$469,000
$65K PRICE DROP

11 River Row Ottawa, IL 61350

Estimated payment $3,861/month

Total Views 27,091
2 Beds
2.5 Baths
1,785 Sq Ft
$263 Price per Sq Ft

Highlights

  • Boat Dock
  • River Front
  • Wood Flooring
  • Rutland Elementary School Rated A-
  • Open Floorplan
  • Bonus Room

About This Home

RIVER VIEWS GALORE and less than 100' from the River's Edge....If this isn't a Riverside Sanctuary then we aren't sure where else you will find one?! Located in the vibrant marina resort community of Heritage Harbor, nestled in the heart of Starved Rock Country along the serene Illinois River. This stunning three-story townhome offers the epitome of luxury living with breathtaking views and a plethora of outdoor spaces to savor the beauty of each season. Step inside this meticulously crafted abode and be greeted by the elegance of 9' ceilings, crown molding, and rich hickory floors that exude warmth and sophistication. The second bedroom is large enough for queen bed, crib and twin over full queen bunk bed, two closets and lives like another bedroom. The 2nd floor main level beckons with an inviting ambiance, featuring a brick fireplace and a spacious living area adorned with a 12' sliding glass door that seamlessly connects to the screened-in porch, perfect for indulging in al fresco dining or simply soaking in the picturesque river vistas. Entertain with ease in the gourmet kitchen boasting modern appliances, ample cabinetry, and a convenient gas line for your grill, ideal for culinary enthusiasts. Tranquility awaits on each level in the form of three outside living spaces-a patio on the 1st level, screened-in porch on the second level and a sun deck on the 3rd level-each offering panoramic views of passing boats, vibrant fall foliage, and majestic bald eagles in the winter months. With an attached 2-car garage equipped with an EV charger, convenience is paramount. Beyond the confines of your luxurious retreat, the resort community of Heritage Harbor beckons with an array of amenities, including walking paths, a marina, restaurant, pickleball courts, outdoor pools, and a 2-acre dog park for your furry companions to frolic freely. Embark on adventures aplenty with access to a 63-mile bike trail and four state parks within a 15-minute drive, offering endless opportunities for hiking and exploring the natural beauty that surrounds you. Whether you seek relaxation or exhilarating outdoor pursuits, this townhome in Heritage Harbor offers the perfect blend of luxury, comfort, and recreation for your every desire. Experience the ultimate waterfront lifestyle in this unparalleled sanctuary along the Illinois River. Use as your primary home or a vacation home!

Listing Agent

Tammy Barry

Homesmart Realty Group IL License #475168055 Listed on: 01/31/2025

Homesmart Realty Group IL

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $12,427

Year Built

  • Built in 2012

Lot Details

  • Lot Dimensions are 85x43x85x43
  • River Front

HOA Fees

  • $375 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Entry on the 1st floor
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,785 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Bonus Room
  • Water Views

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Freezer
  • Dishwasher
  • Wine Refrigerator
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Enclosed Balcony

Schools

  • Rutland Elementary School
  • Ottawa Township High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

Overview

  • Association fees include insurance, pool, exterior maintenance, lawn care, scavenger, snow removal
  • 4 Units
  • Jacob Valle Association, Phone Number (815) 433-5000
  • Heritage Harbor Subdivision
  • Property managed by Tax Etc

Recreation

  • Boat Dock
  • Community Pool

Pet Policy

  • Dogs and Cats Allowed

Additional Features

  • Restaurant
  • Resident Manager or Management On Site

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$12,427

Year Built

Built in 2012

Lot Details

0

HOA Fees

$375 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: T3-Townhouse 3+ Stories
  • Ownership: Fee Simple w/ HO Assn.
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: T3-Townhouse 3+ Stories
  • Subdivision Name: Heritage Harbor
  • Year Built: 2012
  • Age: 11-15 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Active
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 3

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Wine Refrigerator
  • Basement: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 2
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Open Floorplan, Granite Counters
  • LivingArea: 1785
  • Other Equipment: Ceiling Fan(s)
  • Room Type: Eating Area, Bonus Room, Balcony/Porch/Lanai, Enclosed Balcony
  • Stories Total: 3
  • Window Features: Drapes
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Separate Shower,Double Sink
  • Below Grade Bedrooms: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Other
  • ExteriorFeatures: Balcony
  • Foundation Details: Concrete Perimeter
  • Roof: Asphalt
  • View: Water
  • Waterfront Features: River Front
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 375
  • Association Amenities: Boat Dock, Pool, Restaurant
  • Association Fee Frequency: Monthly
  • Management: Manager On-site
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Tax Etc
  • Management Contact Name: Jacob Valle
  • Management Phone: 815-433-5000

Fee Information

  • Association Fee Includes: Insurance, Pool, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal

Schools

  • Elementary School: Rutland Elementary School
  • High School: Ottawa Township High School
  • Middle/Junior School: Rutland Elementary School

Lot Info

  • Lot Dimensions: 85X43X85X43
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 12426.86
  • Tax Year: 2024
  • Tax Exemptions: None

Multi Family

  • Units in Building: 4

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,427 $132,118 $1 $132,117
2023 $11,425 $118,917 $0 $118,917
2022 $11,856 $121,616 $0 $121,616
2021 $11,300 $114,539 $1 $114,538
2020 $10,796 $110,314 $1 $110,313
2019 $10,690 $108,204 $1 $108,203
2018 $10,305 $105,637 $1 $105,636
2017 $9,506 $103,131 $1 $103,130
2016 $9,988 $109,114 $1 $109,113
2015 $4,868 $107,980 $1 $107,979
2012 -- $40,735 $1 $40,734
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/04/2025 10/04/25 Price Changed $469,000 -2.1% $263 / Sq Ft
06/16/2025 06/16/25 Price Changed $479,000 -4.0% $268 / Sq Ft
05/06/2025 05/06/25 Price Changed $499,000 -2.0% $280 / Sq Ft
04/02/2025 04/02/25 Price Changed $509,000 -4.7% $285 / Sq Ft
01/31/2025 01/31/25 For Sale $534,000 -- $299 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Deed $300,000 --
Special Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $750,000 FHA
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12281459

Midwest Real Estate Data (MRED)

APN: 15-44-301007