$920,000
SOLD JAN 14, 2026

110 Osprey Ave Arley, AL 35540

5 Beds
3 Baths
4,300 Sq Ft
2023 Built

Recently Sold

$214 Per Sq Ft

7% Below List Price

92 Days on Market

Highlights

  • 103 Feet of Waterfront
  • Boat Slip
  • Wood Flooring
  • Meek Elementary School Rated 9+
  • Craftsman Architecture
  • Sundeck

About This Home

As of January 2026

Awesome, nearly new 5BR/3BA Smith Lake home, Fully FURNISHED, & move-in ready! Built in 2023 & only 2 years old, this Craftsman-style lake home delivers amazing sunset views over wide water on Dismal Creek, just minutes to Duncan Bridge by boat and to Arley by road. With approximately 4,300± sq ft, this home offers 5BR/3BA plus a full, finished basement perfect for those large family gatherings! Enjoy 103' of crystal clear, year-round waterfront with a moderate slope and a short concrete path to the covered dock with boat slip and swim platform. You're just off the main channel with wide water ideal for watersports right out front. Being sold completely furnishedturnkey!

Last Agent to Sell the Property

Jacob Sanders

EXP Realty Central License #000095418 Listed on: 09/10/2025

EXP Realty Central

Last Buyer's Agent

Jacob Sanders

EXP Realty Central License #000095418 Listed on: 09/10/2025

EXP Realty Central

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,274

Year Built

  • Built in 2023

Lot Details

  • 103 Feet of Waterfront
  • Property is in excellent condition

Home Design

  • Craftsman Architecture
  • Frame Construction
  • Shingle Roof
  • HardiePlank Type

Interior Spaces

  • 4,300 Sq Ft Home
  • 1-Story Property

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 3 Bathrooms

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Waterfront Platform
  • Boat Slip

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

  • Grand Banks Subdivision
  • Sundeck

Listing and Financial Details

  • Assessor Parcel Number 67 20 03 05 0 200 001.049

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,274

Year Built

Built in 2023

Lot Details

0

Listing Details

  • Prop. Type: Residential
  • Water Body Name: Dismal Creek
  • Subdivision Name: Grand Banks
  • Directions: From CR 41 in Arley, turn onto CR 77. Follow & turn R onto CR 12. Go and turn R to stay on CR 12 then turn R onto CR 3914. go about 3/4 mile & turn R on Osprey Ave. Home will be on the R.
  • Architectural Style: Craftsman
  • Carport Y N: No
  • Garage Yn: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2023
  • Schools Middle Schools: County
  • Schools High Schools: County
  • Appliances Microwave: Yes
  • Waterfront Frontage: 103
  • Appliances Refrigerators: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Microwave, Oven (Elec), Range (Elec), Refrigerator
  • Has Basement: Full, Walk-Out Access
  • Total Bedrooms: 5
  • Flooring: Wood, Tile
  • Interior Amenities: Drywall
  • Appliances Dishwasher: Yes
  • Appliances:Oven (Elec): Yes
  • Appliances:Range (Elec): Yes
  • Basement:Walk-Out Access: Yes
  • Full Basement: Yes

Exterior Features

  • Waterfront Features: Boat Slip, Swim Platform
  • Waterfront: Yes
  • Construction Type: Frame, HardiPlank Type
  • Patio And Porch Features: Open/Sun Deck
  • Property Condition: Excellent
  • Roof: Shingle
  • Construction:Frame2: Yes
  • Waterfront Features:Boat Slip: Yes
  • Waterfront Features:Characteristics: Moderate
  • Waterfront Features:Shoreline: Year Round Water
  • Waterfront Features:Swim Platform: Yes

Garage/Parking

  • Attached Garage: No
  • General Property Description:Garage Remarks2: None
  • General Property Description:Garage Stall2: 0

Utilities

  • Cooling: Central (Elec)
  • Cooling Y N: Yes
  • Heating: Central (Elec)
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Public
  • Heating:Central (Elec): Yes

Schools

  • Elementary School: County
  • High School: County
  • Middle Or Junior School: County

Lot Info

  • Parcel #: 67 20 03 05 0 200 001.049
  • Zoning: _

Tax Info

  • Tax Annual Amount: 2274.16
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 10, 2025
Closed on
Jan 12, 2026
Sold by
Dull Norman and Dull Danielle
Bought by
Johnston Joseph
Seller's Agent
Jacob Sanders
EXP Realty Central
Buyer's Agent
Jacob Sanders
EXP Realty Central
List Price
$985,000
Sold Price
$920,000
Premium/Discount to List
-$65,000
-6.6%
Views
102

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-23.11%
Original Mortgage
$201,000
Outstanding Balance
$201,000
Interest Rate
6.19%
Mortgage Type
New Conventional
Estimated Equity
$702,234

Purchase Details

Listed on
Aug 2, 2024
Closed on
Oct 24, 2024
Sold by
Kelley Timothy S and Kelley Janie Yvonne
Bought by
Dull Norman and Dull Danielle
Seller's Agent
Justin Dyar
Lake Homes Realty
Buyer's Agent
Jacob Sanders
EXP Realty Central
List Price
$999,000
Sold Price
$935,000
Premium/Discount to List
-$64,000
-6.41%
Views
18

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.32%
Original Mortgage
$654,500
Interest Rate
6.09%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 3, 2022
Sold by
Prime Properties Llc
Bought by
Kelley Timorhy S and Kelley Janie Yvonne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,499
Interest Rate
3.12%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $920,000 None Listed On Document
Warranty Deed $935,000 None Listed On Document
Warranty Deed $128,000 Maddox Thornley & Sanders
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $201,000 New Conventional
Previous Owner $654,500 New Conventional
Previous Owner $105,499 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/14/2026 01/14/26 Sold $920,000 -6.6% $214 / Sq Ft
12/11/2025 12/11/25 Pending -- -- --
09/10/2025 09/10/25 For Sale $985,000 +5.3% $229 / Sq Ft
10/24/2024 10/24/24 Sold $935,000 -6.4% $217 / Sq Ft View Prior Sale
08/02/2024 08/02/24 For Sale $999,000 -- $232 / Sq Ft
Source: Walker Area Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,274 $81,220 $0 $0
2024 $2,274 $145,780 $0 $0
2023 $4,082 $23,700 $0 $0
2022 $664 $23,700 $0 $0
2021 $461 $16,480 $0 $0
2020 $461 $16,480 $0 $0
2019 $461 $16,480 $0 $0
2018 $429 $15,320 $0 $0
2017 $398 $76,600 $0 $0
2016 $398 $76,600 $0 $0
2015 $407 $78,300 $0 $0
2014 $381 $73,300 $0 $0
2013 -- $79,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Walker Area Association of REALTORS®

MLS Number: 25-1850

APN: 20-03-05-0-200-001.049