$490,000
SOLD JUL 17, 2025

11 Begum Rd Palmyra, VA 22963

4 Beds
3.5 Baths
2,860 Sq Ft
0.37 Acres

Recently Sold

$171 Per Sq Ft

2% Above List Price

19 Days on Market

Highlights

  • Boat Ramp
  • Community Lake
  • Cathedral Ceiling
  • Beach
  • Clubhouse
  • Wood Flooring

About This Home

As of July 2025

If southern living is your style, THIS home is sure to please. From the absolutely perfect front porch, to the even better screened back porch, this home exemplifies southern lake living. Meticulously maintained, this hardi-plank sided beauty has curb appeal that never ends.The perfectly manicured yard leads to an inviting front porch.Inside, each and every window is adorned with plantation shutters. In the foyer, you are treated to an extraordinary interior rarely found in homes at this price. Hardwood floors flow from the foyer, into the formal dining and living areas featuring 9?ceilings. The Kitchen is open with plenty of counter space, storage and breakfast nook. Main level laundry leads to the spacious garage. Upstairs features a beautiful Primary with spa like en-suite. 2 more spacious bedrooms and huge bonus room. Terrace level adds a large family room, full bath and 4th bedroom. Outside living includes a large screened porch and attached deck for additional entertaining. If you're looking for something above average with exquisite curb appeal, and an interior to match, look no further.,Granite Counter,White Cabinets,Fireplace in Living Room

Last Agent to Sell the Property

Iris Helfrich

(434) 981-9956 iris.helfrich@gmail.com MONTICELLO COUNTRY REAL ESTATE, INC. License #0225073583[2039] Listed on: 05/22/2025

Last Buyer's Agent

Kerry Griggs

(434) 962-1941 kerrygriggsrealtor@gmail.com KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225231870[7955]

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,527

Year Built

  • Built in 2008

Lot Details

  • 0.37 Acre Lot
  • Landscaped
  • Property is zoned R-4

HOA Fees

  • $119 Monthly HOA Fees

Home Design

  • Farmhouse Style Home
  • Architectural Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Cathedral Ceiling
  • Gas Fireplace
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Bonus Room

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • 3.5 Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Windows

Home Security

  • Home Security System
  • Security Gate

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Powered By Owned Propane
  • Underground Utilities

Community Details

Overview

  • Association fees include insurance, management, reserve funds, road maintenance, snow removal, trash
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Meeting Room

Recreation

  • Boat Ramp
  • Beach
  • Tennis Courts
  • Soccer Field
  • Community Basketball Court
  • Community Playground
  • Jogging Path

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,527

Year Built

Built in 2008

Lot Details

0

HOA Fees

$119 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Farmhouse/National Folk
  • Building Total Sq Ft: 3652.00
  • Inclusions: Kitchen appliances, mini frig in family room
  • New Construction: No
  • Story List: Main
  • Year Built: 2008
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only
  • Flooring Type: Carpet, Ceramic Tile, Hardwood
  • Interior Amenities: Primary Bath(s)
  • Fireplace Features: Gas/Propane
  • Fireplace: No
  • Wall Ceiling Types: 9'+ Ceilings, Vaulted Ceilings, Cathedral Ceilings
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Kitchen, Family Room, Foyer, Laundry, Bonus Room, Full Bath, Half Bath, Additional Bedroom
  • Basement: Yes
  • Basement Type: Full, Partially Finished, Walkout Level, Windows
  • Living Area Units: Square Feet
  • Total Sq Ft: 3150
  • Living Area Sq Ft: 2860
  • Price Per Sq Ft: 222.22
  • Above Grade Finished Sq Ft: 2160
  • Below Grade Finished Sq Ft: 700
  • Below Grade Sq Ft: 290
  • Total Below Grade Sq Ft: 990
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Fiber Cement
  • Construction Completed: No
  • Roof: Architectural Shingle
  • Water Oriented: No
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Cooling: No
  • Electric Service: Underground
  • Heating Fuel: Propane - Owned
  • Security: Security System, Security Gate
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable, DSL, Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 1430.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 850.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Club House, Tot Lots/Playground, Security, Basketball Courts, Lake, Meeting Room, Picnic Area, Soccer Field, Tennis Courts, Jog/Walk Path
  • HOA Condo Co-Op Fee Includes: Insurance, Management, Reserve Funds, Road Maintenance, Snow Removal, Trash
  • HOA: Yes

Schools

  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Features: Landscaping
  • Lot Size Acres: 0.37
  • Zoning: R-4
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3527.00
  • Tax Year: 2025

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2025
Closed on
Jun 12, 2025
Sold by
Guill Paul R and Guill Patricia H
Bought by
Thompson Tyler and Thompson Katie
Seller's Agent
Iris Helfrich
MONTICELLO COUNTRY REAL ESTATE, INC.
Buyer's Agent
Kerry Griggs
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
List Price
$480,000
Sold Price
$490,000
Premium/Discount to List
$10,000
2.08%
Views
51
Current Estimated Value
$480,356

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,644
Avg. Annual Appreciation
-3.90%
Original Mortgage
$506,170
Outstanding Balance
$504,881
Interest Rate
6.85%
Mortgage Type
VA
Estimated Equity
-$24,525

Purchase Details

Closed on
Apr 9, 2013
Sold by
Harris Andrew J and Harris Amanda M
Bought by
Guill Paul R and Guill Patricia H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 27, 2012
Sold by
Cavs Llc
Bought by
Harris Andrew J and Harris Amanda M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$254,600
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 13, 2007
Sold by
Duffield Arthur C
Bought by
Co Blue Sky Builders Of Virginia Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$343,400
Interest Rate
6.33%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $490,000 Stewart Title Guaranty Company
Deed $269,000 Stewart Title Guaranty Co
Deed $268,000 Chicago Title Insurance Comp
Warranty Deed $79,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $506,170 VA
Previous Owner $100,000 New Conventional
Previous Owner $254,600 New Conventional
Previous Owner $343,400 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/17/2025 07/17/25 Sold $490,000 +2.1% $171 / Sq Ft
06/10/2025 06/10/25 Pending -- -- --
05/22/2025 05/22/25 For Sale $480,000 -- $168 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,191 $425,400 $30,000 $395,400
2024 $31 $364,300 $30,000 $334,300
2023 $3,075 $364,300 $30,000 $334,300
2022 $2,701 $310,500 $27,500 $283,000
2021 $2,701 $310,500 $27,500 $283,000
2020 $2,639 $285,300 $27,500 $257,800
2019 $2,639 $285,300 $27,500 $257,800
2018 $2,463 $271,600 $27,500 $244,100
2017 $2,463 $271,600 $27,500 $244,100
2016 $2,433 $265,300 $27,500 $237,800
2015 $2,663 $265,300 $27,500 $237,800
2014 $2,663 $302,600 $27,500 $275,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 664889

Bright MLS

APN: 18A 5 340