$399,900
SOLD NOV 15, 2021
-- Bed
-- Bath
-- Sq Ft
2,657 Sq Ft Lot

Recently Sold

6% Below List Price

17 Days on Market

Highlights

  • River View
  • Property is near public transit
  • Balcony
  • Deck
  • Covered patio or porch
  • 2-minute walk to Annie Hargraves Park

About This Home

As of November 2021

Welcome home to this fabulously remodeled 2-family in the heart of Covington’s Seminary Square neighborhood. Whether you’re looking for a straight investment or to be owner-occupant & earn passive income, this beautiful home with its gorgeous interiors, private outdoor spaces & super walkable location is an excellent choice. Plus, as if that weren’t enough, it comes with more off-street parking than you ever thought you’d get.

Last Agent to Sell the Property

Annie Venerable

Pivot Realty Group License #222368 Listed on: 09/15/2021

Last Buyer's Agent

Brett Butler

Comey & Shepherd, Inc License #248709

Comey & Shepherd, Inc

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,259

Year Built

  • Built in 1851

Parking

  • 2 Car Garage
  • No Garage
  • Driveway

Home Design

  • Duplex
  • Brick Exterior Construction
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 3-Story Property
  • Non-Functioning Fireplace
  • Insulated Windows
  • Wood Frame Window
  • Aluminum Window Frames
  • River Views
  • Basement Fills Entire Space Under The House
  • Fire and Smoke Detector

Kitchen

  • Microwave
  • Dishwasher

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Deck
  • Covered patio or porch

Location

  • Property is near public transit

Schools

  • John G. Carlisle Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Mini Split Air Conditioners
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Furnace
  • Separate Meters

Community Details

  • 2 Units

Listing and Financial Details

  • Tenant pays for heat
  • The owner pays for water
  • Assessor Parcel Number 054-22-33-004.00

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,259

Year Built

Built in 1851

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Multi Family
  • Owner Pays: Water
  • Year Built: 1851
  • Lot Size: irregular
  • Directions: I-75 to Cov. 12th St. Exit, east on M.L.King (12th St) to left on Russell St. or I-75 to Cov. 5th St Exit East to Right on Russell S
  • New Construction: No
  • Structure Type: Duplex
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: John G. Carlisle Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: irregular
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Parking Features Parking Total: 2
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Security Features:Smoke Detector(s): Yes
  • Location Tax Legal Info:Tax ID: 054-22-33-004.00
  • Appliances Refrigerators: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Foundation:Stone3: Yes
  • General Property Description:_pound_ of Buildings: 1
  • Utilities:Separate Air Condition: Yes
  • Utilities:Separate Furnace: Yes
  • Utilities:Separate Gas Electric: Yes
  • General Property Description:Number Of Units Total: 2
  • Structure Type:Duplex: Yes
  • Levels:Three Or More2: Yes
  • View:River: Yes
  • Special Features: VirtualTour

Interior Features

  • Heating: Natural Gas, Forced Air
  • Levels: Three Or More
  • Property Type: MultiFamily
  • Tenant Pays: Heat
  • Number Of Buildings: 1
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Fireplace Features: Inoperable
  • Fireplace: No
  • Window Features: Aluminum Frames, Insulated Window(s), Wood Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Fireplace Features:Inoperable: Yes
  • Appliances Range: Yes

Exterior Features

  • View: River
  • Roof: Shingle
  • Lot Features: Near Public Transit
  • View: Yes
  • Construction Type: Brick
  • Exterior Features: Balcony
  • Foundation Details: Stone
  • Patio And Porch Features: Covered, Deck, Patio
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Window Features:Wood Frames: Yes
  • Window Features:Aluminum Frames: Yes
  • Exterior Features:Balcony: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, No Garage
  • Total Parking Spaces: 2.0
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:No Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Schools

  • Elementary School: John G. Carlisle Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Multi Family

  • Number Of Units Total: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 15, 2021
Closed on
Nov 8, 2021
Sold by
Clark Gerald L
Bought by
Keller Alison Renee
Seller's Agent
Annie Venerable
Pivot Realty Group
Buyer's Agent
Brett Butler
Comey & Shepherd, Inc
List Price
$425,000
Sold Price
$399,900
Premium/Discount to List
-$25,100
-5.91%
Current Estimated Value
$447,967

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$48,067
Avg. Annual Appreciation
5.74%
Original Mortgage
$407,920
Outstanding Balance
$377,690
Interest Rate
2.99%
Mortgage Type
Unknown
Estimated Equity
$114,434

Purchase Details

Closed on
Nov 6, 2019
Sold by
Loesing Ralph H and Loesing Catherine M
Bought by
Clark Gerald L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,000
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 14, 2013
Sold by
Paul Newman Properties Llc
Bought by
Loesing Emily S and Jacob Zachary R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
3.57%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 6, 1999
Sold by
Meyer Joseph U
Bought by
Meyer Joseph U and Meyer Dale A
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $399,900 Prominent Title Agency
Warranty Deed $240,000 Prominent Title Agency
Warranty Deed $185,000 360 American Title Services
Deed $21,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $407,920 Unknown
Closed $407,920 No Value Available
Previous Owner $200,000 Credit Line Revolving
Previous Owner $139,000 New Conventional
Previous Owner $100,000 New Conventional
Previous Owner $484,671 Future Advance Clause Open End Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/15/2021 11/15/21 Sold $399,900 0.0% --
10/02/2021 10/02/21 Pending -- -- --
09/28/2021 09/28/21 Price Changed $399,900 -5.9% --
09/15/2021 09/15/21 For Sale $425,000 -- --
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,259 $399,900 $5,000 $394,900
2023 $5,327 $399,900 $5,000 $394,900
2022 $5,252 $399,900 $5,000 $394,900
2021 $3,663 $240,000 $5,000 $235,000
2020 $3,644 $240,000 $5,000 $235,000
2019 $2,858 $185,000 $5,000 $180,000
2018 $2,918 $185,000 $5,000 $180,000
2017 $2,961 $185,000 $10,000 $175,000
2015 $3,511 $185,000 $10,000 $175,000
2014 $3,534 $185,000 $10,000 $175,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 553028

Northern Kentucky Multiple Listing Service

APN: 054-22-33-004.00