$695,000
SOLD NOV 5, 2025

110 S Mill St Chestertown, MD 21620

3 Beds
3.5 Baths
2,492 Sq Ft
8,775 Sq Ft Lot

Recently Sold

$279 Per Sq Ft

7% Below List Price

7 Days on Market

Highlights

  • Barn
  • Eat-In Gourmet Kitchen
  • Colonial Architecture
  • Second Kitchen
  • Dual Staircase
  • 3-minute walk to Fountain Park

About This Home

As of November 2025

Beautiful and spacious 3- bedroom home in historic Chestertown. Just a short distance from vibrant shops, restaurants, and the scenic Chester River waterfront.
The gourmet kitchen has a beautiful wood-top island and stainless steel appliances. The kitchen leads to the large formal dining room, featuring the original stone fireplace, updated with a gas insert. The living space is designed for both comfortable living and effortless entertaining. During the winter, enjoy the wood burning fireplace in the living room, or warm up in the beautiful sunroom, just off of the living space. Downstairs there’s a full bathroom and bedroom, as well as a half bath. Upstairs you’ll find two full bathrooms and two bedrooms. additionally, there's a studio or office nook, which could be used as extra sleeping space. This property also features a unique opportunity for extra income. Part of the second-floor can become it's own apartment, complete with a kitchen, full bathroom, and a private entrance from the driveway. The one bedroom apartment is perfect for guests, an in-law suite, or as a rental unit. Outside, a fenced-in yard with a covered patio offers a private oasis for relaxing evenings. The private driveway leads to a spacious barn garage with three barn doors. The barn offers ample storage, space for a small vehicle, or could be used as a workshop. This home truly has it all, in the heart of Chestertown!

Last Agent to Sell the Property

John Burke

(443) 206-3727 jburke57@gmail.com Gunther-McClary Real Estate Listed on: 08/22/2025

Co-Listed By

Julia Hilfiker

(443) 480-6770 jahilfiker@gmail.com Gunther-McClary Real Estate

Last Buyer's Agent

Richard Keaveney

(410) 708-6470 rdkeaveney@gmail.com Cross Street Realtors LLC License #662142

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,041

Year Built

  • Built in 1900

Lot Details

  • 8,775 Sq Ft Lot
  • Downtown Location
  • Picket Fence
  • Landscaped
  • Extensive Hardscape
  • Back Yard Fenced and Side Yard
  • Property is in very good condition
  • Property is zoned R-5

Parking

  • Gravel Driveway

Property Views

  • Garden
  • Courtyard

Home Design

  • Colonial Architecture
  • Brick Foundation
  • Plaster Walls
  • Frame Construction
  • Architectural Shingle Roof
  • Asbestos
  • Chimney Cap

Interior Spaces

  • 2,492 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • Dual Staircase
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Wainscoting
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Screen For Fireplace
  • Stone Fireplace
  • Fireplace Mantel
  • Brick Fireplace
  • Gas Fireplace
  • Family Room Off Kitchen
  • Formal Dining Room
  • Solid Hardwood Flooring
  • Attic

Kitchen

  • Eat-In Gourmet Kitchen
  • Second Kitchen
  • Breakfast Area or Nook
  • Gas Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Bedrooms and Bathrooms

  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Partial Basement
  • Crawl Space

Outdoor Features

  • Patio
  • Exterior Lighting
  • Outdoor Storage
  • Outbuilding
  • Playground
  • Rain Gutters

Farming

  • Barn

Utilities

  • Central Air
  • Radiator
  • Heating System Powered By Owned Propane
  • Vented Exhaust Fan
  • Hot Water Heating System
  • 60 Gallon+ Electric Water Heater
  • Municipal Trash

Community Details

  • No Home Owners Association
  • Historic Chestertown Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1504022335

