NOT LISTED FOR SALE

1104 River Bay Rd Annapolis, MD 21409

Cape Saint Claire Neighborhood

Estimated Value: $1,772,000 - $3,388,596

4 Beds
2 Baths
1,500 Sq Ft
$1,864/Sq Ft Est. Value

Last Sold February 14, 2017

Last sale price $770,000 $513 Per Sq Ft

Est. 263% increase in value since last sale

Current estimated payment $16,139/month

247 Days on Market

Highlights

  • 85 Feet of Waterfront
  • Boat Ramp
  • Beach
  • Cape St. Claire Elementary School Rated A-
  • 1 Dock Slip
  • Pier

About This Home

As of February 2017

RENOVATE OR RAZE**Substantial footprint is ready**Water side garden wall & pier undergoing improvement (vegetation being cut back)**Separate garage with electricity & oil heat**H20 conditioning system**Large wrap around screen porch**Views are heavenly**See the trend of value on River Bay**Estate Sale so "AS IS"**Amazing property.

Last Agent to Sell the Property

Mona LaCovey

(410) 224-4400 mdavis@davispalumbo.com RE/MAX One License #95240 Listed on: 03/28/2016

RE/MAX One

Last Buyer's Agent

Karen Marino

(410) 544-4000 karen.marino@lnf.com Long & Foster Real Estate, Inc.

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,872

Year Built

  • Built in 1950

Lot Details

  • 0.58 Acre Lot
  • 85 Feet of Waterfront
  • Home fronts navigable water
  • Private Beach
  • Sandy Beach
  • Public Beach
  • Partially Fenced Property
  • Planted Vegetation
  • Secluded Lot
  • The property's topography is level
  • Partially Wooded Lot
  • Property is zoned R5

HOA Fees

  • HOA YN

Parking

  • 2 Car Detached Garage
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • 1 Fireplace
  • Screen For Fireplace
  • Window Treatments
  • Living Room
  • Dining Room
  • Den
  • Workshop
  • Storage Room
  • Utility Room
  • Wood Flooring
  • Water Views

Kitchen

  • Country Kitchen
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Basement with some natural light

Outdoor Features

  • Pier
  • Canoe or Kayak Water Access
  • River Nearby
  • Boat or Launch Ramp
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • 1 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Lake Privileges
  • Screened Patio
  • Porch

Schools

  • Magothy River Middle School
  • Broadneck High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Well
  • Electric Water Heater
  • Water Conditioner

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 020316506998600

Community Details

Overview

  • Condo Association YN: No
  • Association fees include management, pier/dock maintenance, reserve funds
  • Cape St Claire Subdivision, Cape Cod Floorplan
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Community Library

Recreation

  • Boat Ramp
  • Pier or Dock
  • Beach
  • Golf Course Membership Available
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Community Playground
  • Pool Membership Available
  • Fishing Allowed
  • Jogging Path

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,872

Year Built

Built in 1950

Lot Details

0.58 Acres

HOA Fees

$1 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Inclusions: ,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1950
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher
  • Interior Amenities: Kitchen - Country, Dining Area, Entry Level Bedroom, Built-Ins, Primary Bath(s), Window Treatments, Wood Floors, Floor Plan - Open
  • Fireplace Features: Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Kitchen, Basement, Bedroom 1, Study, Laundry, Storage Room, Utility Room, Workshop
  • Basement: Yes
  • Basement Type: Full, Daylight, Partial, Unfinished
  • Living Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Construction Materials: Vinyl Siding
  • Dock Type: Pier (Perpendicular)
  • Exterior Features: Private Beach
  • Pool Private: No
  • View: Water
  • View: Yes
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Public Beach
  • Water Access: Yes
  • Water Body Name: MAGOTHY RIVER
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 85

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Garage
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, Detached Garage

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Cooling: Yes
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Conditioner, Well

Condo/Co-op/Association

  • HOA Fees: 10.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Boat Ramp, Club House, Common Grounds, Golf Course Membership Available, Jog/Walk Path, Lake, Library, Picnic Area, Pier/Dock, Pool Mem Avail, Tot Lots/Playground, Tennis Courts, Water/Lake Privileges, Security
  • HOA Condo Co-Op Fee Includes: Management, Pier/Dock Maintenance, Reserve Funds
  • HOA: Yes
  • Senior Community: No

