NOT LISTED FOR SALE

110 W Commerce St Loretto, TN 38469

Estimated Value: $214,000 - $268,032

4 Beds
2.5 Baths
2,262 Sq Ft
$106/Sq Ft Est. Value

Sale Details

Date Sold: October 17, 2025

Last sale price $215,000 $95 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $1,318 / mo

513 Days on Market

Highlights

  • Wood Flooring
  • Sun or Florida Room
  • Covered Patio or Porch
  • Separate Formal Living Room
  • No HOA
  • Eat-In Kitchen

About This Home

As of October 2025

This beautiful house is part of the history of Loretto. It is the site of the first telephone office in Loretto. Built in 1900, this home boasts 4 bedrooms, 2 full baths, and 1 half bath. It has a large eat in kitchen, utility room with a laundry chute from the upstairs, and a large sunroom. It sits on 1.8 acres in the heart of Loretto. You must see to appreciate this home. The house was completely rebuilt in the late 80's. All the wiring was replaced along with the plumbing, sheetrock, and flooring. Call the listing agent for your private showing.

Last Agent to Sell the Property

Pat Bradley

Pat Bradley Realty Brokerage Phone: 9313452736 License #263327 Listed on: 03/18/2024

Last Buyer's Agent

Tiffany Garner

Coldwell Banker Southern Realty License #349117

Coldwell Banker Southern Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $684

Year Built

  • Built in 1900

Lot Details

  • 1.8

Home Design

  • Frame Construction

Interior Spaces

  • 2,262 Sq Ft Home
  • Property has 2 Levels
  • Separate Formal Living Room
  • Sun or Florida Room
  • Utility Room
  • Crawl Space
  • Eat-In Kitchen

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms

Schools

  • South Lawrence Elementary
  • Loretto High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Accessible Approach with Ramp
  • Covered Patio or Porch
  • 1.8 Acre Lot

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$684

Year Built

Built in 1900

Lot Details

1.8 Acres

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1900
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Existing
  • Special Features: None
  • Stories: 2

Interior Features

  • Accessibility Features: Accessible Approach with Ramp
  • Appliances: None
  • Flooring: Wood, Vinyl
  • Total Bedrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Has Basement: None, Crawl Space
  • Above Grade Finished Sq Ft: 2262
  • Building Area Units: Square Feet
  • Living Area: 2262
  • Living Area Units: Square Feet

Exterior Features

  • Construction Type: Frame
  • Patio And Porch Features: Porch, Covered
  • Pool Private: No
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Garage Yn: No

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Utilities: Natural Gas Available, Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Size Acres: 1.8
  • Lot Size Units: Acres
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 684

MLS Schools

  • Elementary School: South Lawrence Elementary
  • High School: Loretto High School
  • Middle Or Junior School: South Lawrence Elementary

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 18, 2024
Closed on
Dec 3, 2025
Sold by
Bought by
Seller's Agent
Pat Bradley
Pat Bradley Realty
Buyer's Agent
Tiffany Garner
Coldwell Banker Southern Realty
List Price
$300,000
Sold Price
$215,000
Premium/Discount to List
-$85,000
-28.33%
Views
216
Current Estimated Value
$233,461

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,461
Avg. Annual Appreciation
15.94%
Original Mortgage
$211,105
Interest Rate
0.0662%
Mortgage Type
FHA

Purchase Details

Listed on
Mar 18, 2024
Closed on
Oct 18, 2025
Sold by
Bought by
Seller's Agent
Pat Bradley
Pat Bradley Realty
Buyer's Agent
Tiffany Garner
Coldwell Banker Southern Realty
List Price
$300,000
Sold Price
$215,000
Premium/Discount to List
-$85,000
-28.33%
Views
216

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,105
Interest Rate
0.0662%
Mortgage Type
FHA

Purchase Details

Listed on
Mar 18, 2024
Closed on
Oct 17, 2025
Sold by
Bought by
Seller's Agent
Pat Bradley
Pat Bradley Realty
Buyer's Agent
Tiffany Garner
Coldwell Banker Southern Realty
List Price
$300,000
Sold Price
$215,000
Premium/Discount to List
-$85,000
-28.33%
Views
216

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,105
Interest Rate
0.0662%
Mortgage Type
FHA

Purchase Details

Closed on
May 16, 2025
Sold by
Bought by

Purchase Details

Closed on
Nov 26, 1984
Bought by

Purchase Details

Closed on
Nov 13, 1984
Source: Public Records
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
$215,000 None Listed On Document
$215,000 None Listed On Document
-- None Listed On Document
-- --
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $211,105
Closed $10,750
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/17/2025 10/17/25 Sold $215,000 -14.0% $95 / Sq Ft
07/31/2025 07/31/25 Price Changed $250,000 -16.7% $111 / Sq Ft
03/18/2024 03/18/24 For Sale $300,000 -- $133 / Sq Ft
Source: Realtracs

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $29,225 $3,825 $25,400
2024 $684 $29,225 $3,825 $25,400
2023 $684 $29,225 $3,825 $25,400
2022 $684 $29,225 $3,825 $25,400
2021 $596 $17,750 $3,825 $13,925
2020 $596 $17,750 $3,825 $13,925
2019 $596 $17,750 $3,825 $13,925
2018 $587 $17,750 $3,825 $13,925
2017 $569 $17,750 $3,825 $13,925
2016 $569 $17,750 $3,825 $13,925
2015 $520 $17,750 $3,825 $13,925
2014 $521 $17,775 $3,825 $13,950
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2632138

Realtracs

APN: 151H-F-017.00

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