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,041

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 8/23/2025 12:00:00 AM
  • Year Built: 1900
  • Automatically Close On Close Date: No
  • Building Winterized: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Oven/Range - Gas, Stainless Steel Appliances, Built-In Microwave, Dryer, Exhaust Fan, Washer, Refrigerator
  • Flooring Type: Solid Hardwood
  • Interior Amenities: 2nd Kitchen, Breakfast Area, Built-Ins, Chair Railings, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Stove - Wood, Wood Floors, Wainscotting, Recessed Lighting, Pantry, Ceiling Fan(s), Bathroom - Walk-In Shower, Bathroom - Soaking Tub, Bathroom - Tub Shower, Attic, Additional Stairway
  • Fireplace Features: Mantel(s), Gas/Propane, Wood, Stone, Screen, Brick
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall, Plaster Walls, 9'+ Ceilings
  • Foundation Details: Brick/Mortar, Crawl Space
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Partial, Unfinished, Walkout Stairs
  • Laundry Type: Has Laundry, Main Floor
  • Total Sq Ft: 2492
  • Living Area Sq Ft: 2492
  • Price Per Sq Ft: 298.96
  • Above Grade Finished Sq Ft: 2492
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Barn
  • Construction Materials: Frame, Mixed, Asbestos
  • Exterior Features: Chimney Cap(s), Exterior Lighting, Extensive Hardscape, Gutter System, Outbuilding(s), Play Area, Secure Storage, Sidewalks
  • Roof: Architectural Shingle
  • View: Courtyard, Garden/Lawn, Street
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Owned
  • Heating Type: Radiator, Hot Water
  • Heating: Yes
  • Hot Water: Electric, 60+ Gallon Tank
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Picket, Partially, Rear
  • Lot Features: Rear Yard, Landscaping, Sideyard(s)
  • Lot Size Acres: 0.20
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8775.00
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Very Good
  • Zoning: R-5
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6041.00
  • Assessor Parcel Number: 1504022335
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 22, 2025
Closed on
Nov 5, 2025
Sold by
Gillespie Patrick E
Bought by
Sprock Frederick Evans and Taylor Ainslie Christie
Seller's Agent
John Burke
Gunther-McClary Real Estate
Buyer's Agent
Richard Keaveney
Cross Street Realtors LLC
List Price
$745,000
Sold Price
$695,000
Premium/Discount to List
-$50,000
-6.71%
Views
1414

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.87%
Original Mortgage
$445,000
Outstanding Balance
$445,000
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$262,753

Purchase Details

Listed on
Nov 10, 2017
Closed on
Jan 11, 2018
Sold by
Baldwin Baldwin A and Baldwin Frances R
Bought by
Gillespie Patrick
Seller's Agent
Mary Fielding
Coldwell Banker Chesapeake Real Estate Company
Buyer's Agent
Mary Fielding
Coldwell Banker Chesapeake Real Estate Company
List Price
$375,000
Sold Price
$365,000
Premium/Discount to List
-$10,000
-2.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.58%
Original Mortgage
$292,000
Interest Rate
3.9%
Mortgage Type
Commercial

Purchase Details

Closed on
Feb 17, 1994
Sold by
Galbreath Galbreath E and Galbreath Brenda E
Bought by
Baldwin A Stuart & Frances R

Purchase Details

Closed on
Apr 24, 1980
Sold by
Horsey Elmer E and Horsey Patricia O
Bought by
Galbreath Galbreath E and Galbreath Brenda E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $695,000 None Listed On Document
Deed $365,000 None Available
Deed $98,000 --
Deed $53,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $445,000 New Conventional
Previous Owner $292,000 Commercial
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/05/2025 11/05/25 Sold $695,000 -6.7% $279 / Sq Ft
08/29/2025 08/29/25 Pending -- -- --
08/22/2025 08/22/25 For Sale $745,000 +104.1% $299 / Sq Ft
01/11/2018 01/11/18 Sold $365,000 -2.7% $145 / Sq Ft View Prior Sale
11/17/2017 11/17/17 Pending -- -- --
11/10/2017 11/10/17 For Sale $375,000 -- $149 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,346 $404,900 $206,700 $198,200
2024 $6,041 $385,433 $0 $0
2023 $5,735 $365,967 $0 $0
2022 $5,396 $346,500 $206,700 $139,800
2021 $5,219 $339,767 $0 $0
2020 $5,219 $333,033 $0 $0
2019 $5,103 $326,300 $206,700 $119,600
2018 $5,071 $326,300 $206,700 $119,600
2017 $4,908 $326,300 $0 $0
2016 -- $326,300 $0 $0
2015 $4,757 $326,300 $0 $0
2014 $4,757 $326,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDKE2005558

Bright MLS

APN: 04-022335