Peggy Shanklin
Responds Quickly
LONG & FOSTER - LAKE MONTICELLO
(434) 443-6812
129 Total Sales
167 in Lake Monticello
$30K - $1.2M Price Range
11 Begum Rd Palmyra, VA 22963
Lake Monticello AreaEstimated Value: $458,705 - $515,000
4
Beds
3.5
Baths
2,860
Sq Ft
$171/Sq Ft
Est. Value
Highlights
- Boat Ramp
- Community Lake
- Cathedral Ceiling
- Beach
- Clubhouse
- Wood Flooring
About This Home
As of July 2025If southern living is your style, THIS home is sure to please. From the absolutely perfect front porch, to the even better screened back porch, this home exemplifies southern lake living. Meticulously maintained, this hardi-plank sided beauty has curb appeal that never ends.The perfectly manicured yard leads to an inviting front porch.Inside, each and every window is adorned with plantation shutters. In the foyer, you are treated to an extraordinary interior rarely found in homes at this price. Hardwood floors flow from the foyer, into the formal dining and living areas featuring 9?ceilings. The Kitchen is open with plenty of counter space, storage and breakfast nook. Main level laundry leads to the spacious garage. Upstairs features a beautiful Primary with spa like en-suite. 2 more spacious bedrooms and huge bonus room. Terrace level adds a large family room, full bath and 4th bedroom. Outside living includes a large screened porch and attached deck for additional entertaining. If you're looking for something above average with exquisite curb appeal, and an interior to match, look no further.,Granite Counter,White Cabinets,Fireplace in Living Room
Last Agent to Sell the Property
(434) 589-3539 iris.helfrich@gmail.com MONTICELLO COUNTRY REALTY, LLC License #0225073583[2039] Listed on: 05/22/2025
Last Buyer's Agent
(434) 220-2200 quintonbeckham@me.com KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225231870[7955]
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,527
Year Built
- Built in 2008
Lot Details
- 16,117 Sq Ft Lot
- Landscaped
- Property is zoned R-4
HOA Fees
- $119 Monthly HOA Fees
Home Design
- Farmhouse Style Home
- Architectural Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- Property has 2 Levels
- Cathedral Ceiling
- Gas Fireplace
- Entrance Foyer
- Family Room
- Living Room
- Dining Room
- Bonus Room
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- 3.5 Bathrooms
Laundry
- Laundry Room
- Washer and Dryer Hookup
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Basement Windows
Home Security
- Home Security System
- Security Gate
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
- Heating System Powered By Owned Propane
- Underground Utilities
Community Details
Overview
- Association fees include insurance, management, reserve funds, road maintenance, snow removal, trash
- Lake Monticello Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Meeting Room
Recreation
- Boat Ramp
- Beach
- Tennis Courts
- Soccer Field
- Community Basketball Court
- Community Playground
- Jogging Path
Security
- Security Service
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 22, 2025
Closed on
Jun 12, 2025
Sold by
Bought by
Seller's Agent
Iris Helfrich
MONTICELLO COUNTRY REALTY, LLC
Buyer's Agent
Kerry Griggs
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
List Price
$480,000
Sold Price
$490,000
Premium/Discount to List
$10,000
2.08%
Views
51
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$574
Avg. Annual Appreciation
-0.11%
Original Mortgage
$506,170
Outstanding Balance
$500,878
Interest Rate
6.85%
Mortgage Type
VA
Estimated Equity
-$11,452
Purchase Details
Closed on
Apr 9, 2013
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
3.62%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 27, 2012
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$254,600
Interest Rate
3.94%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 13, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$343,400
Interest Rate
6.33%
Mortgage Type
Purchase Money Mortgage
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palmyra, VA
-
Peggy Shanklin
-
Khaliyah Barakhyahu
Khaliyah Barakhyahu
Responds QuicklyEXP Realty, LLC
(804) 823-8985
91 Total Sales
4 in Lake Monticello
$304K - $313K Price Range
-
Christy Beck
Christy Beck
LONG & FOSTER - LAKE MONTICELLO
(386) 961-4582
105 Total Sales
89 in Lake Monticello
$90K - $525K Price Range
-
Matthias John
Matthias John
CORCORAN WILEY-CHARLOTTESVILLE
(434) 443-8900
62 Total Sales
3 in Lake Monticello
$205K - $538K Price Range
-
Melanie Lucero
Melanie Lucero
Real Broker, LLC
(442) 245-8121
74 Total Sales
2 in Lake Monticello
$420,000 Price Range
-
Saso Morabito
Saso Morabito
COWAN REALTY
(540) 712-6507
53 Total Sales
3 in Lake Monticello
$191K - $427K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $490,000 | Stewart Title Guaranty Company | ||
| $269,000 | Stewart Title Guaranty Co | ||
| $268,000 | Chicago Title Insurance Comp | ||
| $79,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $506,170 | ||
| Previous Owner | $436,100 | ||
| Previous Owner | $100,000 | ||
| Previous Owner | $254,600 | ||
| Previous Owner | $343,400 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/17/2025 07/17/25 | Sold | $490,000 | +2.1% | $171 / Sq Ft |
| 06/10/2025 06/10/25 | Pending | -- | -- | -- |
| 05/22/2025 05/22/25 | For Sale | $480,000 | -- | $168 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $3,212 | $425,400 | $30,000 | $395,400 |
| 2025 | $3,191 | $425,400 | $30,000 | $395,400 |
| 2024 | $31 | $364,300 | $30,000 | $334,300 |
| 2023 | $3,075 | $364,300 | $30,000 | $334,300 |
| 2022 | $2,701 | $310,500 | $27,500 | $283,000 |
| 2021 | $2,701 | $310,500 | $27,500 | $283,000 |
| 2020 | $2,639 | $285,300 | $27,500 | $257,800 |
| 2019 | $2,639 | $285,300 | $27,500 | $257,800 |
| 2018 | $2,463 | $271,600 | $27,500 | $244,100 |
| 2017 | $2,463 | $271,600 | $27,500 | $244,100 |
| 2016 | $2,433 | $265,300 | $27,500 | $237,800 |
| 2015 | $2,663 | $265,300 | $27,500 | $237,800 |
| 2014 | $2,663 | $302,600 | $27,500 | $275,100 |
Source: Public Records
Agents Affiliated with this Home
-
Iris Helfrich
Seller's Agent in 2025
Iris Helfrich
MONTICELLO COUNTRY REALTY, LLC
(434) 981-9956
101 Total Sales
-
Kerry Griggs
Buyer's Agent in 2025
Kerry Griggs
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
(434) 962-1941
166 Total Sales
Map
Source: Bright MLS
MLS Number: 664889
APN: 18A 5 340
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