$849,000
SOLD OCT 17, 2025

11015 Cedar Dr Lusby, MD 20657

4 Beds
2.5 Baths
2,845 Sq Ft
0.25 Acres

Recently Sold

$298 Per Sq Ft

0 Day on Market

Highlights

  • Home fronts navigable water
  • Fishing Allowed
  • Open Floorplan
  • Canoe or Kayak Water Access
  • Bay View
  • Coastal Architecture

About This Home

As of October 2025

Located in the highly sought after Cove Point Beach Community, this exquisite 4-bedroom, 2.5-bathroom residence offers contemporary coastal charm Chesapeake Bay views. Fall in love with the open floor plan accentuated by luxury vinyl plank flooring throughout. The heart of the home features a stunning new kitchen with upgraded quartz countertops, enormous island perfect for gatherings, new cabinets and modern appliances including a built-in microwave, dishwasher, stove and fridge all open to the dining area making it ideal for entertaining. The primary suite offers a private bath and attached bonus room ensuring a serene retreat. Laundry/utility room includes a second fridge, ready for party food storage to feed a crowd. Upper level area is all one spacious open room and half bath, potential here for 5th bedroom, second family room or home office space. Enjoy the fresh air on the deck or patio, equipped with an outdoor stone fireplace perfect for roasting marshmallows. Plenty of parking with a driveway off of Lighthouse Blvd and side parking on Cedar. The property also includes fenced side yard and two sheds for additional storage. Located just 1/2 a block from the picturesque Chesapeake Bay, residents have private access to a gorgeous sandy beach to enjoy swimming, kayaking, and fishing, making it a haven for water enthusiasts. Plenty of sharks teeth and fossils to be found here, or take a walk to up the beach to see the historic Cove Point Lighthouse. The community is enriched by nearby parks, excellent schools, Solomon’s Island, shops, restaurants and more!

Last Agent to Sell the Property

Becky King

(443) 624-3359 bking@hometownerealestate.net Home Towne Real Estate License #595255 Listed on: 09/17/2025

Home Towne Real Estate

Last Buyer's Agent

Michelle Zografos

(904) 347-5438 zografosmichelle@gmail.com Compass

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,648

Year Built

  • Built in 1949 | Remodeled in 2025

Lot Details

  • 0.25 Acre Lot
  • Home fronts navigable water
  • Corner Lot
  • Level Lot
  • Cleared Lot
  • Back, Front, and Side Yard
  • Property is in excellent condition

Parking

  • Driveway

Home Design

  • Coastal Architecture
  • Contemporary Architecture
  • Cottage
  • Shingle Roof
  • Vinyl Siding
  • Cedar

Interior Spaces

  • 2,845 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Cathedral Ceiling
  • Recessed Lighting
  • French Doors
  • Family Room
  • Combination Kitchen and Dining Room
  • Den
  • Bonus Room
  • Luxury Vinyl Plank Tile Flooring
  • Bay Views
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property Near A Cove
  • Sail
  • Deck
  • Patio
  • Shed
  • Outdoor Grill

Location

  • Flood Risk

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Powered By Leased Propane
  • Vented Exhaust Fan
  • Well
  • Propane Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 6R
  • Assessor Parcel Number 0501034707

Community Details

Overview

  • No Home Owners Association
  • Cove Point Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,648

Year Built

Built in 1949 | Remodeled in 2025

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary, Coastal, Cottage
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2, Upper 3
  • Expected On Market: 9/17/2025 12:00:00 AM
  • Federal Flood Zone: Yes
  • Year Built: 1949
  • Year Renovated: 2025
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: 4098
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Flooring Type: Luxury Vinyl Plank
  • Interior Amenities: Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops
  • Fireplace: No
  • Door Features: French
  • Wall Ceiling Types: Cathedral Ceilings
  • Foundation Details: Crawl Space
  • Levels Count: 3
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Laundry, Bonus Room, Primary Bathroom, Full Bath, Half Bath
  • Basement: No
  • Laundry Type: Has Laundry
  • Total Sq Ft: 2845
  • Living Area Sq Ft: 2845
  • Price Per Sq Ft: 298.77
  • Above Grade Finished Sq Ft: 2845
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level 2 Bathrooms: 1.00
  • Upper Level 3 Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level 3 Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Cedar, Vinyl Siding
  • Exterior Features: Bbq Grill, Sidewalks
  • Roof: Shingle
  • Spa: No
  • View: Bay
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Private Access, Sail
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Cove
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Propane - Leased
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric, Propane
  • Sewer/Septic System: Septic Exists
  • Utilities: Cable Tv Available, Electric Available, Phone Available
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Features: Corner, Cleared, Front Yard, Level, Rear Yard, Sideyard(s)
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10890.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Excellent
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Case By Case Basis
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 4648.00
  • Assessor Parcel Number: 0501034707
  • Tax Lot: 6R
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: Calvert County Public Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 17, 2025
Closed on
Oct 17, 2025
Sold by
Cybulski Mark A and Cybulski Mary A
Bought by
Stipicevic Kristin L and Stipicevic John A
Seller's Agent
Becky King
Home Towne Real Estate
Buyer's Agent
Michelle Zografos
Compass
List Price
$850,000
Sold Price
$849,000
Premium/Discount to List
-$1,000
-0.12%
Views
70
Current Estimated Value
$829,761

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$19,239
Avg. Annual Appreciation
-8.14%

Purchase Details

Closed on
Jun 24, 2022
Sold by
Wayne Shipp Robert and Wayne Antoinette Marie
Bought by
Cybulski Mary A and Cybulski Mark A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 30, 1999
Sold by
Phillips Allen C and Phillips Jacqueline N
Bought by
Shipp Robert Wayne and Shipp Marie Antonette
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $849,000 Home First Title
Deed $500,000 Westcor Land Title
Deed $129,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $350,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/17/2025 10/17/25 Sold $849,000 -3.0% $298 / Sq Ft
09/17/2025 09/17/25 Price Changed $875,000 +2.9% $308 / Sq Ft
09/17/2025 09/17/25 For Sale $850,000 -- $299 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,981 $441,033 $0 $0
2024 $4,455 $392,767 $0 $0
2023 $3,793 $344,500 $133,600 $210,900
2022 $3,746 $340,267 $0 $0
2021 $3,746 $336,033 $0 $0
2020 $3,669 $331,800 $133,600 $198,200
2019 $3,331 $317,500 $0 $0
2018 $3,181 $303,200 $0 $0
2017 $3,209 $288,900 $0 $0
2016 -- $284,400 $0 $0
2015 $2,466 $279,900 $0 $0
2014 $2,466 $275,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2022974

Bright MLS

APN: 01-034707