Wood
  • Basement: Finished
  • Bedroom 2: Dimensions: 17'6"x14'2", On Level: Upper
  • Bedroom 3: Dimensions: 15'1"x10'6", On Level: Upper
  • Bedroom 4: Dimensions: 15'x9'10", On Level: Upper
  • Dining Room: No
  • Family Room: Yes, On Level: Lower, Dimensions: 30'x21'6"
  • Fireplace: Yes
  • Full Bathrooms: 5
  • Kitchen: Dimensions: 19'3"x17'5", On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 31'4"x23'1"
  • Number Of Fireplaces: 2
  • Price Per Sq Ft: 130.41
  • Recreation Room: Yes, On Level: Lower, Dimensions: 30'x21'6"
  • Total Bathrooms: 5

Exterior Features

  • Exterior: Brick/Stone, Cedar
  • Roof: Shingle

Garage/Parking

  • Garage: 2

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Propane, Wood
  • Sewer: Septic
  • Water: City/Community
  • Water Heater: LP Gas

Condo/Co-op/Association

  • HOA Fees: 1360

Schools

  • School District: Stockton
  • Elementary School: Stockton
  • Middle School: Stockton
  • High School: Stockton

Building Info

  • Year Built: 2005

Tax Info

  • Year: 2023
  • Taxes: 12752

MLS Schools

  • HighSchool: Stockton
  • School District: Stockton
  • Middle School: Stockton

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $13,627 $219,887 $5,333 $214,554
2023 $12,753 $187,128 $5,333 $181,795
2022 $12,753 $155,439 $2,320 $153,119
2021 $11,303 $155,439 $2,320 $153,119
2020 $10,868 $142,448 $2,126 $140,322
2019 $10,273 $133,993 $2,000 $131,993
2018 $14,453 $188,235 $1,608 $186,627
2017 $12,852 $163,470 $1,608 $161,862
2016 $9,744 $118,329 $1,608 $116,721
2015 $9,636 $118,329 $1,608 $116,721
2014 $7,219 $90,466 $1,836 $88,630
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/01/2025 07/01/25 Pending -- -- --
05/30/2025 05/30/25 Price Changed $669,000 -4.3% $130 / Sq Ft
04/18/2025 04/18/25 For Sale $699,000 +74.8% $136 / Sq Ft
01/02/2019 01/02/19 Sold $400,000 0.0% $67 / Sq Ft
12/21/2018 12/21/18 For Sale $400,000 0.0% $78 / Sq Ft
12/20/2018 12/20/18 Sold $400,000 -2.4% $78 / Sq Ft
11/26/2018 11/26/18 Pending -- -- --
10/24/2018 10/24/18 Pending -- -- --
09/17/2018 09/17/18 Price Changed $409,900 -2.4% $68 / Sq Ft
08/16/2018 08/16/18 For Sale $419,900 -- $70 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Purchase History

Date Type Sale Price Title Company
Grant Deed $400,000 Security First Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 New Conventional
Source: Public Records

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