Schools

  • High School: BROADNECK
  • Middle Or Junior School: MAGOTHY RIVER

Lot Info

  • Fencing: Partially
  • Lot Features: Partly Wooded, Vegetation Planting, Secluded
  • Lot Size Acres: 0.58
  • Lot Size Area: 25160
  • Lot Dimensions: LotLength:295 X LotWidth:85
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 25160.00
  • Outdoor Living Structures: Porch(es), Screened
  • Property Attached Yn: No
  • Topography: Level
  • Zoning: R5

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6872.32
  • Assessor Parcel Number: 020316506998600
  • Tax Lot: 2
  • County Tax Payment Frequency: Annually
  • Tax Year: 2015

Multi Family

  • Dock Slip Conveyance: Deeded
  • Waterfront Features: Boat/Launch Ramp, Private Dock Site, Sandy Beach

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 28, 2016
Closed on
Feb 14, 2017
Sold by
Daniels Donald K
Bought by
Marino Joseph W and Marino Nicole Emily
Seller's Agent
Mona LaCovey
RE/MAX One
Buyer's Agent
Karen Marino
Long & Foster Real Estate, Inc.
List Price
$1,100,000
Sold Price
$770,000
Premium/Discount to List
-$330,000
-30%
Current Estimated Value
$2,796,532

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,026,532
Avg. Annual Appreciation
15.28%
Original Mortgage
$606,400
Outstanding Balance
$497,216
Interest Rate
4.2%
Mortgage Type
New Conventional
Estimated Equity
$2,299,316

Purchase Details

Closed on
Feb 3, 2016
Sold by
Daniels Donald K
Bought by
Daniels Allen and Daniels Donald K

Purchase Details

Closed on
Jun 29, 2006
Sold by
Redding Barbara T
Bought by
Redding Barbara T

Purchase Details

Closed on
Jun 3, 2006
Sold by
Redding Barbara T
Bought by
Redding Barbara T

Purchase Details

Closed on
Jun 22, 1987
Sold by
Cschenk Elizabeth E
Bought by
Redding Barbara T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
10.44%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Marino Joseph W $770,000 Chancellor Title Agency Inc
Daniels Allen -- Attorney
Redding Barbara T -- --
Redding Barbara T -- --
Redding Barbara T $225,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Marino Joseph W $606,400
Previous Owner Redding Barbara T $115,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/14/2017 02/14/17 Sold $770,000 -18.9% $513 / Sq Ft
11/30/2016 11/30/16 Pending -- -- --
10/12/2016 10/12/16 Price Changed $950,000 -5.0% $633 / Sq Ft
09/15/2016 09/15/16 Price Changed $999,900 -9.1% $667 / Sq Ft
03/28/2016 03/28/16 For Sale $1,100,000 -- $733 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $20,968 $2,508,267 -- --
2024 $20,968 $2,252,900 $1,024,000 $1,228,900
2023 $7,850 $1,019,467 $0 $0
2022 $8,675 $1,133,400 $0 $0
2020 $8,170 $973,167 $0 $0
2019 $7,956 $831,233 $0 $0
2018 $6,990 $689,300 $569,000 $120,300
2017 $7,398 $671,267 $0 $0
2016 $332 $653,233 $0 $0
2015 $332 $635,200 $0 $0
2014 -- $635,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Mona LaCovey

    Seller's Agent in 2017

    Mona LaCovey

    RE/MAX

    (410) 757-7080

    10 in this area

    20 Total Sales

    Mona LaCovey
    Section Image
  • Karen Marino

    Buyer's Agent in 2017

    Karen Marino

    Long & Foster

    (410) 991-9706

    5 Total Sales

    Karen Marino
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: 1003267605

Bright MLS

APN: 03-165-06998600

Maryland Anne Arundel County Annapolis 21409 Cape Saint Claire

1104 River Bay Rd, Annapolis, MD

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bright MLS The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.