$400,000

11024 278th St Chisago City, MN 55013

Estimated payment $2,508/month

Total Views 1,047
5 Beds
3.5 Baths
2,864 Sq Ft
$140 Price per Sq Ft

Highlights

  • Hot Property
  • Home fronts a pond
  • Recreation Room
  • Chisago Lakes Primary Elementary School Rated A-
  • Family Room with Fireplace
  • Vaulted Ceiling

About This Home

Perfectly positioned between Chisago Lake and Green Lake, this stunning 5-bedroom, 4-bathroom home offers abundant indoor and outdoor living space. In a peaceful neighborhood with a serene pond backdrop, set on nearly half an acre, it provides an ideal blend of tranquility and convenience, close to schools, parks, and local amenities. Inside, bright and inviting spaces are designed for everyday comfort and connection. The open main level features a vaulted kitchen with a bay window, wood flooring, and a peninsula with breakfast bar seating, while the adjoining dining area includes a built-in china cabinet and sliding doors to the side deck for seamless indoor-outdoor living. The living room is warm and welcoming with wood-paneled walls, a stone fireplace, and large windows framing pond views. Modern touches like built-in surround sound and a smart Ecobee thermostat enhance the home. Upstairs, the primary suite offers a jetted tub, tiled shower, and walk-in closet, while two additional bedrooms and a full bath complete the level. The first lower level includes a cozy family room with a fireplace and walkout patio access, two bedrooms, a full bath, and a mudroom. The additional lower level adds even more versatility with a recreation room, private den, and laundry area with newer GE appliances. Outdoor living shines with an updated deck, patio, firepit, and front porch, all surrounded by a beautiful pond-side setting. With modern updates throughout—including a new furnace, AC, tankless water heater, and fresh carpet and paint—this home offers comfort, style, and easy living inside and out.

Listing Agent

Daniel Desrochers

eXp Realty Brokerage Phone: 612-688-7024 Listed on: 11/06/2025

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,842

Year Built

  • Built in 2002

Lot Details

  • 0.43 Acre Lot
  • Home fronts a pond
  • Irregular Lot

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Split Level Home
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Stone Fireplace
  • Brick Fireplace
  • Gas Fireplace
  • Mud Room
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Dining Room
  • Den
  • Recreation Room

Kitchen

  • Double Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Basement Window Egress

Eco-Friendly Details

  • Air Exchanger

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Ponds Of Olde Towne Subdivision

Listing and Financial Details

  • Assessor Parcel Number 130068424

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,842

Year Built

Built in 2002

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: City Water/Connected
  • Year Built: 2002
  • Above Grade Finished Sq Ft: 1570
  • Unit Levels: Four or More Level Split
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Attribution Contact: 612-688-7024
  • Attribution Contact: 612-688-7024
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Egress Window(s), Finished, Full, Sump Pump, Walkout
  • Appliances: Air-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Double Oven, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Brick, Family Room, Gas, Living Room, Stone
  • Living Area: 2864
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1294
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Dining Room, Living Room, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Family Room, Mud Room, Recreation Room, Den

Beds/Baths

  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5

Exterior Features

  • Roof: Asphalt
  • Fencing: None
  • PatioPorchType: Deck,Front Porch,Patio,Porch

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Garage Door Opener

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Window,Primary Bedroom Walk-In Closet,Patio,Porch,Security System,Tile Floors,Vaulted Ceiling(s),Walk-In Closet

Schools

  • Junior High Dist: Chisago Lakes
  • SchoolDistrictPhone: 651-213-2096

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: Irregular
  • Lot Size Sq Ft: 18556.56
  • Land Lease: No
  • Lot Features: Irregular Lot
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 130068424
  • Tax Annual Amount: 4842
  • TaxWithAssessments: 4842.0000

Multi Family

  • WaterfrontFeatures: Pond

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,842 $439,700 $72,000 $367,700
2022 $4,930 $436,200 $72,000 $364,200
2021 $4,800 $340,100 $0 $0
2020 $4,596 $333,000 $60,000 $273,000
2019 $4,318 $0 $0 $0
2018 $4,192 $0 $0 $0
2017 $3,664 $0 $0 $0
2016 $3,680 $0 $0 $0
2015 $3,684 $0 $0 $0
2014 -- $221,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/06/2025 11/06/25 For Sale $400,000 -- $140 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $321,000 --
Quit Claim Deed -- --
Warranty Deed $246,352 Executive Title Inc
Deed $246,400 --
Warranty Deed $262,224 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $321,000 New Conventional
Source: Public Records

Source: NorthstarMLS

MLS Number: 6767540

NorthstarMLS

APN: 13-00684-24