NOT LISTED FOR SALE

1102 Riverview Terrace Saint Michaels, MD 21663

Estimated Value: $724,033 - $814,000

3 Beds
2 Baths
2,311 Sq Ft
$325/Sq Ft Est. Value

Last Sold April 10, 2020

Last sale price $405,000 $175 Per Sq Ft

Est. 86% increase in value since last sale

Current estimated payment $4,382/month

26 Days on Market

Highlights

  • Pier or Dock
  • Water Access
  • Pond
  • Home fronts navigable water
  • 0.66 Acre Lot
  • Traditional Architecture

About This Home

As of April 2020

This nicely updated brick home is located on a double lot in the popular water access Rio Vista community near St. Michaels. Granite and stainless kitchen, recently updated baths, living room with woodburning fireplace, huge game room, large screened porch, encapsulated crawlspace, winter water views of the Miles River across the street. Rio Vista offers a waterfront picnic area plus a community dock on Spencer Creek. Public sewer and water but no town taxes! Very close to the St. Michaels community pool, new YMCA, public schools and the charming historic district with its great restaurants and shops.

Last Agent to Sell the Property

Debra Crouch

Benson & Mangold, LLC License #306848 Listed on: 01/23/2020

Benson & Mangold, LLC

Last Buyer's Agent

Christie Bishop

Northrop Realty License #637346

Northrop Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,697

Year Built

  • Built in 1954

Lot Details

  • 0.66 Acre Lot
  • Home fronts navigable water
  • Corner Lot
  • Property is in very good condition

HOA Fees

  • $4 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Brick Exterior Construction

Interior Spaces

  • 2,311 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Window Treatments
  • Living Room
  • Combination Kitchen and Dining Room
  • Den
  • Game Room
  • Carpet
  • Crawl Space
  • Storm Doors

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Stove
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Water Access
  • River Nearby
  • Pond
  • Screened Patio
  • Shed
  • Porch

Utilities

  • Central Air
  • Ductless Heating Or Cooling System
  • Heating System Uses Oil
  • Back Up Electric Heat Pump System
  • Hot Water Baseboard Heater
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 1 E
  • Assessor Parcel Number 2102073757

Community Details

Overview

  • Association fees include common area maintenance
  • Rio Vista Community Association
  • Rio Vista Subdivision

Amenities

  • Picnic Area

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,697

Year Built

Built in 1954

Lot Details

0

HOA Fees

$4 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1954
  • Remarks Public: This nicely updated brick home is located on a double lot in the popular water access Rio Vista community near St. Michaels. Granite and stainless kitchen, recently updated baths, living room with woodburning fireplace, huge game room, large screened porch, encapsulated crawlspace, winter water views of the Miles River across the street. Rio Vista offers a waterfront picnic area plus a community dock on Spencer Creek. Public sewer and water but no town taxes! Very close to the St. Michaels community pool, new YMCA, public schools and the charming historic district with its great restaurants and shops.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Refrigerator, Stove, Icemaker, Washer
  • Interior Amenities: Breakfast Area, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Kitchen - Table Space, Recessed Lighting, Window Treatments
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Storm
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Kitchen, Game Room, Den, Bedroom 1, Laundry, Bathroom 1, Primary Bathroom
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2311
  • Living Area Sq Ft: 2311
  • Price Per Sq Ft: 185.63
  • Above Grade Finished Sq Ft: 2311
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1102

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick
  • Spa: No
  • Water Access: Yes
  • Water Body Name: Miles River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ductless/Mini-Split, Central A/C
  • Heating Fuel: Electric, Oil
  • Heating Type: Heat Pump - Electric Backup, Baseboard - Hot Water
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Electric Available, Cable Tv Available
  • Water Source: Public
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 50.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Picnic Area, Pier/Dock
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance
  • HOA Name: RIO VISTA COMMUNITY ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: TALBOT COUNTY PUBLIC SCHOOLS
  • School District Key: 121138072466
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 192300.00
  • Land Assessed Value: 223100.00
  • Land Use Code: 110
  • Lot Features: Corner, Pond
  • Lot Size Acres: 0.66
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 28770.00
  • Outdoor Living Structures: Porch(es), Screened
  • Property Condition: Very Good
  • Year Assessed: 2020
  • Zoning: R
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 5292396
  • Tax Annual Amount: 2697.00
  • Assessor Parcel Number: 2102073757
  • Tax Lot: 1 E
  • Tax Total Finished Sq Ft: 2311
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019
  • Close Date: 04/10/2020

MLS Schools

  • School District Name: TALBOT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 23, 2020
Closed on
Apr 4, 2020
Sold by
Halpern Steven D and Halpern Mary Beth
Bought by
Pelanne Alice C and Bartlett Elizabeth M
Seller's Agent
Debra Crouch
Benson & Mangold, LLC
Buyer's Agent
Christie Bishop
Northrop Realty
List Price
$429,000
Sold Price
$405,000
Premium/Discount to List
-$24,000
-5.59%
Current Estimated Value
$751,758

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$346,758
Avg. Annual Appreciation
12.11%
Original Mortgage
$210,000
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 18, 2011
Sold by
Cresswell Christopher John
Bought by
Halpern Steven D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,000
Interest Rate
4.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 17, 2011
Sold by
Cresswell Christopher John and Cresswell Jocelyn B
Bought by
Halpern Steven D and Halpern Mary Beth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,000
Interest Rate
4.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 8, 2006
Sold by
Cresswell Christopher John
Bought by
Cresswell Christopher John and Cresswell Jocelyn B

Purchase Details

Closed on
Nov 16, 2005
Sold by
Hall James Robert
Bought by
Cresswell Christopher John

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
5.37%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pelanne Alice C $405,000 Chicago Title Insurance Co
Halpern Steven D $350,000 --
Halpern Steven D $350,000 Real Estate Title & Escrow L
Halpern Steven D $350,000 --
Cresswell Christopher John -- --
Cresswell Christopher John $400,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Pelanne Alice C $210,000
Previous Owner Halpern Steven D $280,000
Previous Owner Halpern Steven D $280,000
Previous Owner Cresswell Christopher John $320,000
Previous Owner Cresswell Christopher John $40,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/10/2020 04/10/20 Sold $405,000 -5.6% $175 / Sq Ft
02/18/2020 02/18/20 Pending -- -- --
01/23/2020 01/23/20 For Sale $429,000 -- $186 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,484 $488,200 $223,100 $265,100
2024 $3,484 $463,933 $0 $0
2023 $3,278 $439,667 $0 $0
2022 $3,021 $415,400 $223,100 $192,300
2021 $5,810 $396,967 $0 $0
2020 $2,836 $378,533 $0 $0
2019 $2,675 $360,100 $171,300 $188,800
2018 $2,508 $352,200 $0 $0
2017 $2,217 $344,300 $0 $0
2016 $2,162 $336,400 $0 $0
2015 $1,959 $336,400 $0 $0
2014 $1,959 $336,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDTA137188

Bright MLS

APN: 02-073757