$175,000
SOLD JUL 25, 2025

110 Philosophers Terrace Chestertown, MD 21620

2 Beds
1 Bath
896 Sq Ft
0.26 Acres

Recently Sold

$195 Per Sq Ft

22% Below List Price

85 Days on Market

Highlights

  • Deck
  • No HOA
  • Oversized Parking
  • Wood Flooring
  • 2 Car Detached Garage
  • 5-minute walk to Fountain Park

About This Home

As of July 2025

Two bedroom/one bath dwelling located within the town limits of Chestertown zoned RB offers great investment potential. Very large garage with three sections.

Last Agent to Sell the Property

Debbie Meikle

Doug Ashley Realtors, LLC License #88750 Listed on: 03/27/2025

Last Buyer's Agent

Kelly Johnston

Monument Sotheby's International Realty License #646200

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,710

Year Built

  • Built in 1955

Lot Details

  • 0.26 Acre Lot
  • Back Yard
  • Property is in below average condition
  • Property is zoned R-3, RB

Parking

  • 2 Car Detached Garage
  • 2 Driveway Spaces
  • Oversized Parking
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Side Facing Garage
  • Off-Street Parking

Home Design

  • Bungalow
  • Block Foundation
  • Frame Construction

Interior Spaces

  • 896 Sq Ft Home
  • Property has 1 Level
  • Wood Flooring
  • Crawl Space

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Deck
  • Shed
  • Outbuilding

Utilities

  • Electric Baseboard Heater
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Chestertown Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1504016157

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,710

Year Built

Built in 1955

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bungalow
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1955
  • Automatically Close On Close Date: No
  • Remarks Public: Two bedroom/one bath dwelling located within the town limits of Chestertown zoned RB offers great investment potential. Very large garage with three sections.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Wood
  • Interior Amenities: Wood Floors
  • Fireplace: No
  • Foundation Details: Block, Crawl Space
  • Levels Count: 1
  • Basement: No
  • Total Sq Ft: 896
  • Living Area Sq Ft: 896
  • Price Per Sq Ft: 223.10
  • Above Grade Finished Sq Ft: 896
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 110

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s), Shed
  • Construction Materials: Frame
  • Exterior Features: Outbuilding(s)
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Additional Storage Area, Garage - Front Entry, Garage - Side Entry, Oversized
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Detached Garage, Driveway, Off Street
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: KENT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139164602
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Features: Rear Yard
  • Lot Size Acres: 0.26
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11375.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Below Average
  • Year Assessed: 2024
  • Zoning: R-3
  • Zoning Description: RB
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2710.00
  • Assessor Parcel Number: 1504016157
  • Tax Total Finished Sq Ft: 896
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 07/25/2025

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2025
Closed on
Jul 25, 2025
Sold by
Everett Harry C and Thomas Brent A
Bought by
Reichenbacher Megan G
Seller's Agent
Debbie Meikle
Doug Ashley Realtors, LLC
Buyer's Agent
Kelly Johnston
Monument Sotheby's International Realty
List Price
$225,000
Sold Price
$175,000
Premium/Discount to List
-$50,000
-22.22%
Views
165

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
422.93%
Original Mortgage
$169,750
Outstanding Balance
$169,750
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$43,678

Purchase Details

Closed on
Apr 15, 2011
Sold by
Everett Harry C
Bought by
Daniels Rebecca A and Everett Harry C

Purchase Details

Closed on
Jun 30, 2009
Sold by
Wwjd Llc
Bought by
Everett Harry C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
4.93%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 5, 2005
Sold by
Stammer Barbara Y
Bought by
Wwjd Llc

Purchase Details

Closed on
Oct 24, 2000
Sold by
Stammer Nelson F and Stammer Barbara Y
Bought by
Stammer Barbara Y

Purchase Details

Closed on
Dec 6, 1999
Sold by
Smith Joseph R and Smith Jean S
Bought by
Stammer Nelson F and Stammer Barbara Y
Source: Public Records

Similar Homes in Chestertown, MD

  • 234 N College Ave, Chestertown, MD 21620

    $174,900

    • 2 Beds
    • 1 Bath
    • 1,296 Sq Ft
    • 234 N College Ave
    • Chestertown, MD

    Investor Special – Charming Colonial in Prime Chestertown Location!Welcome to 234 N College Ave, an adorable colonial full of character and potential, nestled in the heart of historic Chestertown. This short sale opportunity is a rare find for savvy investors or buyers ready to bring their vision to life. With classic colonial charm, this property offers the perfect canvas for renovation

    Anastasia Zivkovic Cummings & Co. Realtors

    Section Image
  • 141 Prospect St, Chestertown, MD 21620

    $167,000

    • 4 Beds
    • 1.5 Baths
    • 1,156 Sq Ft
    • 141 Prospect St
    • Chestertown, MD

    INTOWN Investor Special! This 4-bedroom, 1.5-bath bungalow is full of potential and ready for your vision. Situated on a large, private lot at the end of a quiet street, the home offers solid bones and a detached garage/workshop area that is hard to find!Located just minutes from Chestertown and Washington College. Plenty of space and character, it’s a rare opportunity to create something

    Jeff Guthrie Cross Street Realtors LLC

    Section Image
  • 23069 Raleigh Rd, Chestertown, MD 21620

    $175,000

    • 2 Beds
    • 1.5 Baths
    • 1,160 Sq Ft
    • 23069 Raleigh Rd
    • Chestertown, MD

    Rancher with a 1/3 of an acre with 2 bedrooms and 1 full bath and a wheelchair accessible shower. Plenty of parking, with a driveway in front and back of the house. Inside of the house in need of work, with painting and flooring throughout. Roof was replaced in 2022.

    George Mcdowell Keller Williams Select Realtors of Annapolis

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $175,000 Eagle Title
Deed $175,000 Eagle Title
Deed $90,000 --
Deed $185,000 --
Deed $185,000 --
Deed -- --
Deed $65,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $169,750 New Conventional
Closed $169,750 New Conventional
Previous Owner $32,000 Unknown
Previous Owner $225,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Sold $175,000 -12.5% $195 / Sq Ft
04/25/2025 04/25/25 Price Changed $199,900 -11.2% $223 / Sq Ft
03/27/2025 03/27/25 For Sale $225,000 -- $251 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,766 $176,500 $126,800 $49,700
2024 $2,710 $172,900 $0 $0
2023 $2,653 $169,300 $0 $0
2022 $2,580 $165,700 $126,800 $38,900
2021 $2,581 $165,200 $0 $0
2020 $2,581 $164,700 $0 $0
2019 $2,568 $164,200 $126,800 $37,400
2018 $2,552 $164,200 $126,800 $37,400
2017 $2,470 $164,200 $0 $0
2016 -- $164,200 $0 $0
2015 $2,543 $164,200 $0 $0
2014 $2,543 $164,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDKE2004982

Bright MLS

APN: 04-016157